http://factoidz.com/experts-in/debt-consolidation/ debt consolidation articles on Factoidz en-us http://factoidz.com/borrowing-at-0-the-good-the-bad-and-the-ugly/ http://factoidz.com/borrowing-at-0-the-good-the-bad-and-the-ugly/ If your credit is halfway decent (and sometimes even when its not), you've gotten one of these offers at one point: We're your friendly neighborhood credit card company!  We love you so much, we want to lend you money at incredibly low rates for 6 months, or a year, or maybe the life of ... Wed, 31 Dec 1969 18:33:29 CST debt-consolidation http://factoidz.com/wp-content/themes/gabtheme/images/borrowing-at-0-the-good-the-bad-and-the-ugly.jpg http://factoidz.com/how-to-borrow-and-lend-money-using-social-lending-sites/ http://factoidz.com/how-to-borrow-and-lend-money-using-social-lending-sites/ Borrowing and lending money from one individual to another can be a very risky proposition.  Most of these loans are made to/from friends and family, and relationships can be forever scarred by the mishandling of said transactions.  Community lending sites are the perfect solution; they allow for ... Wed, 31 Dec 1969 18:33:29 CST debt-consolidation http://factoidz.com/wp-content/themes/gabtheme/images/how-to-borrow-and-lend-money-using-social-lending-sites.jpg http://factoidz.com/zombie-debt-collectors-should-you-pay/ http://factoidz.com/zombie-debt-collectors-should-you-pay/ No, this isn’t the latest horror movie, this is something that has been going on and is now becoming a real problem for consumers. This expanding new industry has prompted a flood of complaints to state and federal agencies. ... Wed, 31 Dec 1969 18:33:29 CST debt-consolidation http://factoidz.com/wp-content/themes/gabtheme/images/zombie-debt-collectors-should-you-pay.jpg http://factoidz.com/how-debt-consolidation-works/ http://factoidz.com/how-debt-consolidation-works/ Debt consolidation is a phrase thrown around a lot lately.  There are many companies out there advertising it, and for someone who's in debt, it's probably quite difficult to differentiate between the good ones and the bad ones.  Here are a few things to help you in understanding how debt consolid... Wed, 31 Dec 1969 18:33:29 CST debt-consolidation http://factoidz.com/wp-content/themes/gabtheme/images/how-debt-consolidation-works.jpg http://factoidz.com/how-to-get-your-free-credit-report-and-fix-it/ http://factoidz.com/how-to-get-your-free-credit-report-and-fix-it/   As of 2003 thanks to the Fair and Accurate Credit Transaction Act (the FACT act), every American is now entitled to their credit report free once a year from the three major credit-reporting agencies. They are Experian, TransUnion and Equifax. Just make ... Wed, 31 Dec 1969 18:33:29 CST debt-consolidation http://factoidz.com/wp-content/themes/gabtheme/images/how-to-get-your-free-credit-report-and-fix-it.jpg http://factoidz.com/what-collection-agencies-can-and-cannot-do/ http://factoidz.com/what-collection-agencies-can-and-cannot-do/ Debt collectors, collection agencies and bill collectors are all the same. With the current recession and job losses going on, the complaints against collection agencies have increased dramatically. For some reason, either due ... Wed, 31 Dec 1969 18:33:28 CST debt-consolidation http://factoidz.com/wp-content/themes/gabtheme/images/what-collection-agencies-can-and-cannot-do.jpg