http://factoidz.com/experts-in/finance/ finance articles on Factoidz en-us http://factoidz.com/breaking-down-the-financial-advantages-of-buying-a-home-with-a-mortgage/ http://factoidz.com/breaking-down-the-financial-advantages-of-buying-a-home-with-a-mortgage/ Buying a home creates many advantages, so many that one article will probably not be enough to list them.  Buying a home using a home mortgage also creates many advantages if done correctly, and since there is a lot of negative feeling out there about mortgages let's address... Wed, 31 Dec 1969 18:33:29 CST finance http://factoidz.com/wp-content/themes/gabtheme/images/buying-a-home-get-good-advice.jpg http://factoidz.com/an-investment-strategy-to-profit-from-the-legalization-of-marijuana/ http://factoidz.com/an-investment-strategy-to-profit-from-the-legalization-of-marijuana/ We haven’t reached a point where corporations own swathes of cultivated fields that produce a semi-annual crop worth billions of dollars. A crop that can be taxed by the government on... Wed, 31 Dec 1969 18:33:29 CST finance http://factoidz.com/wp-content/themes/gabtheme/images/an-investment-strategy-to-profit-from-the-legalization-of-marijuana.jpg http://factoidz.com/is-chaos-investing-the-system-for-your-stock-woes/ http://factoidz.com/is-chaos-investing-the-system-for-your-stock-woes/ Everybody’s got a system, a hot tip, or an advanced way to select their winning stocks. They use dice, bones, game boards, dart boards, maybe even pick the stock like the pick the pon... Wed, 31 Dec 1969 18:33:29 CST finance http://factoidz.com/wp-content/themes/gabtheme/images/is-chaos-investing-the-system-for-your-stock-woes.jpg http://factoidz.com/american-tycoons-and-politicians-how-they-used-game-strategy-in-the-early-20th-century/ http://factoidz.com/american-tycoons-and-politicians-how-they-used-game-strategy-in-the-early-20th-century/ Many famous American tycoons and politicians in the early 20th Century excelled at "game playing" (see my Astrology guide for June, 2009).  In fact, many of these Captains of Industry were hard-up financially before they founded their companies in the late 19th an... Wed, 31 Dec 1969 18:33:29 CST finance http://factoidz.com/wp-content/themes/gabtheme/images/american-tycoons-and-politicians-how-they-used-game-strategy-in-the-early-20th-century.jpg http://factoidz.com/stocks-munis-corporate-bonds-mutual-funds-an-introduction-to-investing/ http://factoidz.com/stocks-munis-corporate-bonds-mutual-funds-an-introduction-to-investing/ Home foreclosures are soaring to record proportions. Unemployment is reaching levels not seen in more than two decades. The U.S. Dollar is slipping against foreign currencies. All in all, not the brightest ... Wed, 31 Dec 1969 18:33:29 CST finance http://factoidz.com/wp-content/themes/gabtheme/images/stocks-munis-corporate-bonds-mutual-funds-an-introduction-to-investing.jpg http://factoidz.com/who-holds-the-us-debt-and-what-does-it-mean/ http://factoidz.com/who-holds-the-us-debt-and-what-does-it-mean/ Let’s start with a few explanations about the differences between the national debt, the federal debt and the trade imbalance. Wed, 31 Dec 1969 18:33:29 CST finance http://factoidz.com/wp-content/themes/gabtheme/images/who-holds-the-us-debt-and-what-does-it-mean.jpg http://factoidz.com/top-15-ways-to-make-extra-income/ http://factoidz.com/top-15-ways-to-make-extra-income/ There are tons of different ways to make extra income. If you’re lucky enough to still have a job in this recession then you should be thankful you still have a steady stream of income coming in, but for those who are laid off now or have been in the past or even for people who still have a job bu... Wed, 31 Dec 1969 18:33:29 CST finance http://factoidz.com/wp-content/themes/gabtheme/images/top-15-ways-to-make-extra-income.jpg http://factoidz.com/guidelines-for-selling-your-home-yourself-online-diy-real-estate/ http://factoidz.com/guidelines-for-selling-your-home-yourself-online-diy-real-estate/ Why is it important to pursue Real Estate Marketing Online efforts? One very important reason is that with the adoption of the Internet by many people for both work and leisure purposes, the online world has become a veritable gold mine of information about prospects. Thus, Real Estate Marketing ... Wed, 31 Dec 1969 18:33:29 CST finance http://factoidz.com/wp-content/themes/gabtheme/images/guidelines-for-selling-your-home-yourself-online-diy-real-estate.jpg http://factoidz.com/self-honesty-priorities-paying-yourself-7-ways-to-survive-and-thrive-in-this-stock-market/ http://factoidz.com/self-honesty-priorities-paying-yourself-7-ways-to-survive-and-thrive-in-this-stock-market/ You must pay yourself first. This is rule number one of wealth building, and should be a foundation of your stock growth pl... Wed, 31 Dec 1969 18:33:29 CST finance http://factoidz.com/wp-content/themes/gabtheme/images/self-honesty-priorities-paying-yourself-7-ways-to-survive-and-thrive-in-this-stock-market.jpg http://factoidz.com/selling-your-home-in-todays-market-seller-beware/ http://factoidz.com/selling-your-home-in-todays-market-seller-beware/ There are only two good reasons to sell your home in 2009: You MUST, and Wed, 31 Dec 1969 18:33:29 CST finance http://factoidz.com/wp-content/themes/gabtheme/images/selling-your-home-in-todays-market-seller-beware.jpg http://factoidz.com/buying-a-foreclosure-buyer-beware/ http://factoidz.com/buying-a-foreclosure-buyer-beware/ Every day, I see the media touting what great deals exist today are on “distress sales” -- foreclosed homes and “short sales.” The reports I’ve seen tend to minimize the downside of buying di... Wed, 31 Dec 1969 18:33:29 CST finance http://factoidz.com/wp-content/themes/gabtheme/images/buying-a-foreclosure-buyer-beware.jpg http://factoidz.com/basic-option-trading-buying-calls-and-puts/ http://factoidz.com/basic-option-trading-buying-calls-and-puts/ Option trading in the stock market seems simple at first, but there are many different facets and strategies to trading options. Options can be traded on almost any stock or index. Wed, 31 Dec 1969 18:33:29 CST finance http://factoidz.com/wp-content/themes/gabtheme/images/basic-option-trading-buying-calls-and-puts.jpg http://factoidz.com/how-debt-consolidation-works/ http://factoidz.com/how-debt-consolidation-works/ Debt consolidation is a phrase thrown around a lot lately.  There are many companies out there advertising it, and for someone who's in debt, it's probably quite difficult to differentiate between the good ones and the bad ones.  Here are a few things to help you in understanding how debt consolid... Wed, 31 Dec 1969 18:33:29 CST finance http://factoidz.com/wp-content/themes/gabtheme/images/how-debt-consolidation-works.jpg http://factoidz.com/real-estate-investing-five-steps-to-figuring-out-what-its-worth/ http://factoidz.com/real-estate-investing-five-steps-to-figuring-out-what-its-worth/ Whether you are thinking about buying a single-family rental, a duplex or four-unit, or a 200-unit apartment complex, there comes that moment when you must decide a dollar figure to write in the purchase ag... Wed, 31 Dec 1969 18:33:29 CST finance http://factoidz.com/wp-content/themes/gabtheme/images/real-estate-investing-five-steps-to-figuring-out-what-its-worth.jpg http://factoidz.com/the-pros-and-cons-of-bankruptcy/ http://factoidz.com/the-pros-and-cons-of-bankruptcy/ I just answered a question about bankruptcy, so that got me to thinking about writing a factoid on the subject. For some bankruptcy can be a life rope thrown out to a person that is drowning in debt and cannot take care of themselves and their families due to the bill collectors calling you on the p... Wed, 31 Dec 1969 18:33:29 CST finance http://factoidz.com/images/p/default-13.jpg http://factoidz.com/how-mortgage-lending-has-changed-after-the-first-subprime-debacle/ http://factoidz.com/how-mortgage-lending-has-changed-after-the-first-subprime-debacle/ That portion of the mortgage industry which has survived the first wave of public airing of its dirty laundry and public mistrust and anger in order to grab a share of bailout funds, is quaking with fear--especially since the economy is bracing for anothe... Wed, 31 Dec 1969 18:33:29 CST finance http://factoidz.com/wp-content/themes/gabtheme/images/how-mortgage-lending-has-changed-after-the-first-subprime-debacle.jpg http://factoidz.com/why-banks-are-still-not-lending-despite-the-bailout/ http://factoidz.com/why-banks-are-still-not-lending-despite-the-bailout/ Banks are still not lending in spite of the bailout funds that they have received, for the same reason that caused the collapse of the houses of cards that were our mortgage and credit industries: lack... Wed, 31 Dec 1969 18:33:29 CST finance http://factoidz.com/wp-content/themes/gabtheme/images/why-banks-are-still-not-lending-despite-the-bailout.jpg http://factoidz.com/compounding-interest-and-the-rule-of-72/ http://factoidz.com/compounding-interest-and-the-rule-of-72/ This article will discuss the magic of compounding interest and a quick and easy way to make forecasts based on the interest rate you expect.  Investing or saving money is a way to secure your future.  Your goals should be realistic and achievable.  This discussion will help you decide on your go... Wed, 31 Dec 1969 18:33:29 CST finance http://factoidz.com/wp-content/themes/gabtheme/images/compounding-interest-and-the-rule-of-72.jpg http://factoidz.com/fast-and-legal-ways-of-making-some-extra-cash/ http://factoidz.com/fast-and-legal-ways-of-making-some-extra-cash/ Anyone who's everyone could always use a little extra cash.  It's becoming increasingly more difficult to find REAL ways to do this without taking up too much time.  I'd be lying to you if I said there were ways to make easy, quick cash without any effort.  Most quick cash ideas usually turn out ... Wed, 31 Dec 1969 18:33:28 CST finance http://factoidz.com/wp-content/themes/gabtheme/images/fast-and-legal-ways-of-making-some-extra-cash.jpg http://factoidz.com/rules-to-consider-when-withdrawing-early-from-your-401k/ http://factoidz.com/rules-to-consider-when-withdrawing-early-from-your-401k/ When withdrawing from your 401k account early, meaning before you are 59.5 years of age, you must consider a couple of penalties.  One is a 10% penalty which can only be waived if you are permanently disabled, you have a qualified retirement plan that will be deducting funds from the 401k, the hold... Wed, 31 Dec 1969 18:33:28 CST finance http://factoidz.com/wp-content/themes/gabtheme/images/rules-to-consider-when-withdrawing-early-from-your-401k.jpg http://factoidz.com/tips-to-avoid-going-into-foreclosure-2/ http://factoidz.com/tips-to-avoid-going-into-foreclosure-2/ The American housing market has become a dangerous place, with dropping property values and high interest rates combining to produce a crash t... Wed, 31 Dec 1969 18:33:28 CST finance http://factoidz.com/wp-content/themes/gabtheme/images/tips-to-avoid-going-into-foreclosure-2.jpg http://factoidz.com/8-strategies-for-keeping-your-personal-information-safe-from-identity-theft/ http://factoidz.com/8-strategies-for-keeping-your-personal-information-safe-from-identity-theft/ In today's world identity theft is on the rise, and identity fraud can happen to anyone. We all need to learn to protect ourselves, your social security number is not the only key to your identity.  Any personal informatio... Wed, 31 Dec 1969 18:33:28 CST finance http://factoidz.com/wp-content/themes/gabtheme/images/8-strategies-for-keeping-your-personal-information-safe-from-identity-theft.jpg http://factoidz.com/understanding-the-new-federal-red-flag-rules-and-how-they-can-help-you-avoid-id-fraud/ http://factoidz.com/understanding-the-new-federal-red-flag-rules-and-how-they-can-help-you-avoid-id-fraud/ Identity thieves are in for hard grind this year as regulators are working overtime to make sure that your personal details cannot be stolen. Thanks to new "red flag rules," whose main objective is to impede identity thieves, fraud cases are going to reduce. Consumers are not really aware of the ... Wed, 31 Dec 1969 18:33:28 CST finance http://factoidz.com/wp-content/themes/gabtheme/images/understanding-the-new-federal-red-flag-rules-and-how-they-can-help-you-avoid-id-fraud.jpg