http://factoidz.com/experts-in/insurance/ insurance articles on Factoidz en-us http://factoidz.com/do-you-need-auto-shipping-insurance-when-shipping-your-car-cross-country/ http://factoidz.com/do-you-need-auto-shipping-insurance-when-shipping-your-car-cross-country/ Transporting your car or vehicle through the auto transport companies requires lots of research work to be done before you take a stand on the transport of your vehicle. One such matter which plays a vital role in the transportation procedure is having a complete knowledge about the insurance matter... Wed, 31 Dec 1969 18:33:29 CST insurance http://factoidz.com/images/p/default-15.jpg http://factoidz.com/how-to-be-a-sales-leader-in-any-economy/ http://factoidz.com/how-to-be-a-sales-leader-in-any-economy/ Depending on what you are marketing and a number of other factors you might find yourself facing more resistance from the current marketplace than usual. Most will chalk this up to the economy. However anyone who has been in sales knows our business is always up and down but that's why we are in sal... Wed, 31 Dec 1969 18:33:29 CST insurance http://factoidz.com/wp-content/themes/gabtheme/images/how-to-be-a-sales-leader-in-any-economy.jpg http://factoidz.com/employee-health-benefits-are-heterosexual-and-homosexual-domestic-partnerships-treated-fairly-by-their-employers/ http://factoidz.com/employee-health-benefits-are-heterosexual-and-homosexual-domestic-partnerships-treated-fairly-by-their-employers/ I'm not gay, but I feel that people are people, no matter what their sexual orientation is. Gay men and women often live in domestic partnerships, because they can't get married. Straight folks also live in domestic partnerships for whatever reason. If the term "domestic partnerships" covers homosex... Wed, 31 Dec 1969 18:33:29 CST insurance http://factoidz.com/wp-content/themes/gabtheme/images/employee-health-benefits-are-heterosexual-and-homosexual-domestic-partnerships-treated-fairly-by-their-employers.jpg http://factoidz.com/how-to-choose-the-best-auto-insurance-carrier/ http://factoidz.com/how-to-choose-the-best-auto-insurance-carrier/ Choosing an auto insurance provider can often be a daunting task and many people make their choice based simply on price, which can be a big mistake.  Before choosing a carrier, there are a number of things to consider. What Are Your Insurance Needs? What are you insuring? ... Wed, 31 Dec 1969 18:33:29 CST insurance http://factoidz.com/wp-content/themes/gabtheme/images/how-to-choose-the-best-auto-insurance-carrier.jpg http://factoidz.com/health-insurance-and-the-self-employed/ http://factoidz.com/health-insurance-and-the-self-employed/ In 1988 the economy was much like todays. Maybe not quite this bad but there were people losing jobs and losing their homes. I didn't have a home yet but I had a damned good union job at General Electric since 1984. At the age of 22 I was making about $1000 a week and I had ... Wed, 31 Dec 1969 18:33:29 CST insurance http://factoidz.com/wp-content/themes/gabtheme/images/health-insurance-and-the-self-employed.jpg http://factoidz.com/my-painful-experience-with-health-saving-accounts-hsas-and-deductibles/ http://factoidz.com/my-painful-experience-with-health-saving-accounts-hsas-and-deductibles/ Where do I begin? Yes, HSAs can be good and Yes, they can be painful. There is just so much they do not tell you. Ask the questions: What is my deductible? Mine was $3,000. Does that include Medicines from the pharmacies? What does it include? Then they get you with the “Necessary and reasonabl... Wed, 31 Dec 1969 18:33:29 CST insurance http://factoidz.com/wp-content/themes/gabtheme/images/my-painful-experience-with-health-saving-accounts-hsas-and-deductibles.jpg http://factoidz.com/becoming-a-contractor-do-you-need-to-get-liability-insurance/ http://factoidz.com/becoming-a-contractor-do-you-need-to-get-liability-insurance/ Just get laid off? If you're anything like me you probably spent a few days mourning, and then once you got tired of sulking you started making a list of all the things that needed to be done around your home that you've been putting off because you were too busy working. Wed, 31 Dec 1969 18:33:29 CST insurance http://factoidz.com/wp-content/themes/gabtheme/images/becoming-a-contractor-do-you-need-to-get-liability-insurance.jpg http://factoidz.com/im-a-self-employed-grandparent-can-i-add-my-grandchildren-to-my-health-insurance-policy/ http://factoidz.com/im-a-self-employed-grandparent-can-i-add-my-grandchildren-to-my-health-insurance-policy/ These days many grandparents are raising their grandkids. There are lots of reasons why grandparents raise their grandchildren. Sometimes the parents are out of the children’s lives due to abuse or neglect. Sadly, sometimes one or more of the parents have died or are incarcera... Wed, 31 Dec 1969 18:33:29 CST insurance http://factoidz.com/wp-content/themes/gabtheme/images/im-a-self-employed-grandparent-can-i-add-my-grandchildren-to-my-health-insurance-policy.jpg http://factoidz.com/single-mother-freelance-writer-no-health-insurance/ http://factoidz.com/single-mother-freelance-writer-no-health-insurance/ Being a single mother of two growing children, I work from my home as a freelance writer. I've worked with an online production company on a Sci-Fi movie and mini-series that hopefully will be airing soon. I work as a staff writer for an online publishing company as well as spending a lot of my o... Wed, 31 Dec 1969 18:33:29 CST insurance http://factoidz.com/wp-content/themes/gabtheme/images/single-mother-freelance-writer-no-health-insurance.jpg http://factoidz.com/self-employment-insurance-workmans-compensation-fraud/ http://factoidz.com/self-employment-insurance-workmans-compensation-fraud/ When picking the brains of successful business owners I've had the opportunity to meet in the past, most have echoed in different ways a similar statement. "Keep your business small." As your business grows and you hire more employees yo... Wed, 31 Dec 1969 18:33:29 CST insurance http://factoidz.com/wp-content/themes/gabtheme/images/self-employment-insurance-workmans-compensation-fraud.jpg http://factoidz.com/im-self-employed-do-i-really-need-to-have-health-insurance/ http://factoidz.com/im-self-employed-do-i-really-need-to-have-health-insurance/ Have you ever been self-employed, and tried to justify not having health insurance? Unfortunately many freelancers and micro-business owners don’t have any form of health insurance. They are living on a wing and a prayer that nothing major happens to them. If you don’t have ... Wed, 31 Dec 1969 18:33:29 CST insurance http://factoidz.com/wp-content/themes/gabtheme/images/im-self-employed-do-i-really-need-to-have-health-insurance.jpg http://factoidz.com/self-employed-shop-around-for-the-best-buy-in-health-insurance/ http://factoidz.com/self-employed-shop-around-for-the-best-buy-in-health-insurance/ Wed, 31 Dec 1969 18:33:29 CST insurance http://factoidz.com/wp-content/themes/gabtheme/images/self-employed-shop-around-for-the-best-buy-in-health-insurance.jpg http://factoidz.com/self-employment-figuring-your-pay-and-benefit-package/ http://factoidz.com/self-employment-figuring-your-pay-and-benefit-package/ I remember when I first started considering self employment. I was running from the parking lot to the time clock, about a quarter mile jaunt, hoping to punch the clock within the minute so I wouldn’t get docked 15 minutes, and have a “late” on my record for ... Wed, 31 Dec 1969 18:33:29 CST insurance http://factoidz.com/wp-content/themes/gabtheme/images/self-employment-figuring-your-pay-and-benefit-package.jpg http://factoidz.com/are-health-insurance-premiums-tax-deductible-for-the-self-employed/ http://factoidz.com/are-health-insurance-premiums-tax-deductible-for-the-self-employed/ If you are self employed then you are no stranger to claiming the expenses that you incur while operating you small business. You are also no stranger to shopping for the goods and services that you need to keep your business flowing. Although some are much different depen... Wed, 31 Dec 1969 18:33:29 CST insurance http://factoidz.com/wp-content/themes/gabtheme/images/are-health-insurance-premiums-tax-deductible-for-the-self-employed.jpg http://factoidz.com/self-employment-and-health-insurance-why-so-difficult/ http://factoidz.com/self-employment-and-health-insurance-why-so-difficult/ Understanding why anyone who punches a clock or is self employed would get turned down for health insurance, as a matter of ethics, can be a tough thing to get your head around. Thankfully, one way or another, from New York to San Francis... Wed, 31 Dec 1969 18:33:29 CST insurance http://factoidz.com/wp-content/themes/gabtheme/images/self-employment-and-health-insurance-why-so-difficult.jpg http://factoidz.com/hsas-is-a-health-savings-account-the-right-choice-for-you/ http://factoidz.com/hsas-is-a-health-savings-account-the-right-choice-for-you/ A "Health Savings Account" is the same as a "medical savings account".  It is a great thing if you have a high deductible on your health plan.  The money you put into the account is not subject to federal income taxes--so it is TAX FREE.  This mo... Wed, 31 Dec 1969 18:33:29 CST insurance http://factoidz.com/wp-content/themes/gabtheme/images/hsas-is-a-health-savings-account-the-right-choice-for-you.jpg http://factoidz.com/when-disaster-strikes-how-to-deal-with-insurance-companies/ http://factoidz.com/when-disaster-strikes-how-to-deal-with-insurance-companies/ When disaster strikes it is hard on all of us. Each one of us is having to deal with some sort of damage, whether it be hail, wind, a hurricane, or the aftermath of a tornado. But, no matter the damage, we all have to deal with our insurance company. Yes that company we pay premiums to each month. ... Wed, 31 Dec 1969 18:33:29 CST insurance http://factoidz.com/wp-content/themes/gabtheme/images/when-disaster-strikes-how-to-deal-with-insurance-companies.jpg http://factoidz.com/do-you-really-need-to-become-a-member-of-aaa/ http://factoidz.com/do-you-really-need-to-become-a-member-of-aaa/ The simple answer to that question is “yes,” every driver needs to become a member of the AAA (American Automotive Association). No matter how good a driver you are, no matter how knowledgeable you are about cars, no matter how well you prepare to handle roadside emergencies, there comes a ... Wed, 31 Dec 1969 18:33:29 CST insurance http://factoidz.com/wp-content/themes/gabtheme/images/do-you-really-need-to-become-a-member-of-aaa.jpg http://factoidz.com/guide-to-arizona-department-of-insurance/ http://factoidz.com/guide-to-arizona-department-of-insurance/ Arizona Department of Insurance Included in this publication from the Automobile Premium Comparison Survey is information to detail basic insurance coverage. This Government Sponsored "Au... Wed, 31 Dec 1969 18:33:28 CST insurance http://factoidz.com/images/p/default-9.jpg http://factoidz.com/arizona-department-of-insurance-consumer-awareness-points/ http://factoidz.com/arizona-department-of-insurance-consumer-awareness-points/ Insurance Awareness Peering through the ARIZONA DEPARTMENT OF INSURANCE and becoming armed with knowledge of Consumer Awareness Points can ultimately save ample amounts of cash. Wed, 31 Dec 1969 18:33:28 CST insurance http://factoidz.com/wp-content/themes/gabtheme/images/arizona-department-of-insurance-consumer-awareness-points.jpg http://factoidz.com/why-you-need-to-have-proof-of-insurance-with-you-whenever-you-drive/ http://factoidz.com/why-you-need-to-have-proof-of-insurance-with-you-whenever-you-drive/ Lack of Current Auto Insurance is Punishable by Law Vehicle Registration and/or Driver License will be suspended unless viable proof of applicable liability insurance can be displayed upon request. Aside from that, this penalty will be followed by both short-term and long-term fi... Wed, 31 Dec 1969 18:33:28 CST insurance http://factoidz.com/wp-content/themes/gabtheme/images/why-you-need-to-have-proof-of-insurance-with-you-whenever-you-drive.jpg http://factoidz.com/do-i-need-home-business-insurance/ http://factoidz.com/do-i-need-home-business-insurance/ Home business insurance is an important protective measure that too many home business owners overlook. Many new business owners are so focused on getting their home-based business up and running that they tend to forget about ... Wed, 31 Dec 1969 18:33:28 CST insurance http://factoidz.com/wp-content/themes/gabtheme/images/do-i-need-home-business-insurance.jpg http://factoidz.com/which-cars-have-the-lowest-insurance-premiums/ http://factoidz.com/which-cars-have-the-lowest-insurance-premiums/ With gas prices sky rocketing it's always good to save a little money somewhere.  Here's some tips on cutting insurance costs. Russ Rader, spokesman for the Insurance Institute for Highway Safety says that small fast cars carry higher insurance premiums so the number on tip is to stay away from ... Wed, 31 Dec 1969 18:33:28 CST insurance http://factoidz.com/wp-content/themes/gabtheme/images/which-cars-have-the-lowest-insurance-premiums.jpg