<?xml version="1.0" encoding="UTF-8"?>	<rss version="2.0">
	<channel>
	<title>real estate articles on Factoidz - RSS feed</title>
	<link>http://factoidz.com/experts-in/real-estate/</link>
	<description>real estate articles on Factoidz</description>
	<language>en-us</language>
			<item>
		<title>Breaking down the financial advantages of buying a home with a mortgage</title>
		<link>http://factoidz.com/breaking-down-the-financial-advantages-of-buying-a-home-with-a-mortgage/</link>
		<guid>http://factoidz.com/breaking-down-the-financial-advantages-of-buying-a-home-with-a-mortgage/</guid>
		<description>Buying a home creates many advantages, so many that one article will probably not be enough to list them. &amp;nbsp;Buying a home using a home mortgage also creates many advantages if done correctly, and since there is a lot of negative feeling out there about mortgages let's address...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/buying-a-home-get-good-advice.jpg</image>
		</item>
			<item>
		<title>Make your moving day greener</title>
		<link>http://factoidz.com/make-your-moving-day-greener/</link>
		<guid>http://factoidz.com/make-your-moving-day-greener/</guid>
		<description>The warm weather brings moving trucks and cardboard boxes to the streets of New York. Here's how to make the relocation process more friendly on your planet--and your body too!
1. Forego the cardboard. In place of cardboard boxes, go for a sturdier and more re-usable opti...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/images/p/green-living-1.jpg</image>
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		<title>How I started from nothing and found success in real estate investing</title>
		<link>http://factoidz.com/how-started-from-nothing-and-found-success-in-real-estate-investing/</link>
		<guid>http://factoidz.com/how-started-from-nothing-and-found-success-in-real-estate-investing/</guid>
		<description>If you’re new to investing in real estate, it may seem confusing and complicated. With all those contracts, property titles, and legal forms, it can tend to look like rocket science, but it’s not. I believe the main reason people get so confused about real estate invest...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/images/p/investing-4.jpg</image>
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			<item>
		<title>How to find and evaluate a great homeowner's association (HOA) management company</title>
		<link>http://factoidz.com/how-to-find-and-evaluate-a-great-homeowners-association-hoa-management-company/</link>
		<guid>http://factoidz.com/how-to-find-and-evaluate-a-great-homeowners-association-hoa-management-company/</guid>
		<description>Community association management companies specialize in managing small to large community associations. This would include communities that have home owner's or property owner's association. Community association management companies work side by side with the homeowner association in performing...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/selling-your-home-in-todays-market-seller-beware.jpg</image>
		</item>
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		<title>New homebuyer's checklist: Questions to ask when evaluating a new home</title>
		<link>http://factoidz.com/new-homebuyers-checklist-questions-to-ask-when-evaluating-a-new-home/</link>
		<guid>http://factoidz.com/new-homebuyers-checklist-questions-to-ask-when-evaluating-a-new-home/</guid>
		<description>When you buy a home, especially your first home, a lot of thoughts will run through your mind. Is it close to work? Do I love that kitchen? Are there any prisons or hidden toxic waste dumps nearby? A lot of times these concerns are shrugged off as overthinking but they will significantly impact t...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/what-is-a-home-loan-modification.jpg</image>
		</item>
			<item>
		<title>Renting vs. owning a home: Why now is the right time to buy</title>
		<link>http://factoidz.com/renting-vs-owning-a-home-why-now-is-the-right-time-to-buy/</link>
		<guid>http://factoidz.com/renting-vs-owning-a-home-why-now-is-the-right-time-to-buy/</guid>
		<description>Buying a home can be a scary process if you've never done it before but the benefits certainly outweigh the initial fears you may have about the idea of home ownership. Sadly, many renters are afraid to take the plunge until much later in their lives and later find out about a...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/what-is-private-mortgage-insurance-pmi.jpg</image>
		</item>
			<item>
		<title>Buying a Home: A Dream that Looked as If it was Never Going to Be Fulfilled</title>
		<link>http://factoidz.com/a-dream-that-looked-as-if-it-was-never-going-to-be-fulfilled/</link>
		<guid>http://factoidz.com/a-dream-that-looked-as-if-it-was-never-going-to-be-fulfilled/</guid>
		<description>For several years we were planning to buy a house of our own. But, every time we ventured out into the property market we faced new hurdles and had to retreat due to one reason or the other. As far as I was concerned this seemed like a dream,  that looked as if it was never going to be fulfi...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/8000-tax-credit-now-may-be-used-for-your-down-payment.jpg</image>
		</item>
			<item>
		<title>Who really owns your home?</title>
		<link>http://factoidz.com/who-really-owns-your-home/</link>
		<guid>http://factoidz.com/who-really-owns-your-home/</guid>
		<description>We all want a piece of the “American Dream”. So each year, by the thousands we search high and low for the perfect home. When we find it, we trot off to our bank or the local mortgage broker to take out a loan to buy the ho...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/who-really-owns-your-home.jpg</image>
		</item>
			<item>
		<title>Why You Should Insist on a Buyers’ Agreement When Buying a Home</title>
		<link>http://factoidz.com/why-you-should-insist-on-a-buyers-agreement-when-buying-a-home/</link>
		<guid>http://factoidz.com/why-you-should-insist-on-a-buyers-agreement-when-buying-a-home/</guid>
		<description>Recently I had a person who has been in the real estate industry for many years tell me, buyers interested in purchasing high end properties, single family homes or condos above the million dollar rang...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/why-you-should-insist-on-a-buyers-agreement-when-buying-a-home.jpg</image>
		</item>
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		<title>Beware of Rent-to-Own Home Scams</title>
		<link>http://factoidz.com/beware-of-rent-to-own-home-scams/</link>
		<guid>http://factoidz.com/beware-of-rent-to-own-home-scams/</guid>
		<description>With foreclosures at an all-time high and a poor economy, many people are looking into rent-to-own programs for their own piece of that American dream.

Unfortunately, many if not most of these programs are simply another way of suckering people who have already been knocked down to the bottom run...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/beware-of-rent-to-own-home-scams.jpg</image>
		</item>
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		<title>$8,000 tax credit now may be used for your down payment!</title>
		<link>http://factoidz.com/8000-tax-credit-now-may-be-used-for-your-down-payment/</link>
		<guid>http://factoidz.com/8000-tax-credit-now-may-be-used-for-your-down-payment/</guid>
		<description>Hot off the presses! Seriously big news about the $8,000 tax credit!  READ THIS!

The Federal Housing Administration (F.H.A.) is going to permit its lenders to allow homeowners to use the $8,000 tax credit as a downpayment.

&quot;We all want to enable FHA consumers to access the home buyer tax cred...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/8000-tax-credit-now-may-be-used-for-your-down-payment.jpg</image>
		</item>
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		<title>How to de-clutter your home</title>
		<link>http://factoidz.com/how-to-de-clutter-your-home/</link>
		<guid>http://factoidz.com/how-to-de-clutter-your-home/</guid>
		<description>For the majority of homes, clutter seems to be a problem. A problem that if not attended to can cause your home and property to look trashy and make you as well as anyone else who enters feels ill at ease. However, the good news is you can make a big difference by getting clutter under control an...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/how-to-de-clutter-your-home.jpg</image>
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		<title>Radon in your home: the science, the risks, the solutions</title>
		<link>http://factoidz.com/radon-in-your-home-the-science-the-risks-the-solutions/</link>
		<guid>http://factoidz.com/radon-in-your-home-the-science-the-risks-the-solutions/</guid>
		<description>At a nuclear facility in Pennsylvania, workers started testing for higher levels of radioactivity when they got to work rather than when they left work. This riddle led to further investigation and found tha...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/radon-in-your-home-the-science-the-risks-the-solutions.jpg</image>
		</item>
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		<title>Moving Day: How to make moving easier</title>
		<link>http://factoidz.com/moving-day-how-to-make-moving-easier/</link>
		<guid>http://factoidz.com/moving-day-how-to-make-moving-easier/</guid>
		<description>Years ago, a major truck-rental company's slogan was &quot;Adventure in Moving.&quot;  &quot;How awful!&quot; I thought back then!  Who wants their move from one home to another to be &quot;adventurous?&quot;  Can you imagine someone saying, &quot;Our move from Michigan to Colorado was, well, a real adventure!&quot; and think it was a ...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/moving-day-how-to-make-moving-easier.jpg</image>
		</item>
			<item>
		<title>Realtor survival guide: how to market your real estate services online</title>
		<link>http://factoidz.com/realtor-survival-guide-how-to-market-your-real-estate-services-online/</link>
		<guid>http://factoidz.com/realtor-survival-guide-how-to-market-your-real-estate-services-online/</guid>
		<description>It should be understood that appropriate Real Estate Internet Marketing is really about building the right kind of relationships with your customer base so that they will know you, remember you, and then hire you.

The first way Real Estate Internet Marketing can be conducted is for you to create ...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/realtor-survival-guide-how-to-market-your-real-estate-services-online.jpg</image>
		</item>
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		<title>Guidelines for selling your home yourself online (DIY real estate)</title>
		<link>http://factoidz.com/guidelines-for-selling-your-home-yourself-online-diy-real-estate/</link>
		<guid>http://factoidz.com/guidelines-for-selling-your-home-yourself-online-diy-real-estate/</guid>
		<description>Why is it important to pursue Real Estate Marketing Online efforts? One very important reason is that with the adoption of the Internet by many people for both work and leisure purposes, the online world has become a veritable gold mine of information about prospects.

Thus, Real Estate Marketing ...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/guidelines-for-selling-your-home-yourself-online-diy-real-estate.jpg</image>
		</item>
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		<title>Understanding the home inspection process, and what it's so important to do one</title>
		<link>http://factoidz.com/understanding-the-home-inspection-process-and-what-its-so-important-to-do-one/</link>
		<guid>http://factoidz.com/understanding-the-home-inspection-process-and-what-its-so-important-to-do-one/</guid>
		<description>Many people these days are interested in buying a home to take advantage of low interest rates and the fantastic pricing that has been brought about by the foreclosure crisis. The h...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/understanding-the-home-inspection-process-and-what-its-so-important-to-do-one.jpg</image>
		</item>
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		<title>Downsizing your home: 10 tips to make the downsizing transition easier</title>
		<link>http://factoidz.com/downsizing-your-home-10-tips-to-make-the-downsizing-transition-easier/</link>
		<guid>http://factoidz.com/downsizing-your-home-10-tips-to-make-the-downsizing-transition-easier/</guid>
		<description>Today many people are downsizing due to the economy, age, company transfers or being empty nester's.  Some just want less maintenance and smaller mortgage payments.  In any case, it is a difficult task.

Here is a list of tips and advice to help you downsize.

1...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/downsizing-your-home-10-tips-to-make-the-downsizing-transition-easier.jpg</image>
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		<title>Why Home Sellers Say Yes To Home Staging?</title>
		<link>http://factoidz.com/why-dont-real-estate-agents-recommend-home-staging/</link>
		<guid>http://factoidz.com/why-dont-real-estate-agents-recommend-home-staging/</guid>
		<description>I've had some homeowners, that have enlisted my services to stage their home, despite what their Realtors have told them.  They have said the agents responses were &quot;lets put it on the market for a while and see what happens&quot;, &quot;the water view will sell this place&quot;, &quot;let's offer a buyer's agent in...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/images/p/default-8.jpg</image>
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		<title>Have we reached the bottom of real estate values yet?</title>
		<link>http://factoidz.com/have-we-reached-the-bottom-of-real-estate-values-yet/</link>
		<guid>http://factoidz.com/have-we-reached-the-bottom-of-real-estate-values-yet/</guid>
		<description>Have We Reached the Bottom Yet? That seems to be the question on everyone’s mind lately. Will homes continue to drop in value or have we started to see prices level off? Every market is different a...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/have-we-reached-the-bottom-of-real-estate-values-yet.jpg</image>
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		<title>Radon: What it is and why you should test for it when buying a home</title>
		<link>http://factoidz.com/radon-what-it-is-and-why-you-should-test-for-it-when-buying-a-home/</link>
		<guid>http://factoidz.com/radon-what-it-is-and-why-you-should-test-for-it-when-buying-a-home/</guid>
		<description>What is radon?
Radon is a cancer-causing, radioactive gas. Radon is the by-...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/radon-what-it-is-and-why-you-should-test-for-it-when-buying-a-home.jpg</image>
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		<title>Purchasing a home with bad credit in the wake of the Subprime Mortgage crisis</title>
		<link>http://factoidz.com/purchasing-a-home-with-bad-credit-in-the-wake-of-the-subprime-mortgage-crisis/</link>
		<guid>http://factoidz.com/purchasing-a-home-with-bad-credit-in-the-wake-of-the-subprime-mortgage-crisis/</guid>
		<description>Applying for a mortgage loan to purchase a home is asking a lender to give you a pretty large chunk of change, based on your past track record of how you’ve repaid other lenders--your credit record.</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/purchasing-a-home-with-bad-credit-in-the-wake-of-the-subprime-mortgage-crisis.jpg</image>
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		<title>Selling your home in today’s market? Seller beware!</title>
		<link>http://factoidz.com/selling-your-home-in-todays-market-seller-beware/</link>
		<guid>http://factoidz.com/selling-your-home-in-todays-market-seller-beware/</guid>
		<description>
There are only two good reasons to sell your home in 2009:

	You MUST, and 
	</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/selling-your-home-in-todays-market-seller-beware.jpg</image>
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		<title>Buying a foreclosure? Buyer beware!</title>
		<link>http://factoidz.com/buying-a-foreclosure-buyer-beware/</link>
		<guid>http://factoidz.com/buying-a-foreclosure-buyer-beware/</guid>
		<description>Every day, I see the media touting what great deals exist today are on “distress sales” -- foreclosed homes and “short sales.” The reports I’ve seen tend to minimize the downside of buying di...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/buying-a-foreclosure-buyer-beware.jpg</image>
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		<title>Home improvement / remodeling prices vary, you can save on your projects!</title>
		<link>http://factoidz.com/home-improvement-remodeling-prices-vary-you-can-save-on-your-projects/</link>
		<guid>http://factoidz.com/home-improvement-remodeling-prices-vary-you-can-save-on-your-projects/</guid>
		<description>Home improvement project prices can vary for the same work from place to place. For example a attic bedroom addition in Nashville, TN will go for $38,428 while in Boston, MA it will cost $60,673! (Hanley Wood, Remodeling's 2008-09 Cost vs. Value Report). You can exploit these differences by posting ...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/images/p/default-6.jpg</image>
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		<title>Home Loan Modification Part 2: What is Possible?</title>
		<link>http://factoidz.com/home-loan-modification-part-2-what-is-possible/</link>
		<guid>http://factoidz.com/home-loan-modification-part-2-what-is-possible/</guid>
		<description>So what are some of the possibilities with getting a Loan Modification?

1) Rate Reduction &amp;amp; Term Extension.

2) Principal Balance Shifts and Principal Balance Reductions (not a lenders favorite thing to do but it does make sense sometimes).

3) Adjustable Rates Converted to Fixed Rates. I...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/home-loan-modification-part-2-what-is-possible.jpg</image>
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			<item>
		<title>What is a home loan modification?</title>
		<link>http://factoidz.com/what-is-a-home-loan-modification/</link>
		<guid>http://factoidz.com/what-is-a-home-loan-modification/</guid>
		<description>I have been getting a lot of emails and phone calls lately on home loan modifications so I'm going to have a series of Factoidz dedicated to home loan modification information. If you have further questions feel free to comment or email me.

In this post, I'm going to tell you exactly what &quot;Home L...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/what-is-a-home-loan-modification.jpg</image>
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			<item>
		<title>How to know when to: Do it yourself vs. Sub-contracting</title>
		<link>http://factoidz.com/how-to-know-when-to-do-it-yourself-vs-sub-contracting/</link>
		<guid>http://factoidz.com/how-to-know-when-to-do-it-yourself-vs-sub-contracting/</guid>
		<description>How to know when to: Do it yourself vs. Sub-contracting.
Ready to add that closet to your bedroom? How about re-shingling your roof? Th...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/how-to-know-when-to-do-it-yourself-vs-sub-contracting.jpg</image>
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			<item>
		<title>Why do I always recommend Certified Public Accountants (C.P.A.s)?</title>
		<link>http://factoidz.com/why-do-i-always-recommend-certified-public-accountants-cpas/</link>
		<guid>http://factoidz.com/why-do-i-always-recommend-certified-public-accountants-cpas/</guid>
		<description>In many of my real estate articles, particularly those relating to real estate investing and tax issues, I recommend turning to a Certified Public Accountant (C.P.A.) for advice. Recently, someone who ...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/images/p/business-1.jpg</image>
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		<title>Real Estate Investing: Five steps to figuring out what it’s worth.</title>
		<link>http://factoidz.com/real-estate-investing-five-steps-to-figuring-out-what-its-worth/</link>
		<guid>http://factoidz.com/real-estate-investing-five-steps-to-figuring-out-what-its-worth/</guid>
		<description>Whether you are thinking about buying a single-family rental, a duplex or four-unit, or a 200-unit apartment complex, there comes that moment when you must decide a dollar figure to write in the purchase ag...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/real-estate-investing-five-steps-to-figuring-out-what-its-worth.jpg</image>
		</item>
			<item>
		<title>Foreclosures vs. Short Sales: What is the difference?</title>
		<link>http://factoidz.com/foreclosures-vs-short-sales-what-is-the-difference/</link>
		<guid>http://factoidz.com/foreclosures-vs-short-sales-what-is-the-difference/</guid>
		<description>“Confusion” is the watchword when most consumers hear the terms “foreclosures” and “short sales.” Most consumers don’t understand their definitions and even more don’t understand how di...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/foreclosures-vs-short-sales-what-is-the-difference.jpg</image>
		</item>
			<item>
		<title>Buying foreclosures: Buyer Beware!</title>
		<link>http://factoidz.com/buying-foreclosures-buyer-beware/</link>
		<guid>http://factoidz.com/buying-foreclosures-buyer-beware/</guid>
		<description>The current feeding frenzy over foreclosed properties -- fueled by media hype that buyers are getting outrageously good deals -- has caused many uninformed buyers to leap headlong into the foreclosure arena wi...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/buying-foreclosures-buyer-beware.jpg</image>
		</item>
			<item>
		<title>Estimating home repair costs: Don’t forget the “OOPS! Factor.”</title>
		<link>http://factoidz.com/estimating-home-repair-costs-don%e2%80%99t-forget-the-%e2%80%9coops-factor%e2%80%9d/</link>
		<guid>http://factoidz.com/estimating-home-repair-costs-don%e2%80%99t-forget-the-%e2%80%9coops-factor%e2%80%9d/</guid>
		<description>Twenty years ago, a real estate investor friend of mine were walking through a dilapidated property he was considering buying. As we walked, he jotted notes as to what repairs the home needed and scrib...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/images/p/default-10.jpg</image>
		</item>
			<item>
		<title>Transitioning back into rental living</title>
		<link>http://factoidz.com/transitioning-back-into-rental-living/</link>
		<guid>http://factoidz.com/transitioning-back-into-rental-living/</guid>
		<description>Now days many of us find ourselves renting instead of buying a home, unfortunately with this lifestyle come many challenges for living happily including unruly neighbors, less than competent community staff, smaller spaces to l...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/transitioning-back-into-rental-living.jpg</image>
		</item>
			<item>
		<title>Important update on $8,000 tax credit: Hot off the presses!</title>
		<link>http://factoidz.com/important-update-on-8000-tax-credit-hot-off-the-presses/</link>
		<guid>http://factoidz.com/important-update-on-8000-tax-credit-hot-off-the-presses/</guid>
		<description>The IRS has just released a new form (Form #5405) to adress the new $8,000 tax credit and  it appears buyers WILL be able to claim the credit on their 2008 taxes if they close on a home prior to submitting their 2008 taxes (on or before April 15, 2009).
...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/images/p/default-15.jpg</image>
		</item>
			<item>
		<title>Four ways to pay less commission when selling your home</title>
		<link>http://factoidz.com/four-ways-to-pay-less-commission-when-selling-your-home-1/</link>
		<guid>http://factoidz.com/four-ways-to-pay-less-commission-when-selling-your-home-1/</guid>
		<description>In our challenging economic times, many of us are trying to keep our spending to a minimum -- at least until we see evidence the economy is turned in a more positive direction. 
</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/four-ways-to-pay-less-commission-when-selling-your-home-1.jpg</image>
		</item>
			<item>
		<title>How to Make a Good Real Estate Offer</title>
		<link>http://factoidz.com/making-a-good-real-estate-offer/</link>
		<guid>http://factoidz.com/making-a-good-real-estate-offer/</guid>
		<description>Purchasing a home is still the single largest investment many of us will make in our lifetime. How we approach the acquisition can be life altering. The choices could set us on an upward or downward financial s...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/making-a-good-real-estate-offer.jpg</image>
		</item>
			<item>
		<title>Your home is an investment ... and so much more.</title>
		<link>http://factoidz.com/your-home-is-an-investment-and-so-much-more/</link>
		<guid>http://factoidz.com/your-home-is-an-investment-and-so-much-more/</guid>
		<description>In all of this talk of foreclosures, bailouts, short sales and refinancing, what is sometimes lost is that money spent buying real estate is an investment, and, like any investment,its value can go up or down. Why is the prospect of losing our homes so damaging to our economy but even more devastati...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/images/p/default-8.jpg</image>
		</item>
			<item>
		<title>The single female homeowner and the home handyperson</title>
		<link>http://factoidz.com/the-single-female-homeowner-and-the-home-handyperson/</link>
		<guid>http://factoidz.com/the-single-female-homeowner-and-the-home-handyperson/</guid>
		<description>According to the National Association of Realtors, the percentage of home purchased by single women had almost doubled between 1981 and 2005 while the percentage of homes purchased by single men during the same period fell. In...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/images/p/default-9.jpg</image>
		</item>
			<item>
		<title>How mortgage lending has changed after the first subprime debacle</title>
		<link>http://factoidz.com/how-mortgage-lending-has-changed-after-the-first-subprime-debacle/</link>
		<guid>http://factoidz.com/how-mortgage-lending-has-changed-after-the-first-subprime-debacle/</guid>
		<description>That portion of the mortgage industry which has survived the first wave of public airing of its dirty laundry and public mistrust and anger in order to grab a share of bailout funds, is quaking with fear--especially since the economy is bracing for anothe...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/how-mortgage-lending-has-changed-after-the-first-subprime-debacle.jpg</image>
		</item>
			<item>
		<title>Stimulus: $8,000 Tax Credit to first time home buyers</title>
		<link>http://factoidz.com/stimulus-8000-tax-credit-to-first-time-home-buyers/</link>
		<guid>http://factoidz.com/stimulus-8000-tax-credit-to-first-time-home-buyers/</guid>
		<description>There seems to be a great deal of confusion over the $8,000 tax credit for home buyers which President Obama plans to sign into law tomorrow.  Who qualifies for the tax credit?  Is it for anyone or is it limited by income?  Will I be required to repay the tax credit?  When ...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/images/p/default-2.jpg</image>
		</item>
			<item>
		<title>DIY guide to inspecting a foreclosed home for flooding or freezing damage</title>
		<link>http://factoidz.com/diy-guide-to-inspecting-a-foreclosed-home-for-flooding-or-freezing-damage/</link>
		<guid>http://factoidz.com/diy-guide-to-inspecting-a-foreclosed-home-for-flooding-or-freezing-damage/</guid>
		<description>With the number of foreclosures in the country at an all time high, it may be a good time for purchasing a home that has been foreclosed. When a home can be purchased for a fraction of its true ultimate valu...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/diy-guide-to-inspecting-a-foreclosed-home-for-flooding-or-freezing-damage.jpg</image>
		</item>
			<item>
		<title>Buying a Home? Get good advice.</title>
		<link>http://factoidz.com/buying-a-home-get-good-advice/</link>
		<guid>http://factoidz.com/buying-a-home-get-good-advice/</guid>
		<description>Buying a home? Get good advice.
W...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/buying-a-home-get-good-advice.jpg</image>
		</item>
			<item>
		<title>For sale by owner (FSBO): Should you sell your home by yourself ... or not?</title>
		<link>http://factoidz.com/for-sale-by-owner-fsbo-should-you-sell-your-home-by-yourself-or-not/</link>
		<guid>http://factoidz.com/for-sale-by-owner-fsbo-should-you-sell-your-home-by-yourself-or-not/</guid>
		<description>In today’s tough economy, we all want to save money. Homeowners who have lost equity in their homes as a result of declining values may feel the only way to salvage what is left of their equity is to sell the home themselves and pocket what they would otherwise pay in commission.

In today’s t...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/for-sale-by-owner-fsbo-should-you-sell-your-home-by-yourself-or-not.jpg</image>
		</item>
			<item>
		<title>Five crazy ideas to save our economy</title>
		<link>http://factoidz.com/five-crazy-ideas-to-save-our-economy/</link>
		<guid>http://factoidz.com/five-crazy-ideas-to-save-our-economy/</guid>
		<description>

Forgive me if I appear to be stating the obvious, but our free-market economy is based on a delicate balance of supply and demand.  Usually, with minor ...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/five-crazy-ideas-to-save-our-economy.jpg</image>
		</item>
			<item>
		<title>Step-by-step: How to defer your real estate taxes using a 1031 tax exchange</title>
		<link>http://factoidz.com/step-by-step-how-to-defer-your-real-estate-taxes-using-a-1031-tax-exchange/</link>
		<guid>http://factoidz.com/step-by-step-how-to-defer-your-real-estate-taxes-using-a-1031-tax-exchange/</guid>
		<description>The 1031 tax exchange real estate transaction is an excellent strategy for deferring taxes but should not in anyway be thought of as avoiding paying taxes. There are a number of key components to be mindful of when consider...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/strategies-behind-the-1031-transaction.jpg</image>
		</item>
			<item>
		<title>Eight steps to powerful negotiating in a buyer's real estate market</title>
		<link>http://factoidz.com/eight-steps-to-powerful-negotiating-in-a-buyers-real-estate-market/</link>
		<guid>http://factoidz.com/eight-steps-to-powerful-negotiating-in-a-buyers-real-estate-market/</guid>
		<description>In today’s real estate market, Buyers have plenty of inventory to choose from and sellers have lots of competition up and down their streets. Buyers can get good deals, no question about it. But how do you get...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/eight-steps-to-powerful-negotiating-in-a-buyers-real-estate-market.jpg</image>
		</item>
			<item>
		<title>Four ways domestic pets hurt your home’s value</title>
		<link>http://factoidz.com/how-your-family-pet-can-hurt-your-homes-value/</link>
		<guid>http://factoidz.com/how-your-family-pet-can-hurt-your-homes-value/</guid>
		<description>How much is that puppy in the window worth? Having a dog or cat as a member or your family is one of life’s joys. It can also very costly.</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/how-your-family-pet-can-hurt-your-homes-value.jpg</image>
		</item>
			<item>
		<title>Home staging: Sell the sizzle!</title>
		<link>http://factoidz.com/home-staging-sell-the-sizzle/</link>
		<guid>http://factoidz.com/home-staging-sell-the-sizzle/</guid>
		<description>Did you ever walk into a restaurant and smell the steaks on the grill and hear the sound of one sizzling as it hits the metal steak plate? Mouthwatering, isn’t it?</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/home-staging-sell-the-sizzle.jpg</image>
		</item>
			<item>
		<title>How are realtors like broccoli?</title>
		<link>http://factoidz.com/how-are-realtors-like-broccoli/</link>
		<guid>http://factoidz.com/how-are-realtors-like-broccoli/</guid>
		<description>

Remember when potatoes were just potatoes, not Idaho potatoes or Michigan potatoes?  Remember back before California had dancing raisins, before bananas dressed up like Carmen Miranda and Orange juice commercials featured Donald Sutherland voice-over...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/how-are-realtors-like-broccoli.jpg</image>
		</item>
			<item>
		<title>The four stages of the housing market</title>
		<link>http://factoidz.com/four-stages-of-the-housing-market/</link>
		<guid>http://factoidz.com/four-stages-of-the-housing-market/</guid>
		<description>The Honolulu Board of Realtors has data monitoring the market of single family homes, SFH and condos. From the trends it appears the housing market has gone through distinct cycles. By cycle it is meant the market has experienced a low and a high for a given period. The data also indicates that some...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/four-stages-of-the-housing-market.jpg</image>
		</item>
			<item>
		<title>Facing home foreclosure? First, don't panic.</title>
		<link>http://factoidz.com/facing-home-foreclosure-first-dont-panic/</link>
		<guid>http://factoidz.com/facing-home-foreclosure-first-dont-panic/</guid>
		<description>Faced with the possibility of losing your home, panic is an understandable -- and common -- reaction. Denial is another. Unfortunately, neither of those reactions will save your home nor will they mitig...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/facing-home-foreclosure-first-dont-panic.jpg</image>
		</item>
			<item>
		<title>What is a &quot;short sale&quot; and is it right for me?</title>
		<link>http://factoidz.com/what-is-a-short-sale-and-is-it-right-for-me/</link>
		<guid>http://factoidz.com/what-is-a-short-sale-and-is-it-right-for-me/</guid>
		<description>This is a &quot;short sale:&quot;  The net proceeds of the sale fall short of the mortgage balance but the lender is willing to accept those net proceeds as full payment of the loan.
Under certain conditions, usually hardsh...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/what-is-a-short-sale-and-is-it-right-for-me.jpg</image>
		</item>
			<item>
		<title>Foreclosure rescue schemes: what they are and how to avoid them</title>
		<link>http://factoidz.com/foreclosure-rescue-schemes-what-they-are-and-how-to-avoid-them/</link>
		<guid>http://factoidz.com/foreclosure-rescue-schemes-what-they-are-and-how-to-avoid-them/</guid>
		<description>Rescue schemes take various shapes but one of the most common is this: An investor offers to help you &quot;save your home&quot; by purchasing it on a land contract and leasing it back to you until you can re-...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/foreclosure-rescue-schemes-what-they-are-and-how-to-avoid-them.jpg</image>
		</item>
			<item>
		<title>Myths vs. facts about selling your home in a buyer's market, Part II</title>
		<link>http://factoidz.com/myths-vs-facts-about-selling-your-home-in-a-buyers-market-part-ii/</link>
		<guid>http://factoidz.com/myths-vs-facts-about-selling-your-home-in-a-buyers-market-part-ii/</guid>
		<description>Yesterday, I debunked 5 myths about selling your home in a buyer's market.  Here are a few more:

Myth 6:  &quot;We can always come down but we can't go up in price.&quot;

Fact:    You can do anything you want - down, up, s...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/myths-vs-facts-about-selling-your-home-in-a-buyers-market-part-ii.jpg</image>
		</item>
			<item>
		<title>Myths vs. facts about selling your home in a buyer's market</title>
		<link>http://factoidz.com/myths-vs-facts-about-selling-your-home-in-a-buyers-market/</link>
		<guid>http://factoidz.com/myths-vs-facts-about-selling-your-home-in-a-buyers-market/</guid>
		<description>After 20 years of selling real estate, I have a considerable collection of &quot;Myths vs. Facts.&quot;  In today's “buyer’s market,” it is essential to separate fact from fiction

Myth #1:  &quot;Houses just aren´t selling.&quot; 

</description>
		<pubDate>Wed, 31 Dec 1969 18:33:29 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/myths-vs-facts-about-selling-your-home-in-a-buyers-market.jpg</image>
		</item>
			<item>
		<title>Why having a good realtor is important</title>
		<link>http://factoidz.com/why-having-a-good-realtor-is-important/</link>
		<guid>http://factoidz.com/why-having-a-good-realtor-is-important/</guid>
		<description>Why is having a realtor important? If you were asked the same question, why is having a good doctor or a good dentist or a good lawyer important? Perhaps you w...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:28 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/why-having-a-good-realtor-is-important.jpg</image>
		</item>
			<item>
		<title>Real estate deals on Seattle's east side</title>
		<link>http://factoidz.com/real-estate-deals-on-seattles-east-side/</link>
		<guid>http://factoidz.com/real-estate-deals-on-seattles-east-side/</guid>
		<description>As we all lived through the market crash, we notice good and bad things about it. One of the best places in US to buy land and real estate is Seattle's East Side, cities like Bellevue, Mercer Island, Clyde Hill, Medina, Kirkland, Redmond, and last but not least, city of Kenmore.

I have lived in B...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:28 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/real-estate-deals-on-seattles-east-side.jpg</image>
		</item>
			<item>
		<title>How to use Google for your real estate business</title>
		<link>http://factoidz.com/how-to-use-google-for-your-real-estate-business/</link>
		<guid>http://factoidz.com/how-to-use-google-for-your-real-estate-business/</guid>
		<description>

Countless home buyers use Google to browse for real estate information each   month. Google...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:28 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/how-to-use-google-for-your-real-estate-business.jpg</image>
		</item>
			<item>
		<title>8 essential tips on purchasing a home in today's real estate market</title>
		<link>http://factoidz.com/8-essential-tips-on-purchasing-a-home-in-todays-real-estate-market/</link>
		<guid>http://factoidz.com/8-essential-tips-on-purchasing-a-home-in-todays-real-estate-market/</guid>
		<description>The key to this process is the relationship the buyer forms with the seller.
First, search for a prop...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:28 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/8-essential-tips-on-purchasing-a-home-in-todays-real-estate-market.jpg</image>
		</item>
			<item>
		<title>How to minimize risk when investing in raw undeveloped land</title>
		<link>http://factoidz.com/how-to-minimize-risk-when-investing-in-raw-undeveloped-land/</link>
		<guid>http://factoidz.com/how-to-minimize-risk-when-investing-in-raw-undeveloped-land/</guid>
		<description>Are you risk averse? Tired of the risk in stocks being greater than the rewards? Most risks can be eliminated when you invest in raw land. Here are five risks that can be easily managed or eliminated:

1. Risk of loss due to overpricing
2. Risk of boundary line disputes
3. Risk of poor access
4...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:28 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/how-to-minimize-risk-when-investing-in-raw-undeveloped-land.jpg</image>
		</item>
			<item>
		<title>How to finance raw, undeveloped land</title>
		<link>http://factoidz.com/how-to-finance-raw-undeveloped-land/</link>
		<guid>http://factoidz.com/how-to-finance-raw-undeveloped-land/</guid>
		<description>Invest in raw undeveloped land and the rewards can far surpass your best stock picks.  Several factors contribute to amazing returns with much lower risk than any other investment. Consider how the fo...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:28 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/how-to-finance-raw-undeveloped-land.jpg</image>
		</item>
			<item>
		<title>How to invest in raw, undeveloped land</title>
		<link>http://factoidz.com/how-to-invest-in-raw-undeveloped-land/</link>
		<guid>http://factoidz.com/how-to-invest-in-raw-undeveloped-land/</guid>
		<description>Tired of seeing your stock market investments deteriorate before your eyes? Wish you could earn more than 2-3% on your CD's?  You've heard for years that real estate makes the best investment, but what type of real estate provides the greatest returns?  As Mark Twain suggested: ...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:28 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/how-to-invest-in-raw-undeveloped-land.jpg</image>
		</item>
			<item>
		<title>Finding great tenants for your rental property</title>
		<link>http://factoidz.com/getting-great-tenants-for-your-rental/</link>
		<guid>http://factoidz.com/getting-great-tenants-for-your-rental/</guid>
		<description>I've been a landlord for 8 years, and own 6 units that I've managed with both tenants that I found and tenants found by previous property owners. I have a few tips for finding and keeping low-drama tenants who will take good care of the property.

1. Know your local landlord-tenant laws</description>
		<pubDate>Wed, 31 Dec 1969 18:33:28 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/getting-great-tenants-for-your-rental.jpg</image>
		</item>
			<item>
		<title>Can you profit from foreclosures? How flipping homes works.</title>
		<link>http://factoidz.com/can-you-profit-from-foreclosures-how-flipping-homes-works/</link>
		<guid>http://factoidz.com/can-you-profit-from-foreclosures-how-flipping-homes-works/</guid>
		<description>We’ve all turned on the TV and watched programs about flipping houses for fun and profit: but is this a realistic goal for real estate investors who are new to the game? If you are curious about flipping houses and maximizi...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:28 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/can-you-profit-from-foreclosures-how-flipping-homes-works.jpg</image>
		</item>
			<item>
		<title>Renegotiating your mortgage terms</title>
		<link>http://factoidz.com/renegotiating-your-mortgage-terms/</link>
		<guid>http://factoidz.com/renegotiating-your-mortgage-terms/</guid>
		<description>In the midst of the economic meltdown, many homeowners are finding themselves in mortgage mayhem as adjustable rate mortgages start to adjust and payments dramatically increase. If you find yourself worrying about how you are going to make your next mortgage payment while keeping the lights on, you ...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:28 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/renegotiating-your-mortgage-terms.jpg</image>
		</item>
			<item>
		<title>Websites for finding foreclosure listings in your area</title>
		<link>http://factoidz.com/websites-for-finding-foreclosure-listings-in-your-area/</link>
		<guid>http://factoidz.com/websites-for-finding-foreclosure-listings-in-your-area/</guid>
		<description>How to find real estate auctions in your area
It's easy with our useful internet searches. I found some valuable sites. You have to be willing to spend preliminary time. In searching for the areas of interest, then inspecting the property. Make sure to ask about any encumbrances on title o...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:28 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/websites-for-finding-foreclosure-listings-in-your-area.jpg</image>
		</item>
			<item>
		<title>Tips to avoid going into foreclosure</title>
		<link>http://factoidz.com/tips-to-avoid-going-into-foreclosure-2/</link>
		<guid>http://factoidz.com/tips-to-avoid-going-into-foreclosure-2/</guid>
		<description> The American housing market has become a dangerous place, with dropping property values and high interest rates combining to produce a crash t...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:28 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/tips-to-avoid-going-into-foreclosure-2.jpg</image>
		</item>
			<item>
		<title>What is a short sale and can it prevent foreclosure?</title>
		<link>http://factoidz.com/what-is-a-short-sale-and-can-it-prevent-foreclosure/</link>
		<guid>http://factoidz.com/what-is-a-short-sale-and-can-it-prevent-foreclosure/</guid>
		<description>Most homeowners facing foreclosure usually try to sell their home. The depressed housing market makes it almost impossible to sell their home at market value. Many homeowners ...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:28 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/what-is-a-short-sale-and-can-it-prevent-foreclosure.jpg</image>
		</item>
			<item>
		<title>What is private mortgage insurance (PMI)?</title>
		<link>http://factoidz.com/what-is-private-mortgage-insurance-pmi/</link>
		<guid>http://factoidz.com/what-is-private-mortgage-insurance-pmi/</guid>
		<description>Private Mortgage Insurance is insurance you are required to pay if you have less than 20% down to buy a home. When you purchase a home with either no down payment, or a smaller amount such as 5% ...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:28 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/what-is-private-mortgage-insurance-pmi.jpg</image>
		</item>
			<item>
		<title>Why getting a second mortgage is a bad idea</title>
		<link>http://factoidz.com/why-getting-a-second-mortgage-is-a-bad-idea/</link>
		<guid>http://factoidz.com/why-getting-a-second-mortgage-is-a-bad-idea/</guid>
		<description>What's a second mortgage?
Assuming you have equity in your property, many companies will give you a second mortgage, usually up to 60-70% of your equity. Interest rates vary, but could be as high as 18%. What's worst is the fees they charge, they are exorbitant. Be sure to read the fine pr...</description>
		<pubDate>Wed, 31 Dec 1969 18:33:28 CST</pubDate>
		<category>real-estate</category>
		<image>http://factoidz.com/wp-content/themes/gabtheme/images/why-getting-a-second-mortgage-is-a-bad-idea.jpg</image>
		</item>
		 
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