http://factoidz.com/experts-in/debt-help/ debt help articles on Factoidz en-us http://factoidz.com/zombie-debt-collectors-should-you-pay/ http://factoidz.com/zombie-debt-collectors-should-you-pay/ No, this isn’t the latest horror movie, this is something that has been going on and is now becoming a real problem for consumers. This expanding new industry has prompted a flood of complaints to state and federal agencies. ... Wed, 31 Dec 1969 18:33:29 CST debt-help http://factoidz.com/wp-content/themes/gabtheme/images/zombie-debt-collectors-should-you-pay.jpg http://factoidz.com/how-to-get-your-free-credit-report-and-fix-it/ http://factoidz.com/how-to-get-your-free-credit-report-and-fix-it/   As of 2003 thanks to the Fair and Accurate Credit Transaction Act (the FACT act), every American is now entitled to their credit report free once a year from the three major credit-reporting agencies. They are Experian, TransUnion and Equifax. Just make ... Wed, 31 Dec 1969 18:33:29 CST debt-help http://factoidz.com/wp-content/themes/gabtheme/images/how-to-get-your-free-credit-report-and-fix-it.jpg http://factoidz.com/what-collection-agencies-can-and-cannot-do/ http://factoidz.com/what-collection-agencies-can-and-cannot-do/ Debt collectors, collection agencies and bill collectors are all the same. With the current recession and job losses going on, the complaints against collection agencies have increased dramatically. For some reason, either due ... Wed, 31 Dec 1969 18:33:28 CST debt-help http://factoidz.com/wp-content/themes/gabtheme/images/what-collection-agencies-can-and-cannot-do.jpg