To:
Countrywide Home Loans
From:
Kevin Leland
6 Marshall Circle
Coventry, RI 02816
Re: 1010 Main Street, West Warwick, RI 02893
Congratulations! You’ve won a beautiful, 1500 square foot, three bedroom, 2 ½ bath colonial home that my father, my son and I built with our own hands. You claimed your prize yesterday by foreclosure. I call this beautiful house we built your “prize winnings” because when you collect something of value without doing a friggin’ thing to earn it, that means you either won it or you stole it.
I don’t want to call a douche-bag like Angelo Mozilo, co-founder of the whale mortgage company Countrywide -a thief. Whales live and thrive by gulping up millions of tiny little fish, i.e.; overworked, underpaid, unemployed, uninsured, mortgage paying, tax paying, struggling American home owners. Oh yeah, I left out: Former homeowners.
It takes $400,000,000.00 and free luxuries like California Country Club memberships to feed a gulping sperm whale like Mr. Mozilo. How big of him to refuse that 10% severance package. Just take a look at this guy: http://www.youtube.com/watch?v=Bd-zDc3WNHU >Mozilo< His face looks like a beady-eyed camel vagina shriveled up from too much sun exposure. We Leland’s were sporting some good tans the summer of ‘07 when we built all those stone walls on his property -while he was golfing.
I used to work for Mr. Mozillo. Not just building a house for his company, but also as a loan officer for Countrywide. Uh-oh. I saw first hand how Countrywide does business. Ohhh…The stories I could tell! Will tell: Because I didn’t do any of that sub-prime crap. My hands are clean. As a matter of fact, I went AGAINST company policy, and refinanced customers who already had a loan with us. This was called, according to my manager: “eating our young” So much for doing what they could to help poor folk afford their mortgages. I said “no, it’s keeping our kids under our own roof” -I was paid ½ commission for these portfolio refinances; and eventually asked the “do you want to quit or be fired?” question.
It’s hard to deal with loosing this house we put so much work in, even though I feel like I had as much to do with causing the housing market crash as Mozilo did, I think the punishment is extreme and unbalanced. What did the crash cost Mozilo? He got out just in time. Hmmm…Inside information? Nah, damn good foresight!
http://kdelikghostwriter.blogspot.com/2008/10/housing-market-crash-ill-take-blame.html
We were supposed to move into it when it was done, but could not afford to because I was under financed throughout the construction, and of course undervalued when complete…This house lost over $140,000.00 in value while we were building it. The house we live in, and Countrywide holds the mortgages on, also lost well over 50% in value. It’s now worth $140,000.00 less than we owe on it, but it’s our home and we are grateful to still be barely hanging on to it still. We are five months behind on the equity line, but just starting to catch up after I was fortunate enough to find a job after being out of work for five months.
I have many good ideas about how I could help us out of this mess -and give this sad story a happy ending. If only I could get through Countrywide’s voice jail and speak to a real person authorized to make human decisions. Customer service still sucks, huh? (unless of course you were a VIP friend of Angelo, like Senator Dodd.) I hope Bank of America is ready to polish up the tarnished image of this bastard child that Mozilo sired and they adopted before he ran off into his solid gold sunset of retirement. I’ll warn you right now, don’t make our very capable President, Mr. Obama along with a few hundred million pissed off, but still hopeful American people behind him, straighten your asses out. You better toe the mark, and that includes your offspring. We’re individually poor and stuggling, but our collective funds in $20’s and $50’s not only got us represented in the white house, “yes we can!” -Collectively, we are richer and more powerful than you, and we’re watching closely. We won’t get fooled again!
- Stay tuned for a YouTube episode of the upside down flag hanging on our upside down houses: The Jarvis’ statement:
http://factoidz.com/upside-down-flagpatriotic-sign-of-distress/
Based on the Providence journal article by Alex Kuffner, photo by Kris Craig:
http://www.commondreams.org/headline/2009/01/29-8
