http://factoidz.com/experts-in/frugal-living/ frugal living articles on Factoidz en-us http://factoidz.com/breaking-down-the-financial-advantages-of-buying-a-home-with-a-mortgage/ http://factoidz.com/breaking-down-the-financial-advantages-of-buying-a-home-with-a-mortgage/ Buying a home creates many advantages, so many that one article will probably not be enough to list them.  Buying a home using a home mortgage also creates many advantages if done correctly, and since there is a lot of negative feeling out there about mortgages let's address... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/buying-a-home-get-good-advice.jpg http://factoidz.com/how-to-cut-your-water-use-with-easy-steps/ http://factoidz.com/how-to-cut-your-water-use-with-easy-steps/ How To Save Water and Reduce Your Water Bill You can't do much about your taxes, mortgage, insurance or phone bill but you can cut your electricity and water bills by using less. You water bill is typically the smaller of the two bills, depending on what type of yard you ... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/images/p/frugal-living-2.jpg http://factoidz.com/how-to-live-off-of-solar-power-alone/ http://factoidz.com/how-to-live-off-of-solar-power-alone/ Now that the federal government has renewed rebates of up to thirty percent for home solar energy systems many people are considering the idea of adding them to their homes. Currently the federal rebate for solar photovoltaic or PV systems, that provide some or all of a home's electricity, is thi... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/solar-power-becoming-more-affordable.jpg http://factoidz.com/make-your-moving-day-greener/ http://factoidz.com/make-your-moving-day-greener/ The warm weather brings moving trucks and cardboard boxes to the streets of New York. Here's how to make the relocation process more friendly on your planet--and your body too! 1. Forego the cardboard. In place of cardboard boxes, go for a sturdier and more re-usable opti... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/images/p/green-living-1.jpg http://factoidz.com/how-to-have-a-great-party/ http://factoidz.com/how-to-have-a-great-party/ Entertaining at home is a great way to see old friends, make new ones, and save money at the same time! Many of us are afraid and for good reason of having people over to our homes. Yes it requires a bit of work, but it is sooooo worth it in the end. In this article I will show you great ways to ... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/planning-engagement-parties-were-engaged-time-to-party.jpg http://factoidz.com/how-to-find-totally-free-stuff-in-your-city/ http://factoidz.com/how-to-find-totally-free-stuff-in-your-city/ Practical everyone enjoys getting something for FREE. During a key phrase- how to make money giving away free stuff, I came across http://www.craigslist.com. Most everyone is familiar with Craigslist and many use it to post free classifieds. But di... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/helpful-ways-to-save-money-during-this-hard-time.jpg http://factoidz.com/how-to-reduce-wasted-power-costs-by-eliminating-phantom-loads/ http://factoidz.com/how-to-reduce-wasted-power-costs-by-eliminating-phantom-loads/ Americans use electrical power at an unprecedented rate. In fact, per capita, Americans use more power than any other nation in the world. We have become a gluttonous and wasteful nation, to the detriment of... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/how-to-perform-a-diy-home-energy-use-audit.jpg http://factoidz.com/where-to-buy-inexpensive-used-iphones/ http://factoidz.com/where-to-buy-inexpensive-used-iphones/ It really is simple to find a iPhone for cheap, as long as you know where to look and what you're looking for. Many stores offer the iPhone in stock so there should be no shortages. But where can you buy an available cheap iPhone with all the latest options. In this article will provide you with ... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/images/post/where-to-buy-inexpensive-used-iphones.jpg http://factoidz.com/screen-printing-at-home-made-easy-2/ http://factoidz.com/screen-printing-at-home-made-easy-2/ I own Kiss or Kill Clothing, an independent clothing line that I started in High School as an alternative to buying the ridiculously priced shirts of other labels. I figured that I could create designs just as good looking, if not better, than all those other labels. What I didn't realize was how ex... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/images/post/screen-printing-at-home-made-easy-2.jpg http://factoidz.com/12-tips-for-better-grocery-shopping/ http://factoidz.com/12-tips-for-better-grocery-shopping/ 1. Eat before you shop. Never go shopping on an empty stomach. Even for clothes. With a full stomach, you will be able to concentrate on the prices and heal... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/creative-ways-to-save-money-on-groceries-each-month.jpg http://factoidz.com/how-much-energy-and-money-can-you-save-by-unplugging-your-home-appliances/ http://factoidz.com/how-much-energy-and-money-can-you-save-by-unplugging-your-home-appliances/ Save Energy - Save Money - Unplug It! Yes, it is true that you can save energy and money by unplugging any appliances that are not in use, regardless of whether you are home or gone for the day, the week or the month. Taking the time to unplug any appliance will help to r... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/how-to-lower-your-electric-bill.jpg http://factoidz.com/building-your-green-home-does-size-really-matter/ http://factoidz.com/building-your-green-home-does-size-really-matter/ Yes, the size of your home does make a difference when building a green home or a green project and want to be certified. There are many factors play into the square footage and design of your home. Also with the down turn in the economy I think smaller homes will be the new nor... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/how-green-is-your-dream-home-part-one.jpg http://factoidz.com/how-to-write-your-own-last-will-testament-free-without-an-attorney-for-estate-probate/ http://factoidz.com/how-to-write-your-own-last-will-testament-free-without-an-attorney-for-estate-probate/ Preamble:  I am an attorney, licensed to practice in California and before the federal courts.  This article is not intended to provide legal advice, and it does not in any way imply that the reader has an attorney/client relationship with me just by virtue of having read it.  This article is no... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/images/p/business-2.jpg http://factoidz.com/mango-surprise-potluck-or-party-lifesaver-for-busy-people/ http://factoidz.com/mango-surprise-potluck-or-party-lifesaver-for-busy-people/ Potlucks, Parties, Bridge Clubs and/or gatherings of any kind can be lots of fun BUT... They ... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/images/post/mango-surprise-potluck-or-party-lifesaver-for-busy-people.jpg http://factoidz.com/how-to-cut-corners-when-your-budget-is-a-circle/ http://factoidz.com/how-to-cut-corners-when-your-budget-is-a-circle/ In these economically-oppressive times, people are looking for ways to save money. I might accidentally include some practical suggestions because I am quite the master of bargain-hunting but I have trouble staying too serious for too long. Life is plenty serious enough. Housing is more or less c... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/images/p/default-6.jpg http://factoidz.com/simple-ways-to-living-frugally-in-the-home-and-at-the-grocery-store/ http://factoidz.com/simple-ways-to-living-frugally-in-the-home-and-at-the-grocery-store/ With today’s economy, many people are strapped for cash and many families are trying to be more budget-friendly. So what are some ways to save money in the long run? If you have children, then you know that they are always seeking snack foods. Going to the grocery store and seeing the prices of... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/simple-ways-to-living-frugally-in-the-home-and-at-the-grocery-store.jpg http://factoidz.com/more-frugal-living/ http://factoidz.com/more-frugal-living/ With today’s economy, many people are strapped for cash and many families are trying to be more budget-friendly. So what are some ways to save money in the long run? If you have children, then you know that they are always seeking snack foods. Going to the grocery store and seeing the prices of... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/images/p/frugal-living-2.jpg http://factoidz.com/living-off-the-grid-diy-guide-to-transitioning-your-home-to-renewable-energy/ http://factoidz.com/living-off-the-grid-diy-guide-to-transitioning-your-home-to-renewable-energy/ There are those who believe that mankind is making an enormous adverse impact on the Earth. Some even think that the damage we humans have done is already irreversible and we have doomed the planet to an accelerated warming of the globe. There are others how... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/living-off-the-grid-diy-guide-to-transitioning-your-home-to-renewable-energy.jpg http://factoidz.com/a-savings-plan-for-your-baby/ http://factoidz.com/a-savings-plan-for-your-baby/ When you find out you are expecting a baby, it is natural to wonder how you will be able to afford the cost of all the diapers, bottles, formula, and everything else that comes with a new baby. Often though, and unfortunately, too many couples forgo the idea of opening a savings account for their ba... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/a-savings-plan-for-your-baby.jpg http://factoidz.com/going-green-with-tankless-water-heaters/ http://factoidz.com/going-green-with-tankless-water-heaters/ So has all the new water heaters on the market have you confused on which one is the best? Which one is the greenest and most efficient? Well don’t feel alone, there happens to be a lot of options today but the proper application is what needs to be looked at. There is no doubt that the standar... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/going-green-with-tankless-water-heaters.jpg http://factoidz.com/how-to-handle-debt-in-this-age-of-turbulent-internet-uncertainties/ http://factoidz.com/how-to-handle-debt-in-this-age-of-turbulent-internet-uncertainties/ This article is dedicated to Jim Williams and all out there suffering the uncertainties of debt and the world. Colethetruth is here to try to assist thee. Now God works in mysterious ways. We as humans are his children although sometimes we think our way is the best. But one thing is for sure, Go... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/images/p/default-9.jpg http://factoidz.com/a-simple-and-legal-trick-to-stop-paying-credit-card-interest/ http://factoidz.com/a-simple-and-legal-trick-to-stop-paying-credit-card-interest/ With the economy being in such a mess most people have had to cut corners anywhere they can so most are just paying the minimum amount they can on their credit card debt. Some have consolidated their credit card debt and had the minimum amount of their monthly payment lowered. But did they realize t... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/a-simple-and-legal-trick-to-stop-paying-credit-card-interest.jpg http://factoidz.com/do-your-part-turn-your-uneaten-food-to-usable-compost/ http://factoidz.com/do-your-part-turn-your-uneaten-food-to-usable-compost/ Billions upon billions of pounds of food waste every year are thrown away with the regular garbage pick up. This puts a tremendous strain on not only our environment but our wallets to pay people to come pick it up and hail it off to a local landfill. All is not lost though. You can do your part ... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/images/p/default-17.jpg http://factoidz.com/drink-like-a-queen-spend-like-a-maid-how-to-enjoy-great-wines-for-less/ http://factoidz.com/drink-like-a-queen-spend-like-a-maid-how-to-enjoy-great-wines-for-less/ Financial collapse, plunging stock market, mortgage meltdown….the recession is causing all of us to rethink our budgets and reallocate our disposable income. Most of us are spending less money on the things we enjoy, including wine. As an owner of a discount wine store, Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/drink-like-a-queen-spend-like-a-maid-how-to-enjoy-great-wines-for-less.jpg http://factoidz.com/10-ways-to-recycle-or-reuse-an-old-toothbrush/ http://factoidz.com/10-ways-to-recycle-or-reuse-an-old-toothbrush/ The American Dental Association recommends that we replace our toothbrushes every 3-4 months. What can you do with an old worn out toothbrush or a new one for that matter? Toothbrushes are great tools to use for small, delicate and/or difficult to reach areas.  Before you throw away that old tooth ... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/10-ways-to-recycle-or-reuse-an-old-toothbrush.jpg http://factoidz.com/borrowing-at-0-the-good-the-bad-and-the-ugly/ http://factoidz.com/borrowing-at-0-the-good-the-bad-and-the-ugly/ If your credit is halfway decent (and sometimes even when its not), you've gotten one of these offers at one point: We're your friendly neighborhood credit card company!  We love you so much, we want to lend you money at incredibly low rates for 6 months, or a year, or maybe the life of ... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/borrowing-at-0-the-good-the-bad-and-the-ugly.jpg http://factoidz.com/how-to-feed-your-family-on-a-budget-with-smart-shopping-and-simple-recipes/ http://factoidz.com/how-to-feed-your-family-on-a-budget-with-smart-shopping-and-simple-recipes/ I am the oldest of 5 boys. I have grown to have an appreciation of what my parents went through trying to feed us, as I am now the father of 4 boys of my own. They are all grown now, but when they were teenagers, they all ate l... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/how-to-feed-your-family-on-a-budget-with-smart-shopping-and-simple-recipes.jpg http://factoidz.com/easy-to-grow-vegetables/ http://factoidz.com/easy-to-grow-vegetables/ Back yard gardening is the epitome of frugal living. For the cost of seed, some bedding plants and water, you can have a cornucopia of fruits and vegetables for a fraction of what you would pay at the supermarket. And as food c... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/easy-to-grow-vegetables.jpg http://factoidz.com/who-really-owns-your-home/ http://factoidz.com/who-really-owns-your-home/ We all want a piece of the “American Dream”. So each year, by the thousands we search high and low for the perfect home. When we find it, we trot off to our bank or the local mortgage broker to take out a loan to buy the ho... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/who-really-owns-your-home.jpg http://factoidz.com/blueberry-picking-inexpensive-outdoor-family-fun/ http://factoidz.com/blueberry-picking-inexpensive-outdoor-family-fun/ These days people are looking for more ways to enjoy themselves as a family without spending alot of cash. Gone are the days when the average family can just pick up and head to Disney for the weekend. Nature is once again climbing ... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/blueberry-picking-inexpensive-outdoor-family-fun.jpg http://factoidz.com/how-to-organize-your-financial-life/ http://factoidz.com/how-to-organize-your-financial-life/ Every one struggles with financial burdens, and everyone wants financial freedom.  I have had my share of ends and outs and troubles concerning our household finances from one time to another.  I have found some things to be tried and true, and I will share them with you. First of all, it is im... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/how-to-organize-your-financial-life.jpg http://factoidz.com/wedding-savings-split-costs-with-another-bride/ http://factoidz.com/wedding-savings-split-costs-with-another-bride/ Okay--first of all, I’m older than God. This means that I was married at a time (early 70’s) when middle-class weddings were mostly cookie-cutter affairs--a ceremony, for the most part in a church,... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/wedding-savings-split-costs-with-another-bride.jpg http://factoidz.com/how-to-build-a-huge-white-board-for-under-20/ http://factoidz.com/how-to-build-a-huge-white-board-for-under-20/ Large wall size white boards can cost up to $500. Here is how to you can build your own dry-erase white board for less than $20. Save paper and visualize your ideas on a giant wall size white board. This is great for students to do homework, practice problems, outlines, and other visuailizations. Id... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/how-to-build-a-huge-white-board-for-under-20.jpg http://factoidz.com/how-to-raise-chickens-for-fun-and-food/ http://factoidz.com/how-to-raise-chickens-for-fun-and-food/ Raising chickens can be great fun. They are hearty animals so even the novice can keep them with reasonably good success. They provide you with food in the way of eggs and the occasional fryer. They provide enjoyment not only a... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/how-to-raise-chickens-for-fun-and-food.jpg http://factoidz.com/creative-recycling-ideas-things-you-never-thought-about-recycling/ http://factoidz.com/creative-recycling-ideas-things-you-never-thought-about-recycling/ Recycling is an obvious way of being Green and helping the environment by minimizing what ends up in landfills. But in the grander scheme of things, one must consider that there is an ecological price to recycling as well. There is the c... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/creative-recycling-ideas-things-you-never-thought-about-recycling.jpg http://factoidz.com/top-5-california-zins-for-under-20/ http://factoidz.com/top-5-california-zins-for-under-20/ If you can find it, 2006 Edmeades Mendocino County Zinfandel makes an excellent choice (the 2005 is lovely as well).  The price is also right at about $19-$20.  It also has a higher alcohol rating (which is typical among the finer zins).  This would be the first one on my list.  This is a more c... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/top-5-california-zins-for-under-20.jpg http://factoidz.com/what-is-the-most-energy-efficient-and-cost-efficient-space-heater/ http://factoidz.com/what-is-the-most-energy-efficient-and-cost-efficient-space-heater/ With the rising costs of home heating, everyone is looking for more cost effective ways to stay warm in the winter. High efficiency heating systems, programmable thermostats, increased insulation and weatherproofing windows and... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/what-is-the-most-energy-efficient-and-cost-efficient-space-heater.jpg http://factoidz.com/did-you-know-you-can-buy-clothing-by-the-pound/ http://factoidz.com/did-you-know-you-can-buy-clothing-by-the-pound/ Remember the joys of being a kid in a candy store? The endless rows of candy in every color and flavor, Jelly Bellies, fudge, and rock candy, all sold by the pound! I have found that same type of joy, but with clothes. When Annette Hanley, Development Officer of Special Projects for Goodwill, fir... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/did-you-know-you-can-buy-clothing-by-the-pound.jpg http://factoidz.com/how-to-use-coconut-oil-as-a-hair-conditioner-and-a-skin-moisturizer/ http://factoidz.com/how-to-use-coconut-oil-as-a-hair-conditioner-and-a-skin-moisturizer/ Using virgin coconut oil can result in healthier, shinier hair. Used extensively in India as a hair preparation, coconut oil contains essential proteins needed for hair growth. Regular use can strengthen hair, nourishing it from the roots and penetrating the shafts to seal and protect individual str... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/how-to-use-coconut-oil-as-a-hair-conditioner-and-a-skin-moisturizer.jpg http://factoidz.com/discipline-the-secret-ingredient-for-success-in-finances-love-dieting-health-parenting/ http://factoidz.com/discipline-the-secret-ingredient-for-success-in-finances-love-dieting-health-parenting/ I know I have your attention; I mentioned love, money and dieting in one sentence. I always t... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/discipline-the-secret-ingredient-for-success-in-finances-love-dieting-health-parenting.jpg http://factoidz.com/how-to-save-money-when-youre-cooking-for-two-people/ http://factoidz.com/how-to-save-money-when-youre-cooking-for-two-people/ As mothers, we get used to cooking for the whole family. The recipes we know by heart or that tempt us to try them are usually written to feed 4-6 people. We often cook even more to accommodate friends and extended family who c... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/how-to-save-money-when-youre-cooking-for-two-people.jpg http://factoidz.com/why-is-anybody-using-trash-bags/ http://factoidz.com/why-is-anybody-using-trash-bags/ Garbage has been a part of humanity for thousands of years. The Mayan Indians had huge dumps for their refuse. History tells us that their dumps had an inclination to periodically explode, and then burn for several days due to ... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/why-is-anybody-using-trash-bags.jpg http://factoidz.com/practical-tips-for-flea-marketing-and-garage-saling/ http://factoidz.com/practical-tips-for-flea-marketing-and-garage-saling/ It's that time of year again. As the weather warms, the number of garage sales, yard sales, tag sales, book sales, and flea markets increase almost exponentially. And in this economy, with everyone looking for bargains, shoppin... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/practical-tips-for-flea-marketing-and-garage-saling.jpg http://factoidz.com/creative-little-ways-to-find-and-earn-extra-money/ http://factoidz.com/creative-little-ways-to-find-and-earn-extra-money/ Having a little spare money is great because you are not so worried about that unexpected bill, those shoes that you have to have and finding that outfit you need for your friend’s birthday/wedding/anniversary party (I have two of those ... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/creative-little-ways-to-find-and-earn-extra-money.jpg http://factoidz.com/candle-maintenance-101-how-to-extend-the-life-of-candles/ http://factoidz.com/candle-maintenance-101-how-to-extend-the-life-of-candles/ Candles require maintenance? Now, here’s something that nobody gives a lot of thought to, largely because having grown up with electric light and candles as occasional novelties, we haven’t really ... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/candle-maintenance-101-how-to-extend-the-life-of-candles.jpg http://factoidz.com/top-15-ways-to-make-extra-income/ http://factoidz.com/top-15-ways-to-make-extra-income/ There are tons of different ways to make extra income. If you’re lucky enough to still have a job in this recession then you should be thankful you still have a steady stream of income coming in, but for those who are laid off now or have been in the past or even for people who still have a job bu... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/top-15-ways-to-make-extra-income.jpg http://factoidz.com/the-profound-joys-of-a-simple-frugal-life/ http://factoidz.com/the-profound-joys-of-a-simple-frugal-life/ The ability to simplify means to eliminate the unnecessary so that the necessary may speak.  ~Hans Hofmann Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/the-profound-joys-of-a-simple-frugal-life.jpg http://factoidz.com/why-you-should-swap-clothes-with-your-girlfriends/ http://factoidz.com/why-you-should-swap-clothes-with-your-girlfriends/ Do you have separation anxiety when it comes to your clothes? Would you rather hang on to a designer dress that collects dust than see it shipped off in a garbage bag to be donated? I may have a solution for you... A couple of months ago my friend Mo invited me over to raid her closet. She was do... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/why-you-should-swap-clothes-with-your-girlfriends.jpg http://factoidz.com/how-to-be-a-fabulous-woman-in-a-rough-economy/ http://factoidz.com/how-to-be-a-fabulous-woman-in-a-rough-economy/ Isn't it hard enough to spend hours in a dressing room, salon, or in your bathroom at home making yourself a knockout, but due to this strain on the economy, now we're dealing with loss of funds to provide the fabulousness on which we live on. I am a mother, a fiancee, a working woman and I barely h... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/how-to-be-a-fabulous-woman-in-a-rough-economy.jpg http://factoidz.com/did-you-know-you-can-buy-new-clothes-at-goodwill/ http://factoidz.com/did-you-know-you-can-buy-new-clothes-at-goodwill/ I will be the first to admit that the thought of shopping at Goodwill made me cringe. I had only known of Goodwill as the place where my childhood clothes went to die. The moment I walked into a Goodwill store last year, I longed for my aviators and a baseball cap; worried that people would see me ... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/did-you-know-you-can-buy-new-clothes-at-goodwill.jpg http://factoidz.com/how-installing-a-gps-system-can-save-you-money/ http://factoidz.com/how-installing-a-gps-system-can-save-you-money/ In today’s tight economy we need to save money in whatever way we can. With the cost at the gas pumps constantly rising, many folk have taken that old saying, made famous by all those Greyhound® commercials, “Take the bus and leave ... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/how-installing-a-gps-system-can-save-you-money.jpg http://factoidz.com/how-can-i-be-more-efficient-with-my-energy-and-electricity-use-at-home/ http://factoidz.com/how-can-i-be-more-efficient-with-my-energy-and-electricity-use-at-home/ Conserving electricity in a house is not that difficult. However, our needs have increased exponentially. The advancement in technology is adding new gadgets to the existing pile day after day; only to increase the electricity consumption. There are many ways to cut down on the daily electricity cos... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/how-can-i-be-more-efficient-with-my-energy-and-electricity-use-at-home.jpg http://factoidz.com/vacationing-for-less-my-top-5-family-vacation-spots-within-the-us/ http://factoidz.com/vacationing-for-less-my-top-5-family-vacation-spots-within-the-us/ There are many places throughout the United States that promote family fun.  Places vary in price and seasonal activities and the best thing to do would be to research places that have things that your family likes to do.  Included are 5 family centered vacation spots. 1.  Orlando: Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/vacationing-for-less-my-top-5-family-vacation-spots-within-the-us.jpg http://factoidz.com/my-favorite-1930s-great-depression-dessert-poor-mans-pudding/ http://factoidz.com/my-favorite-1930s-great-depression-dessert-poor-mans-pudding/ Ahhh - you thought psychics only delved into the future. Not at all - we Foodies also take a long look at the past to see if we are, indeed, going Back to the Future....I've been boning up (ha) on what sort of meals and economical recipes were available during the first Gre... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/my-favorite-1930s-great-depression-dessert-poor-mans-pudding.jpg http://factoidz.com/general-mills-cereal-cash-prize-promotion/ http://factoidz.com/general-mills-cereal-cash-prize-promotion/ Pick your cereal for how it tastes, NOT the prize inside! I don’t know how many times I have preached this to my children as they narrow their choices in the cereal aisle. Regardless of how logical m... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/general-mills-cereal-cash-prize-promotion.jpg http://factoidz.com/how-to-raise-a-family-and-enjoy-life-on-a-tight-budget/ http://factoidz.com/how-to-raise-a-family-and-enjoy-life-on-a-tight-budget/ It’s not easy being a frugal parent these days. Kids love stuff; expensive stuff, name brand stuff, lots and lots of pricey new stuff. Frugality runs counter to kids’ desires. Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/how-to-raise-a-family-and-enjoy-life-on-a-tight-budget.jpg http://factoidz.com/creative-ways-to-save-money-on-groceries-each-month/ http://factoidz.com/creative-ways-to-save-money-on-groceries-each-month/ Budgeting for grocery in today's economy is challenging. One week milk and ceral cost $3 the next it's $4.50. If you have more time than money then you can save 10%-20% on your meal costs. Convience cost more it's just a fact. I will focus on the more time than money budgets. Hearty... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/creative-ways-to-save-money-on-groceries-each-month.jpg http://factoidz.com/5-ways-to-save-money-at-the-supermarket/ http://factoidz.com/5-ways-to-save-money-at-the-supermarket/ I save a great deal of money by taking just a few moments to organize my supermarket shopping. Initially, I review at least two supermarket ads that are close in proximity to my home, for it's counter-productive to save a few dollars if you have to spent more in gas and time to get there. Once I ha... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/5-ways-to-save-money-at-the-supermarket.jpg http://factoidz.com/3-ways-to-eat-heathly-and-for-cheap-in-college/ http://factoidz.com/3-ways-to-eat-heathly-and-for-cheap-in-college/ You're in college, so that means you probably don't have a lot of time and energy to spend on your eating habits. Here's 3 convenient ways to make sure you're eating healthy and affordably while in school. 1. Buy and cook in bulk. Have a free Sunday afternoon? Go to the store and stock up on ever... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/3-ways-to-eat-heathly-and-for-cheap-in-college.jpg http://factoidz.com/5-easy-and-healthy-foods-to-eat-that-are-super-cheap/ http://factoidz.com/5-easy-and-healthy-foods-to-eat-that-are-super-cheap/ Summer is the season for enjoyment, leisure time, and relaxation, but with the ever-increasing digits at the fuel pump and consumer prices soaring by 1.1 percent, summer has taken a toll on our savings.  While improving gas prices might be a difficult task for an individual, eating well and saving ... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/5-easy-and-healthy-foods-to-eat-that-are-super-cheap.jpg http://factoidz.com/frugal-birthday-party-ideas-the-teddy-bear-picnic/ http://factoidz.com/frugal-birthday-party-ideas-the-teddy-bear-picnic/ It is always hard to plan out a birthday party but even more difficult if you are on a tight budget.  There are many ways to save on your child's next birthday and make it look like you spent a fortune. Your first step is to pick a theme.  Find out what your child is into.  If they have a coll... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/frugal-birthday-party-ideas-the-teddy-bear-picnic.jpg http://factoidz.com/how-i-served-40-people-for-under-100/ http://factoidz.com/how-i-served-40-people-for-under-100/ Last year we threw a birthday party for my daughter who was turning 12.  Money was kind of tight but we had about 40 people that we needed to feed.  With some sweat equity I was able to get everyone fed for under $100.00.  How did I do this? We had our daughter's 12th Birthday party at our hom... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/how-i-served-40-people-for-under-100.jpg http://factoidz.com/five-ways-to-cut-back-in-our-household-expenses/ http://factoidz.com/five-ways-to-cut-back-in-our-household-expenses/ We hear the words 'economy' and 'economics' a lot; we're especially hearing a lot about our nation's economy on the news. I believe in order to fix the nation's economy, we need to fix our household economy? What do I mean by household economy? I mean that we have to closely monitor what resources w... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/five-ways-to-cut-back-in-our-household-expenses.jpg http://factoidz.com/getting-back-to-basics-with-frugal-living/ http://factoidz.com/getting-back-to-basics-with-frugal-living/ With the economy kicking all of us in the rear end, we have to remember that a lot of our conveniences aren't needed.  We have all forgotten that heck, we didn't have cell phones about 10 years ago, we didn't have access to computers 15-20 years ago, not like we do today.  How about the convenienc... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/getting-back-to-basics-with-frugal-living.jpg http://factoidz.com/downwardly-mobile-frugal-fashion-takes-center-stage/ http://factoidz.com/downwardly-mobile-frugal-fashion-takes-center-stage/ If the New York Times says so, it must be true. A recent article in the venerable newspaper reported the latest trend in what I shall term "downwardly mobile" (they called it "outsaving the Joneses"). Apparently, everybody's fr... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/downwardly-mobile-frugal-fashion-takes-center-stage.jpg http://factoidz.com/ideas-for-recycling-items-from-your-closet/ http://factoidz.com/ideas-for-recycling-items-from-your-closet/ Many of us have tons of unused items taking up space in our bedroom and hallway closets. Everyone knows what a pain it is trying to locate that certain item when the closet is stuffed beyond usefulness. Alleviate some of the stress in your life, keep the landfil... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/ideas-for-recycling-items-from-your-closet.jpg http://factoidz.com/never-pay-retail-again/ http://factoidz.com/never-pay-retail-again/ During the last couple of months I have been on a mission. I’ve been trying to save as much money as I can on food, whether it’s groceries or going out to eat. I’ve always been the type of person to love free stuff, but now I’ve taken it a step further and started using lo... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/never-pay-retail-again.jpg http://factoidz.com/tater-tot-casserole-a-great-stand-by-at-a-great-price/ http://factoidz.com/tater-tot-casserole-a-great-stand-by-at-a-great-price/ All of us are looking for ways to save money these days, one of the best ways of course is to cut costs from the kitchen if possible.  Although there are a lot of great simple throw together type boxed meals, if you look at the cost, you aren't saving that much especially if you have a big family t... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/tater-tot-casserole-a-great-stand-by-at-a-great-price.jpg http://factoidz.com/get-organized/ http://factoidz.com/get-organized/ Organization is key to happiness and being content with your surroundings. Many times if you come home and everything is in disarray you are going to feel more stressed out and frustrated. When things are scattered everywhere all over the place it can be very frustrating to find things and may make ... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/get-organized.jpg http://factoidz.com/guide-to-an-inexpensive-wedding-part-1/ http://factoidz.com/guide-to-an-inexpensive-wedding-part-1/ Remember that first you need to set a budget and make it a realistic one! Make yourself stick to it or get someone to help you that won't let you compromise on your budget! Set up a seperate savings account to put money aside for the wedding expenses. Ask family/friends for help. Many times family w... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/guide-to-an-inexpensive-wedding-part-1.jpg http://factoidz.com/top-economical-cars-for-2009/ http://factoidz.com/top-economical-cars-for-2009/ With the economy in the dumpster, people are starting to look for cars that are cheap, not only to buy, but to run as well. Detroit, Germany and especially Japan offer efficient cars, though, for the most part, the best of these come from Japan. Ford Focus From... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/top-economical-cars-for-2009.jpg http://factoidz.com/helpful-ways-to-save-money-during-this-hard-time/ http://factoidz.com/helpful-ways-to-save-money-during-this-hard-time/ There are many creative ways to assist in saving money and cutting costs during this time of economic struggle. Home and vehicle maintenance are a quick, easy fix to help save a few extra bucks. Make sure that ... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/helpful-ways-to-save-money-during-this-hard-time.jpg http://factoidz.com/have-a-staycation-thats-all-about-you/ http://factoidz.com/have-a-staycation-thats-all-about-you/ Have you ever heard someone say that they need a vacation from their vacation?  As fun and enlightening as it is to travel to foreign lands, sometimes the best way to spend your vacation is at home.  Here are some ways to make the most of your time off. Home spa Tak... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/images/p/default-7.jpg http://factoidz.com/the-healthiest-frugal-foods/ http://factoidz.com/the-healthiest-frugal-foods/ Grocery prices, along with everything else, seem to be on the rise. As food prices rise many people are now looking at ways to cut back on their grocery budget and save at the grocery store. Low cost food doesn't always mean you have to hav... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/the-healthiest-frugal-foods.jpg http://factoidz.com/25-ways-to-stretch-the-dollar/ http://factoidz.com/25-ways-to-stretch-the-dollar/ Money, they say is the root of all evil. It's not the money itself that is evil, but the lust for it,that if left uncontrolled, can get you into some bad situations. Believe it or not you do not need a ton of money to survive and make it through life. Consumerism's past hype wanted you to believe yo... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/25-ways-to-stretch-the-dollar.jpg http://factoidz.com/frugal-family-fun-ideas/ http://factoidz.com/frugal-family-fun-ideas/ There are many things you can do as a family or a couple without children that costs very little or in many cases is free. When money is tight entertainment seems to usually be the first thing people cut back on or cut out. You don't have to necessarily cut it out though, try these ideas and see how... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/frugal-family-fun-ideas.jpg http://factoidz.com/cutting-financial-corners-creatively-in-this-down-economy/ http://factoidz.com/cutting-financial-corners-creatively-in-this-down-economy/ With so many people out of work, facing the prospect of losing their homes, no medical insurance for many, and President Obama officially announcing that the recession is here, it's no wonder folks need info on how to cut corners... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/images/p/default-17.jpg http://factoidz.com/designer-vs-generic-makeup/ http://factoidz.com/designer-vs-generic-makeup/ At some point over the course of out lives we've all struggled with the paramount decision: designer or generic? Whether it be in regards to jeans, handbags, medicine, or makeup we've had to decide. Is it worth it to splurge on the more expensive product or should we go for the less expensive generi... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/designer-vs-generic-makeup.jpg http://factoidz.com/how-to-rock-your-style-on-a-budget-2/ http://factoidz.com/how-to-rock-your-style-on-a-budget-2/ Face it, ladies: we don't all look like Nicole Richie, and, perhaps more importantly, we don't all have Nicole Richie's budget. (How can you get her budget? Unless you find a rocker dad and snag a Hilton as your best friend, it probably won't happen). But something much more achievable? Look like Ni... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/how-to-rock-your-style-on-a-budget-2.jpg http://factoidz.com/promo-code-discount-coupon-of-internet-shopping/ http://factoidz.com/promo-code-discount-coupon-of-internet-shopping/ Remember Mom, sitting at the kitchen table mounded with a big pile of newspaper, snipping those precious coupons? Sometimes she would come home from the food gathering chore proud of saving as much as 25% on that week's grocery bill. She taught you well. Frugality goes a long way in this world, e... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/images/p/default-3.jpg http://factoidz.com/take-a-big-bite-out-of-your-utilities-bill-install-an-electric-heat-pump-hot-water-heater/ http://factoidz.com/take-a-big-bite-out-of-your-utilities-bill-install-an-electric-heat-pump-hot-water-heater/ Over the last few days I have read several articles recommending that you turn your water heater off until a half hour before you want to shower as a means of cutting your electric bill. If you follow their advice your electri... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/take-a-big-bite-out-of-your-utilities-bill-install-an-electric-heat-pump-hot-water-heater.jpg http://factoidz.com/how-to-lower-your-electric-bill/ http://factoidz.com/how-to-lower-your-electric-bill/ Electric bills are outrageous, we all know that. After moving into our new apartment, my fiancee and I discovered a few easy things that will literally screech your electric meter to a halt. You can even test the results and see for yourself right this second! Do this: Locate your electric ... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/how-to-lower-your-electric-bill.jpg http://factoidz.com/how-you-could-save-money-by-switching-to-a-prepaid-cell-phone-service/ http://factoidz.com/how-you-could-save-money-by-switching-to-a-prepaid-cell-phone-service/ Cell phones can be expensive.  With so many companies and so many different plans, it can be confusing to navigate your way to the best deal on the market.  This article will discuss a simple solution that could save you money.  That solution is prepaid cellular service.  Prepaid service is simp... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/how-you-could-save-money-by-switching-to-a-prepaid-cell-phone-service.jpg http://factoidz.com/how-to-contribute-to-the-betterment-of-the-economy-while-producing-less-waste/ http://factoidz.com/how-to-contribute-to-the-betterment-of-the-economy-while-producing-less-waste/ People usually link consuming more to creating more waste - but this does not have to be the case. Grocery shopping is one of the best ways to contribute to the betterment of the economy while reducing waste. When grocery shopping choose local produce. Shipping produce over great distances ... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/how-to-contribute-to-the-betterment-of-the-economy-while-producing-less-waste.jpg http://factoidz.com/5-creative-ways-to-celebrate-valentines-day-on-budget/ http://factoidz.com/5-creative-ways-to-celebrate-valentines-day-on-budget/ Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/5-creative-ways-to-celebrate-valentines-day-on-budget.jpg http://factoidz.com/what-to-do-with-your-old-clothing/ http://factoidz.com/what-to-do-with-your-old-clothing/ With buying new clothing and getting odd sweaters from grandma Agnes for the holidays, your closet is probably getting pretty stuffed. So, if getting rid of some clothes is on your New Year's resolutions list, read this: there are many options to give new life to the old clothing that clutters your ... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/what-to-do-with-your-old-clothing.jpg http://factoidz.com/how-to-plan-an-affordable-wedding/ http://factoidz.com/how-to-plan-an-affordable-wedding/ With the economy being so tight.  Many people are cutting back on expenses.  This is even being seen when planning a wedding. Many people turn to planners to help them plan their wedding.  This is the first cut to make, you can plan out the wedding yourself.  It may be a high amount of stress... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/how-to-plan-an-affordable-wedding.jpg http://factoidz.com/how-to-put-together-that-retro-look-with-just-a-little-money/ http://factoidz.com/how-to-put-together-that-retro-look-with-just-a-little-money/ Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/how-to-put-together-that-retro-look-with-just-a-little-money.jpg http://factoidz.com/how-to-purchase-high-end-clothing-at-a-fraction-of-the-cost/ http://factoidz.com/how-to-purchase-high-end-clothing-at-a-fraction-of-the-cost/ Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/how-to-purchase-high-end-clothing-at-a-fraction-of-the-cost.jpg http://factoidz.com/how-to-shop-with-coupons/ http://factoidz.com/how-to-shop-with-coupons/ You can save a significant amount of money shopping with coupons if you know what you are doing. The problem is that many people don’t take the time to look for coupons, and when they do they forget them when they go to the store. I have had a coupon for 75 cents off on ... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/how-to-shop-with-coupons.jpg http://factoidz.com/simple-tips-for-eating-well-on-a-slim-budget/ http://factoidz.com/simple-tips-for-eating-well-on-a-slim-budget/ Economic times like these demand that we cut back wherever possible. One of the easiest places to save money will be at the supermarket. Finding bargains at the supermarket is actually one of my favorite things to do and it's something I've been doing for years. One of my first jobs growi... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/simple-tips-for-eating-well-on-a-slim-budget.jpg http://factoidz.com/saving-and-earning-money-from-survey-panels-coupons-and-special-offers/ http://factoidz.com/saving-and-earning-money-from-survey-panels-coupons-and-special-offers/ <!--[if gte mso 9]> Normal 0 false false false MicrosoftInternetExplorer4 <![endif]--><!--[if gte mso 9]> <![endif]-->In today's economy every little bit counts. With a low income I do everything I can to earn a little extra with surveys or save a little more with coupons and... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/saving-and-earning-money-from-survey-panels-coupons-and-special-offers.jpg http://factoidz.com/how-to-live-on-a-limited-budget/ http://factoidz.com/how-to-live-on-a-limited-budget/ Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/how-to-live-on-a-limited-budget.jpg http://factoidz.com/what-is-a-staycation/ http://factoidz.com/what-is-a-staycation/ More and more people are choosing to spend their vacation time by traveling within their province or staying at home and taking day trips. The cost of flights keeps getting cheaper and cheaper but you still have to pay the high taxes. Even if a flight is adve... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/coupons-you-will-actually-use/ http://factoidz.com/coupons-you-will-actually-use/ Looking for printable and online coupons for products that you actually use? Sure, there are thousands of web sites out there, but are there any that supply local restaurant, retail, pet, or grocery store coupons that you don’t have... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/coupons-you-will-actually-use.jpg http://factoidz.com/how-to-look-fabulous-for-less/ http://factoidz.com/how-to-look-fabulous-for-less/ Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/how-to-look-fabulous-for-less.jpg http://factoidz.com/coupons-coupons-and-more-coupons/ http://factoidz.com/coupons-coupons-and-more-coupons/ Time to find ways to make that almighty dollar stretch.  One of the best ways to start is your pantry.  So many of us are trying to make the best of everything we can. Although the off-brands that we all can find are nice, sometimes being able to get one of the many name brand items is great. ... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/coupons-coupons-and-more-coupons.jpg http://factoidz.com/how-to-find-a-salvage-grocery-store-near-you/ http://factoidz.com/how-to-find-a-salvage-grocery-store-near-you/ Salvage grocery shopping is on the rise, as food prices are going through the roof. More people are shopping at salvage grocery stores. Yo... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/how-to-find-a-salvage-grocery-store-near-you.jpg http://factoidz.com/dating-being-frugal-can-still-be-fun/ http://factoidz.com/dating-being-frugal-can-still-be-fun/ Dating can be very expensive and usually the expense falls onto males. I do not agree with this social expectation but it is reality. There are lots of ways to date economically. Here is a list of things you can do for dates. If your date has a problem with the minimal expense paid for his or her co... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/dating-being-frugal-can-still-be-fun.jpg http://factoidz.com/spam-tastic-recipes-spam-kabobs-and-hawaiian-pizza/ http://factoidz.com/spam-tastic-recipes-spam-kabobs-and-hawaiian-pizza/ SPAM is the delicious blend of pork, ham, and a variety of spices enjoyed around the world. Due to its unique canned packaging, SPAM will stay fresh as the day it was packaged until the day it is opened whether that is tomorrow or fiv... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/spam-tastic-recipes-spam-kabobs-and-hawaiian-pizza.jpg http://factoidz.com/how-to-compare-the-cost-of-different-home-heating-fuels/ http://factoidz.com/how-to-compare-the-cost-of-different-home-heating-fuels/ The best way to compare the various fuels available for home "space" heating is to break each fuel down to the therm (100,000 Btu's).  First determine the various fuels available to you; then the cost-per-therm (your fuel provider can give you the number) and... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/how-to-compare-the-cost-of-different-home-heating-fuels.jpg http://factoidz.com/how-to-have-the-best-christmas-ever-during-a-down-economy/ http://factoidz.com/how-to-have-the-best-christmas-ever-during-a-down-economy/ I am small business owner in the construction industry and have been severely affected by the recent downturn of the econiomy. Despite this I had one of my best Christmases ever this year. In 2001... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/how-to-have-the-best-christmas-ever-during-a-down-economy.jpg http://factoidz.com/what-to-look-for-in-energy-efficient-refrigerators-and-freezers/ http://factoidz.com/what-to-look-for-in-energy-efficient-refrigerators-and-freezers/ If you’re looking for energy efficient refrigerator or freezers just look for one with an Energy Star sticker or logo on it. Energy star refrigerators require about half as much energy as a refrigerator manufactu... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/what-to-look-for-in-energy-efficient-refrigerators-and-freezers.jpg http://factoidz.com/how-to-hypermile/ http://factoidz.com/how-to-hypermile/ Hypermiling refers to a collection of driving techniques aimed at improving your car's fuel efficiency by reducing the demands placed on the engine. Since it's possible to improve fuel economy by 37% just by c... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/how-to-hypermile.jpg http://factoidz.com/top-online-coupon-web-sites/ http://factoidz.com/top-online-coupon-web-sites/ There are many web sites that offer free online coupons for many different things. Here are some of the top web sites that offer online coupons. Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/top-online-coupon-web-sites.jpg http://factoidz.com/how-to-go-on-a-cost-effective-date/ http://factoidz.com/how-to-go-on-a-cost-effective-date/ You don’t have to spend a ton of money to go out on a date and have a good time. Dinner and a movie is no longer an option for every date that one goes out on because it has gotten to be very expensive lately. Save dinner and a movie... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/how-to-go-on-a-cost-effective-date.jpg http://factoidz.com/how-to-plan-great-dates-in-a-tough-economy/ http://factoidz.com/how-to-plan-great-dates-in-a-tough-economy/ Many of us may think of date night as a fancy French restaurant bathed in candelight with an expensive bottle of wine on the table. Which is great - a great dinner and sparkling conversation is not the wrong way to go. However, there are so many great date night opportunities that don't necessari... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/how-to-plan-great-dates-in-a-tough-economy.jpg http://factoidz.com/polishing-metal-with-kool-aid/ http://factoidz.com/polishing-metal-with-kool-aid/ We are always looking for ways of staying economical with the way our economy is right now.  You would be amazed at all of the chemicals on the market that can actually cause health problems for many people for what they contain. Growing up in the military, you get to learn a lot of neat sort cu... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/polishing-metal-with-kool-aid.jpg http://factoidz.com/how-to-reduce-your-energy-bills/ http://factoidz.com/how-to-reduce-your-energy-bills/ Imagine leaving a window open all winter long -- the heat loss, cold drafts and wasted energy! If your home has a folding attic stair, a whole house fan or AC Return, a fireplace or a clothes dryer, that may be just what is occurring in your home every da... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/how-to-reduce-your-energy-bills.jpg http://factoidz.com/christmas-stocking-stuffers-they-need-anyway/ http://factoidz.com/christmas-stocking-stuffers-they-need-anyway/ The concept of Christmas stockings can be traced back to a simpler time, when Christmas was not the commercial feeding frenzy it has become, and children were allowed to hang their stockings in the hope that St. Nicholas would fill them with candy, a tang... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/christmas-stocking-stuffers-they-need-anyway.jpg http://factoidz.com/how-to-optimize-your-factoidz-for-search-engines-seo/ http://factoidz.com/how-to-optimize-your-factoidz-for-search-engines-seo/ We've been getting a few questions about how to best optimize your Factoidz to be picked up in search engines, so I wanted to write a quick Factoid to provide some advice. Factoid title Titles are incredibly important for SEO. The search engines place a high priority on t... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/how-to-optimize-your-factoidz-for-search-engines-seo.jpg http://factoidz.com/how-to-enjoy-the-simple-things/ http://factoidz.com/how-to-enjoy-the-simple-things/ I have to cringe when someone asks me how to appreciate the simple things in life.  I've discovered this question often comes from those who've had "too much" their whole lives.  Growing up and having your heart's desire handed to you, seems to push the ability out of people's minds. How hard i... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/how-to-enjoy-the-simple-things.jpg http://factoidz.com/cashing-in-your-unwanted-gold/ http://factoidz.com/cashing-in-your-unwanted-gold/ Cashing in your unwanted gold to these online companies. Is it true - do they really give you your money's worth? Gold seems to be a big issue... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/cashing-in-your-unwanted-gold.jpg http://factoidz.com/finding-second-hand-items-cheap-clothing-furniture-electronics-and-more/ http://factoidz.com/finding-second-hand-items-cheap-clothing-furniture-electronics-and-more/ This is a method for obtaining second-hand items such as clothing, furniture, electronics, and more quite inexpensively.  You can use these items yourself, resell them on ebay or in a second-hand store, or simply donate anything you can't use. People rent personal storage units all the time.  W... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/finding-second-hand-items-cheap-clothing-furniture-electronics-and-more.jpg http://factoidz.com/flat-tax-pros-and-cons/ http://factoidz.com/flat-tax-pros-and-cons/ My take on flat tax -from listening to all the flap on tv and financial news.  To me, the flat tax is the fairest of all proposals out there.  If one cares to purchase something (or can afford it) they pay a flat tax on the item they purchase. This offset having personal income taxes -which is ent... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/flat-tax-pros-and-cons.jpg http://factoidz.com/how-to-live-large-on-the-cheap/ http://factoidz.com/how-to-live-large-on-the-cheap/ OK. Truth be told, I’m inspired to write this as I sit in a hotel at which I would have turned up my nose two months ago. My rule has always been to avoid hotels with: Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/how-to-live-large-on-the-cheap.jpg http://factoidz.com/how-to-recognize-a-soft-scam/ http://factoidz.com/how-to-recognize-a-soft-scam/ First, be assured you are NOT paranoid; everyone out there actually IS after your money. In today's shaky economy, you're wary of anything involving finances and that is a good thing because today's marketing whiz kids are at the top of their odious game; they know we're a nation of worriers, hoarde... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/how-to-recognize-a-soft-scam.jpg http://factoidz.com/guide-to-cutting-costs-this-christmas-homemade-gift-ideas/ http://factoidz.com/guide-to-cutting-costs-this-christmas-homemade-gift-ideas/ First of all, perhaps this scary economy is a time for a whole-family discussion on cutting back this holiday season--something that probably everybody (except the kids) would welcome in any case. ... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/guide-to-cutting-costs-this-christmas-homemade-gift-ideas.jpg http://factoidz.com/where-to-find-free-christmas-song-mp3-downloads/ http://factoidz.com/where-to-find-free-christmas-song-mp3-downloads/ Christmas is a special time of year for people of all ages. And what goes better with a holiday than music? No matter which search engine you use on today's Internet, you will find an amazing array of "free" downloadable Christmas music. But...they're not ALL truly free. The following websites have ... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/where-to-find-free-christmas-song-mp3-downloads.jpg http://factoidz.com/creative-christmas-gift-ideas-for-the-diy-er/ http://factoidz.com/creative-christmas-gift-ideas-for-the-diy-er/ Are you looking for some original, meaningful, and easy-to-make Christmas gifts?  Here are some fun craft ideas that anyone, any age, can create.  Your friends and family will adore these hand-crafted Christmas gifts. Beaded Brace... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/creative-christmas-gift-ideas-for-the-diy-er.jpg http://factoidz.com/energy-efficient-christmas-lighting-options/ http://factoidz.com/energy-efficient-christmas-lighting-options/ With the cost of electrical energy rising daily and with the increasing concern over the impact that energy production has on the environment, it is time to switch to LED Christmas lighting technology. LEDs or Light Emitting Di... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/energy-efficient-christmas-lighting-options.jpg http://factoidz.com/gifts-for-kids-that-wont-empty-your-bank-account/ http://factoidz.com/gifts-for-kids-that-wont-empty-your-bank-account/ For children, gifts are what Christmas is all about - receiving them anyway.  In order to keep them happy, many parents, aunts, uncles, and grandparents tend to spend entirely too much, but the reality is that you can spend very little and still keep most children very satisfied. Age grouping he... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/gifts-for-kids-that-wont-empty-your-bank-account.jpg http://factoidz.com/a-review-of-the-baby-grape-books/ http://factoidz.com/a-review-of-the-baby-grape-books/ Take a look at the  babygrapebooks.com website and read about the Teen to Adult Adventure Series, They offer readers -young at heart- of all ages, an Adventure Story to follow the events of the 'Gang'. Follow Toby, Gina, Jayne, and lil' Robin as they escape one event after another ... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/a-review-of-the-baby-grape-books.jpg http://factoidz.com/gadget-and-electronics-gift-ideas-for-under-100/ http://factoidz.com/gadget-and-electronics-gift-ideas-for-under-100/ There are many electronic gadgets and toys for under $100 these days, the choice runs from toys of course to very usable items. Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/gadget-and-electronics-gift-ideas-for-under-100.jpg http://factoidz.com/tips-for-smart-shopping-for-used-clothes/ http://factoidz.com/tips-for-smart-shopping-for-used-clothes/ Looking to cut costs and stay stylish? Here are some tips to make sure you're really getting a good deal when it comes to buying clothes secondhand. Check the fabric content: Steer clear of fabrics with a high synthetic fiber content, like sweaters made of acrylic. These materia... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/tips-for-smart-shopping-for-used-clothes.jpg http://factoidz.com/how-to-live-happily-in-lean-times/ http://factoidz.com/how-to-live-happily-in-lean-times/ Do money concerns have you and your family living in a state of deprivation and stress? It is possible to feel satisfied when you don't have much money to spend. When it comes to money, you have to prioritize. An unpaid mortgage will have you waking up at night in a cold sweat. A family Christmas... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/how-to-live-happily-in-lean-times.jpg http://factoidz.com/where-to-find-free-and-discounted-mp3s-and-online-music/ http://factoidz.com/where-to-find-free-and-discounted-mp3s-and-online-music/ In life, music has become essential.  From working out at the gym to relaxing at your home to listening in the car, music is inescapable.  Unfortunately, spending has become inescapable as well.  With the pace that the music is changing now, with new hits coming out every day, it's becoming very ... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/where-to-find-free-and-discounted-mp3s-and-online-music.jpg http://factoidz.com/group-gifts-how-to-consolidate-gifts-without-being-tacky/ http://factoidz.com/group-gifts-how-to-consolidate-gifts-without-being-tacky/ Giving a gift to a group of people is a great way to cut down on cost, especially if you have a large family!  Consolidating your gift list can save you time and money...and it can also look tacky.  Below are some tips for making the holidays special while keeping the price tag small. C... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/group-gifts-how-to-consolidate-gifts-without-being-tacky.jpg http://factoidz.com/romantic-gift-ideas-for-any-budget/ http://factoidz.com/romantic-gift-ideas-for-any-budget/ Let’s face it; a lot of us get pretty stumped when it comes to gift giving for that special someone. We want the gift to say “I adore you,” in not so many words and perhaps with not so many dollars. Fortunately, the most r... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/romantic-gift-ideas-for-any-budget.jpg http://factoidz.com/keeping-your-grocery-bills-from-devouring-your-wallet/ http://factoidz.com/keeping-your-grocery-bills-from-devouring-your-wallet/ With expenses rising across the board, many of us are looking for ways to save a few extra dollars where we can. Eating out is one area that can easily break the bank, so if you reduce the amount of meals you're eating out and vow to yourself that you're going to cook like you've never cooked before... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/keeping-your-grocery-bills-from-devouring-your-wallet.jpg http://factoidz.com/ideas-for-inexpensive-but-unforgettable-gifts-for-your-partner/ http://factoidz.com/ideas-for-inexpensive-but-unforgettable-gifts-for-your-partner/ Chances are, with this recession, you're being frugal these holidays. But, this gift idea isn't being cheap, despite the low cost; it is packed with value, and your partner will love it. It's the gift of time. Make it a scavenger hunt. Buy numerous small cards with hints... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/ideas-for-inexpensive-but-unforgettable-gifts-for-your-partner.jpg http://factoidz.com/homemade-bath-salts-are-better-than-store-bought/ http://factoidz.com/homemade-bath-salts-are-better-than-store-bought/ I love receiving bath products as gifts. Those beautiful baskets of delightful smelling soaps, salts, lotions, butters, creams, oils ... Well, I could go on forever, but I have to get to the point eve... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/homemade-bath-salts-are-better-than-store-bought.jpg http://factoidz.com/some-creative-gift-ideas-for-a-shoestring-budget/ http://factoidz.com/some-creative-gift-ideas-for-a-shoestring-budget/ Let's face it. The holiday season is wonderful, but can also be costly. I have four brothers and eight nieces and nephews, in addition to the other loved ones in my life. That can add to up quite a bit of money exchanging hands around the Christmas season. The adults in the family draw names and get... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/some-creative-gift-ideas-for-a-shoestring-budget.jpg http://factoidz.com/ps3-xbox-wii-how-to-decide-which-video-game-console-to-buy-your-child/ http://factoidz.com/ps3-xbox-wii-how-to-decide-which-video-game-console-to-buy-your-child/ As the Christmas season approaches, parents all face the same burning question, "What the heck should I buy this kid?" The answer to this question is very clear cut if you know what signs to look for in your child. The first and most often overlooked indicator is the child asking for it! Many par... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/ps3-xbox-wii-how-to-decide-which-video-game-console-to-buy-your-child.jpg http://factoidz.com/budget-christmas-gifts-for-a-video-gamer/ http://factoidz.com/budget-christmas-gifts-for-a-video-gamer/ Stumped on what to buy your teenager for Christmas, especially in these times of economic turmoil? The answer may be simpler than you think. A classic video game console is the perfect gift for the hardcore gamer or even for the casual gaming teenager. They are easy to find online on sites like E... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/budget-christmas-gifts-for-a-video-gamer.jpg http://factoidz.com/how-to-make-christmas-gift-baskets-on-a-budget/ http://factoidz.com/how-to-make-christmas-gift-baskets-on-a-budget/ The best way to save money and make a beautiful Christmas gift basket is to make it yourself. This way you can find great deals and cheap finds that look anything but cheap. The first thing you nee... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/how-to-make-christmas-gift-baskets-on-a-budget.jpg http://factoidz.com/gifts-for-under-20/ http://factoidz.com/gifts-for-under-20/ It's Christmas time again and that means spending time with family and friends and exchanging gifts with one another. I have compiled a large list of great gifts that you can either make or buy for under $20.00. Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/gifts-for-under-20.jpg http://factoidz.com/a-porsche-and-a-chocolate-cake/ http://factoidz.com/a-porsche-and-a-chocolate-cake/ When giving thought as to how to build a gift basket that is both unique and personal one should always look within; to find your own passion (s) and then play them out creatively. One year my god daughter asked me what I wanted for Christmas.  My quick answer was a Porsche and a chocolate cak... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/images/p/default-4.jpg http://factoidz.com/the-secret-to-saving-in-direct-mailing-costs/ http://factoidz.com/the-secret-to-saving-in-direct-mailing-costs/ What does your mail look like? Besides bills, of course. If it's anything like mine, I would be willing to bet piles of junk mail, envelopes declaring you’ve won a million dollars forever unopen... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/the-secret-to-saving-in-direct-mailing-costs.jpg http://factoidz.com/great-places-for-gifts-under-20-twenty/ http://factoidz.com/great-places-for-gifts-under-20-twenty/ Everyone has struggles whether due to the economic times, loss of employment, or just extra bills to pay and with the upcoming Christmas season, this can put us all in a bind to come up with money to remember our friends and relatives.  We all need to budget our money so that we can share the Chris... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/great-places-for-gifts-under-20-twenty.jpg http://factoidz.com/why-you-dont-have-to-spend-a-lot-to-give-a-lot-this-christmas/ http://factoidz.com/why-you-dont-have-to-spend-a-lot-to-give-a-lot-this-christmas/ Ahh, it's that time of year again. The temperatures are getting colder, holidays are getting nearer, and you're realizing you have a megalist of names on your Santa list. The days of having elves create perfectly wrapped presents are long gone but that doesn't necessarily mean you need to break the ... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/why-you-dont-have-to-spend-a-lot-to-give-a-lot-this-christmas.jpg http://factoidz.com/pros-and-cons-of-using-craiglist-vs-paid-vacation-listings-services/ http://factoidz.com/pros-and-cons-of-using-craiglist-vs-paid-vacation-listings-services/ Craigslist is one of the most popular free listings on the web. You can find listed here anything and everything under the sun. Vacation listing is only one among the available categories – and there are hundreds of them, if not more. Many people, who have promoted their business through Cragslist... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/pros-and-cons-of-using-craiglist-vs-paid-vacation-listings-services.jpg http://factoidz.com/comparison-of-vacation-rental-listing-services-are-they-worth-the-cost/ http://factoidz.com/comparison-of-vacation-rental-listing-services-are-they-worth-the-cost/ Where do you start to find the best avenue for advertising your vacation rental? You need to do research for the best sites, with the best results. That is what we have compiled for you today. We will look at Craigslist advertising, versus 4 vacation advertising sites on the internet. The other site... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/comparison-of-vacation-rental-listing-services-are-they-worth-the-cost.jpg http://factoidz.com/can-you-find-drinkable-wines-for-under-three-dollars/ http://factoidz.com/can-you-find-drinkable-wines-for-under-three-dollars/ Charles Shaw. Remember the name. More specifically, remember Charles Shaw Winery if you want good, cheap wines. The wines produced under the Charles Shaw label are remarkably drinkable. You'll love them if you're not a snob with a wine cellar full of vintage wines. Once you start drinking these ... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/can-you-find-drinkable-wines-for-under-three-dollars.jpg http://factoidz.com/renting-textbooks-reviews-of-chegg-and-bookrentercom/ http://factoidz.com/renting-textbooks-reviews-of-chegg-and-bookrentercom/ So you have heard of textbook renting, and now you want to try it out. Where are you going to go to rent your textbooks? Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/renting-textbooks-reviews-of-chegg-and-bookrentercom.jpg http://factoidz.com/affordable-vacation-in-europe-yes-we-can/ http://factoidz.com/affordable-vacation-in-europe-yes-we-can/ Let's face it. The US dollar is quickly losing ground to the Euro. This unfortunate situation is causing many Americans to head for their local beaches and amusement parks rather than European hotspots. Some are choosing not to take... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/affordable-vacation-in-europe-yes-we-can.jpg http://factoidz.com/3-silly-things-we-all-do-to-waste-serious-money-on-gas/ http://factoidz.com/3-silly-things-we-all-do-to-waste-serious-money-on-gas/ During a bad economy, particularly with the recent increase in fuel costs, everyone aims to save as much as possible on gas money even if it means riding a bicycle to work. The truth is there are ways of saving on gas without h... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/3-silly-things-we-all-do-to-waste-serious-money-on-gas.jpg http://factoidz.com/7-drop-dead-easy-ways-to-save-money-on-gas/ http://factoidz.com/7-drop-dead-easy-ways-to-save-money-on-gas/ It is difficult for car owners these days: the escalating cost of gas is causing problems for drivers nationwide. If you are finding yourself at your wit’s end, wondering how to cope with the rising costs of fuel for your car, you can use our tips to maximize the mon... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/7-drop-dead-easy-ways-to-save-money-on-gas.jpg http://factoidz.com/tips-for-budgeting-money-in-slow-times/ http://factoidz.com/tips-for-budgeting-money-in-slow-times/ Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/tips-for-budgeting-money-in-slow-times.jpg http://factoidz.com/the-affordable-way-of-holidaying-in-italy/ http://factoidz.com/the-affordable-way-of-holidaying-in-italy/ If you think that Italy is too expensive, think again. I’m a living proof that you can have a wonderful holiday in Italy without burning a hole in your pocket. The secret to having a budget holiday anywhere in the world is th... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/the-affordable-way-of-holidaying-in-italy.jpg http://factoidz.com/use-wind-power-to-dry-your-clothes-and-cut-your-energy-bill/ http://factoidz.com/use-wind-power-to-dry-your-clothes-and-cut-your-energy-bill/ Long ago before anyone had ever heard the phrase spin cycle, every home had a clothesline.  Oh the days when energy was cheap and solar power wasn’t even a proper phrase.  The days when our children would play outside, lying under a line of clothing gently swaying in the summer breeze.  The day... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/use-wind-power-to-dry-your-clothes-and-cut-your-energy-bill.jpg http://factoidz.com/why-waste-money-on-snapple-and-starbucks-some-easy-diy-drink-ideas/ http://factoidz.com/why-waste-money-on-snapple-and-starbucks-some-easy-diy-drink-ideas/ There’s nothing better than a cold drink to settle the body and refresh the mind, but think about the cost that adds up every time the craving for a soft drink or fruit juice comes up. The dollars add up for every Coke can and Snapple bottle. Why spend so much money and build up more waste when yo... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/why-waste-money-on-snapple-and-starbucks-some-easy-diy-drink-ideas.jpg http://factoidz.com/how-to-send-your-kid-to-college-without-going-broke/ http://factoidz.com/how-to-send-your-kid-to-college-without-going-broke/ Nowadays going to college is important for any young man or women, but the price for an education is still a huge project. If you are concerned about making the payments to send your child to college take a look at some of the options for saving on college expenses. Are student loans a good ide... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/how-to-send-your-kid-to-college-without-going-broke.jpg http://factoidz.com/how-much-would-switching-from-starbucks-to-instant-coffee-save-you-each-year/ http://factoidz.com/how-much-would-switching-from-starbucks-to-instant-coffee-save-you-each-year/ We've become a generation of coffee snobs. And not even for great coffee, at that. With Starbuck's raking in $10B of our hard-earned cash every year, while serving sub-par coffee, it's hard to remember the days when we actually used to drink instant coffee at home. Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/how-much-would-switching-from-starbucks-to-instant-coffee-save-you-each-year.jpg http://factoidz.com/how-to-heat-your-home-more-efficiently-this-winter/ http://factoidz.com/how-to-heat-your-home-more-efficiently-this-winter/ Soon the winter weather will be arriving to Canada again. A lot of money saving tips out to get the homes ready just are not practical, I mean they’re great for long term use but not for money savings now. Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/how-to-heat-your-home-more-efficiently-this-winter.jpg http://factoidz.com/budget-fashion-for-the-recent-college-grad/ http://factoidz.com/budget-fashion-for-the-recent-college-grad/ You’ve just graduated college and now it’s time to find a great job. There’s just one tiny problem, you’re strapped for cash and you need a better wardrobe that doesn’t just consist of jeans, tank tops and flip-flops. You’re a full-time worker and you’re going to need nicer clothes. Ba... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/budget-fashion-for-the-recent-college-grad.jpg http://factoidz.com/7-tips-for-snagging-travel-deals-and-saving-money/ http://factoidz.com/7-tips-for-snagging-travel-deals-and-saving-money/ As we know the cost to take a vacation is pricey, to say the least. However, whether we’re going to the beach for a weekend or spending a month in an exotic city, our rewards are well-deserved rejuvenations after a year of hard work. There are a number of tactics to help you prepare and plan for y... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/is-it-possible-to-travel-abroad-without-taking-out-a-second-mortgage.jpg http://factoidz.com/finding-winter-tropical-vacation-deals-some-easy-tips/ http://factoidz.com/finding-winter-tropical-vacation-deals-some-easy-tips/ Winter can seem very long…the early sunsets, the frigid mornings, and the January blah’s. Why not plan ahead for a winter getaway to a tropical destination where you can rest and soak up the sun. By the time you ... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/finding-winter-tropical-vacation-deals-some-easy-tips.jpg http://factoidz.com/best-wines-under-10/ http://factoidz.com/best-wines-under-10/ I always wanted to be a connoisseur of wine, but never acquired a taste for it. There was something about drinking out of those dainty stemmed glasses that I found appealing. ... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/best-wines-under-10.jpg http://factoidz.com/green-laundry-save-money-and-be-green-by-hanging-your-laundry/ http://factoidz.com/green-laundry-save-money-and-be-green-by-hanging-your-laundry/ Estimates of "average" costs to dry clothes for a year in a conventional dryer range from $120 to $250 per year or up to $1500, according to some! Seldom do the statistics mention whether that's for one person or a ten member family, but whichever it is, that's your money going to the wrong place, n... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/green-laundry-save-money-and-be-green-by-hanging-your-laundry.jpg http://factoidz.com/7-smart-tips-for-saving-money-at-the-shopping-mall/ http://factoidz.com/7-smart-tips-for-saving-money-at-the-shopping-mall/ No matter how hard you try it's almost impossible to avoid the mall.  At some point in time we all need to buy something whether it's new clothes, a gift or just some retail therapy.  It's the prices that make us wish we didn't have to go, but with a few tricks we can all afford to hit the mall no... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/7-smart-tips-for-saving-money-at-the-shopping-mall.jpg http://factoidz.com/how-to-afford-college-when-tuitions-are-rising-3/ http://factoidz.com/how-to-afford-college-when-tuitions-are-rising-3/ Parents and children a like spend a lot of time trying to get into a good college. The college market is highly competitive among graduating seniors and parents push children to get into good schools.  But with the cost of tuition what it is parents also worry about how they are going to pay... Wed, 31 Dec 1969 18:33:29 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/how-to-afford-college-when-tuitions-are-rising.jpg http://factoidz.com/stretch-your-gas-dollar-by-usingthese-gas-saving-tips/ http://factoidz.com/stretch-your-gas-dollar-by-usingthese-gas-saving-tips/ With gas prices still at an all time high, commuters are looking for ways to stretch their gas dollars.  I drive a full size van that costs over $100 to fill it up.  It has been a while since my van has had a full tank.  None the less, I still have to find other ways to help s... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/stretch-your-gas-dollar-by-usingthese-gas-saving-tips.jpg http://factoidz.com/how-to-travel-on-a-budget/ http://factoidz.com/how-to-travel-on-a-budget/ As we know the cost to take a vacation is pricey, to say the least. However, whether we’re going to the beach for a weekend or spending a month in an exotic city, our rewards are well-deserved rejuvenations after a year of hard work. There are a number of tactics to help you prepare and plan for y... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/how-to-travel-on-a-budget.jpg http://factoidz.com/get-your-government-issued-unemployment-debit-card/ http://factoidz.com/get-your-government-issued-unemployment-debit-card/ Due to our suffering economy more Americans have been making use of their state's unemployment system.  Interestingly, in many states, people have started receiving benefits in the form of debit cards instead of checks. The Bureau of Labor Statistics said that unemployment was up to 5.5% in June... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/get-your-government-issued-unemployment-debit-card.jpg http://factoidz.com/quick-start-guide-to-conserving-water-at-home/ http://factoidz.com/quick-start-guide-to-conserving-water-at-home/ Every time you leave your faucet running you may as well be pouring money down it.  Start saving money by lowering you water, sewer and electric bills.  Every year I save about $100 or 20-25% on my water and sewer bills by following these steps. Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/quick-start-guide-to-conserving-water-at-home.jpg http://factoidz.com/how-to-enjoy-being-single-on-a-budget/ http://factoidz.com/how-to-enjoy-being-single-on-a-budget/ Some of us single out there who have been working hard our entire lives are now looking for some ways to relax and take more time for ourselves.  There a millions of ways to cut back and enjoy, but it can seem overwhelming.  So here are some good suggestions. Take a class. Community colleges ov... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/how-to-enjoy-being-single-on-a-budget.jpg http://factoidz.com/how-to-throw-a-birthday-party-on-a-budget/ http://factoidz.com/how-to-throw-a-birthday-party-on-a-budget/ We all want to make our children's birthdays exciting and memorable, but when we are struggling just to pay the bills things can seem overwhelming.  Relax you don't have to spend a million dollars to make a birthday special.  Birthdays aren't about how much you spend and how extravagant they are, ... Wed, 31 Dec 1969 18:33:28 CST frugal-living http://factoidz.com/wp-content/themes/gabtheme/images/how-to-throw-a-birthday-party-on-a-budget.jpg