http://factoidz.com/experts-in/saving-money/ saving money articles on Factoidz en-us http://factoidz.com/petition-lawmakers-in-dc-to-negotiate-with-china-and-india-automakers-to-build-in-in-the-us/ http://factoidz.com/petition-lawmakers-in-dc-to-negotiate-with-china-and-india-automakers-to-build-in-in-the-us/ Dear Friends and extended Family, Pax Vobiscum! Peace be with you (Latin) First things First, Please petition your congressman to contact Chinese and Indian Automakers to build in your state. Now I know what you are thinking, "Why that's going to take away jobs, or hurt our economy!" Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/images/p/default-17.jpg http://factoidz.com/breaking-down-the-financial-advantages-of-buying-a-home-with-a-mortgage/ http://factoidz.com/breaking-down-the-financial-advantages-of-buying-a-home-with-a-mortgage/ Buying a home creates many advantages, so many that one article will probably not be enough to list them.  Buying a home using a home mortgage also creates many advantages if done correctly, and since there is a lot of negative feeling out there about mortgages let's address... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/buying-a-home-get-good-advice.jpg http://factoidz.com/how-to-live-off-of-solar-power-alone/ http://factoidz.com/how-to-live-off-of-solar-power-alone/ Now that the federal government has renewed rebates of up to thirty percent for home solar energy systems many people are considering the idea of adding them to their homes. Currently the federal rebate for solar photovoltaic or PV systems, that provide some or all of a home's electricity, is thi... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/solar-power-becoming-more-affordable.jpg http://factoidz.com/high-altitude-cooking-and-the-boiling-point-of-water/ http://factoidz.com/high-altitude-cooking-and-the-boiling-point-of-water/ The boiling point of water changes depending on what altitude you live at. For those living in Aspen Colorado the boiling point of water is about 94 degrees Celsius or 202 Fahrenheit. As seen on this Temperature Converter ... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/images/post/high-altitude-cooking-and-the-boiling-point-of-water.jpg http://factoidz.com/make-your-moving-day-greener/ http://factoidz.com/make-your-moving-day-greener/ The warm weather brings moving trucks and cardboard boxes to the streets of New York. Here's how to make the relocation process more friendly on your planet--and your body too! 1. Forego the cardboard. In place of cardboard boxes, go for a sturdier and more re-usable opti... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/images/p/green-living-1.jpg http://factoidz.com/how-to-find-totally-free-stuff-in-your-city/ http://factoidz.com/how-to-find-totally-free-stuff-in-your-city/ Practical everyone enjoys getting something for FREE. During a key phrase- how to make money giving away free stuff, I came across http://www.craigslist.com. Most everyone is familiar with Craigslist and many use it to post free classifieds. But di... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/helpful-ways-to-save-money-during-this-hard-time.jpg http://factoidz.com/where-to-buy-inexpensive-used-iphones/ http://factoidz.com/where-to-buy-inexpensive-used-iphones/ It really is simple to find a iPhone for cheap, as long as you know where to look and what you're looking for. Many stores offer the iPhone in stock so there should be no shortages. But where can you buy an available cheap iPhone with all the latest options. In this article will provide you with ... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/images/post/where-to-buy-inexpensive-used-iphones.jpg http://factoidz.com/12-tips-for-better-grocery-shopping/ http://factoidz.com/12-tips-for-better-grocery-shopping/ 1. Eat before you shop. Never go shopping on an empty stomach. Even for clothes. With a full stomach, you will be able to concentrate on the prices and heal... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/creative-ways-to-save-money-on-groceries-each-month.jpg http://factoidz.com/how-to-write-your-own-last-will-testament-free-without-an-attorney-for-estate-probate/ http://factoidz.com/how-to-write-your-own-last-will-testament-free-without-an-attorney-for-estate-probate/ Preamble:  I am an attorney, licensed to practice in California and before the federal courts.  This article is not intended to provide legal advice, and it does not in any way imply that the reader has an attorney/client relationship with me just by virtue of having read it.  This article is no... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/images/p/business-2.jpg http://factoidz.com/how-to-cut-corners-when-your-budget-is-a-circle/ http://factoidz.com/how-to-cut-corners-when-your-budget-is-a-circle/ In these economically-oppressive times, people are looking for ways to save money. I might accidentally include some practical suggestions because I am quite the master of bargain-hunting but I have trouble staying too serious for too long. Life is plenty serious enough. Housing is more or less c... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/images/p/default-6.jpg http://factoidz.com/simple-ways-to-living-frugally-in-the-home-and-at-the-grocery-store/ http://factoidz.com/simple-ways-to-living-frugally-in-the-home-and-at-the-grocery-store/ With today’s economy, many people are strapped for cash and many families are trying to be more budget-friendly. So what are some ways to save money in the long run? If you have children, then you know that they are always seeking snack foods. Going to the grocery store and seeing the prices of... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/simple-ways-to-living-frugally-in-the-home-and-at-the-grocery-store.jpg http://factoidz.com/more-frugal-living/ http://factoidz.com/more-frugal-living/ With today’s economy, many people are strapped for cash and many families are trying to be more budget-friendly. So what are some ways to save money in the long run? If you have children, then you know that they are always seeking snack foods. Going to the grocery store and seeing the prices of... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/images/p/frugal-living-2.jpg http://factoidz.com/living-off-the-grid-diy-guide-to-transitioning-your-home-to-renewable-energy/ http://factoidz.com/living-off-the-grid-diy-guide-to-transitioning-your-home-to-renewable-energy/ There are those who believe that mankind is making an enormous adverse impact on the Earth. Some even think that the damage we humans have done is already irreversible and we have doomed the planet to an accelerated warming of the globe. There are others how... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/living-off-the-grid-diy-guide-to-transitioning-your-home-to-renewable-energy.jpg http://factoidz.com/a-savings-plan-for-your-baby/ http://factoidz.com/a-savings-plan-for-your-baby/ When you find out you are expecting a baby, it is natural to wonder how you will be able to afford the cost of all the diapers, bottles, formula, and everything else that comes with a new baby. Often though, and unfortunately, too many couples forgo the idea of opening a savings account for their ba... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/a-savings-plan-for-your-baby.jpg http://factoidz.com/an-investment-strategy-to-profit-from-the-legalization-of-marijuana/ http://factoidz.com/an-investment-strategy-to-profit-from-the-legalization-of-marijuana/ We haven’t reached a point where corporations own swathes of cultivated fields that produce a semi-annual crop worth billions of dollars. A crop that can be taxed by the government on... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/an-investment-strategy-to-profit-from-the-legalization-of-marijuana.jpg http://factoidz.com/a-simple-and-legal-trick-to-stop-paying-credit-card-interest/ http://factoidz.com/a-simple-and-legal-trick-to-stop-paying-credit-card-interest/ With the economy being in such a mess most people have had to cut corners anywhere they can so most are just paying the minimum amount they can on their credit card debt. Some have consolidated their credit card debt and had the minimum amount of their monthly payment lowered. But did they realize t... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/a-simple-and-legal-trick-to-stop-paying-credit-card-interest.jpg http://factoidz.com/do-your-part-turn-your-uneaten-food-to-usable-compost/ http://factoidz.com/do-your-part-turn-your-uneaten-food-to-usable-compost/ Billions upon billions of pounds of food waste every year are thrown away with the regular garbage pick up. This puts a tremendous strain on not only our environment but our wallets to pay people to come pick it up and hail it off to a local landfill. All is not lost though. You can do your part ... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/images/p/default-17.jpg http://factoidz.com/drink-like-a-queen-spend-like-a-maid-how-to-enjoy-great-wines-for-less/ http://factoidz.com/drink-like-a-queen-spend-like-a-maid-how-to-enjoy-great-wines-for-less/ Financial collapse, plunging stock market, mortgage meltdown….the recession is causing all of us to rethink our budgets and reallocate our disposable income. Most of us are spending less money on the things we enjoy, including wine. As an owner of a discount wine store, Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/drink-like-a-queen-spend-like-a-maid-how-to-enjoy-great-wines-for-less.jpg http://factoidz.com/10-ways-to-recycle-or-reuse-an-old-toothbrush/ http://factoidz.com/10-ways-to-recycle-or-reuse-an-old-toothbrush/ The American Dental Association recommends that we replace our toothbrushes every 3-4 months. What can you do with an old worn out toothbrush or a new one for that matter? Toothbrushes are great tools to use for small, delicate and/or difficult to reach areas.  Before you throw away that old tooth ... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/10-ways-to-recycle-or-reuse-an-old-toothbrush.jpg http://factoidz.com/cheap-weddings-great-bargains/ http://factoidz.com/cheap-weddings-great-bargains/ No matter whom you are or where you are, if you are a bride to be on the prowl, you can appreciate a great deal. While you are wedding planning, you will find that one of the first things you must seriously consider is your wedding budget. To be exact, everything else concerning your wedding cere... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/cheap-weddings-great-bargains.jpg http://factoidz.com/borrowing-at-0-the-good-the-bad-and-the-ugly/ http://factoidz.com/borrowing-at-0-the-good-the-bad-and-the-ugly/ If your credit is halfway decent (and sometimes even when its not), you've gotten one of these offers at one point: We're your friendly neighborhood credit card company!  We love you so much, we want to lend you money at incredibly low rates for 6 months, or a year, or maybe the life of ... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/borrowing-at-0-the-good-the-bad-and-the-ugly.jpg http://factoidz.com/how-to-feed-your-family-on-a-budget-with-smart-shopping-and-simple-recipes/ http://factoidz.com/how-to-feed-your-family-on-a-budget-with-smart-shopping-and-simple-recipes/ I am the oldest of 5 boys. I have grown to have an appreciation of what my parents went through trying to feed us, as I am now the father of 4 boys of my own. They are all grown now, but when they were teenagers, they all ate l... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/how-to-feed-your-family-on-a-budget-with-smart-shopping-and-simple-recipes.jpg http://factoidz.com/how-to-survive-until-your-business-is-off-the-ground/ http://factoidz.com/how-to-survive-until-your-business-is-off-the-ground/ Starting a new business can be a daunting prospect. It can be a number of months, even years before a new business starts generating profits and creating a steady cashflow. During this period, it can be easy to get down hearted and give up. However, this does not have ... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/how-to-survive-until-your-business-is-off-the-ground.jpg http://factoidz.com/wedding-savings-split-costs-with-another-bride/ http://factoidz.com/wedding-savings-split-costs-with-another-bride/ Okay--first of all, I’m older than God. This means that I was married at a time (early 70’s) when middle-class weddings were mostly cookie-cutter affairs--a ceremony, for the most part in a church,... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/wedding-savings-split-costs-with-another-bride.jpg http://factoidz.com/how-to-build-a-huge-white-board-for-under-20/ http://factoidz.com/how-to-build-a-huge-white-board-for-under-20/ Large wall size white boards can cost up to $500. Here is how to you can build your own dry-erase white board for less than $20. Save paper and visualize your ideas on a giant wall size white board. This is great for students to do homework, practice problems, outlines, and other visuailizations. Id... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/how-to-build-a-huge-white-board-for-under-20.jpg http://factoidz.com/how-to-raise-chickens-for-fun-and-food/ http://factoidz.com/how-to-raise-chickens-for-fun-and-food/ Raising chickens can be great fun. They are hearty animals so even the novice can keep them with reasonably good success. They provide you with food in the way of eggs and the occasional fryer. They provide enjoyment not only a... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/how-to-raise-chickens-for-fun-and-food.jpg http://factoidz.com/creative-recycling-ideas-things-you-never-thought-about-recycling/ http://factoidz.com/creative-recycling-ideas-things-you-never-thought-about-recycling/ Recycling is an obvious way of being Green and helping the environment by minimizing what ends up in landfills. But in the grander scheme of things, one must consider that there is an ecological price to recycling as well. There is the c... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/creative-recycling-ideas-things-you-never-thought-about-recycling.jpg http://factoidz.com/top-5-california-zins-for-under-20/ http://factoidz.com/top-5-california-zins-for-under-20/ If you can find it, 2006 Edmeades Mendocino County Zinfandel makes an excellent choice (the 2005 is lovely as well).  The price is also right at about $19-$20.  It also has a higher alcohol rating (which is typical among the finer zins).  This would be the first one on my list.  This is a more c... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/top-5-california-zins-for-under-20.jpg http://factoidz.com/what-is-the-most-energy-efficient-and-cost-efficient-space-heater/ http://factoidz.com/what-is-the-most-energy-efficient-and-cost-efficient-space-heater/ With the rising costs of home heating, everyone is looking for more cost effective ways to stay warm in the winter. High efficiency heating systems, programmable thermostats, increased insulation and weatherproofing windows and... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/what-is-the-most-energy-efficient-and-cost-efficient-space-heater.jpg http://factoidz.com/did-you-know-you-can-buy-clothing-by-the-pound/ http://factoidz.com/did-you-know-you-can-buy-clothing-by-the-pound/ Remember the joys of being a kid in a candy store? The endless rows of candy in every color and flavor, Jelly Bellies, fudge, and rock candy, all sold by the pound! I have found that same type of joy, but with clothes. When Annette Hanley, Development Officer of Special Projects for Goodwill, fir... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/did-you-know-you-can-buy-clothing-by-the-pound.jpg http://factoidz.com/discipline-the-secret-ingredient-for-success-in-finances-love-dieting-health-parenting/ http://factoidz.com/discipline-the-secret-ingredient-for-success-in-finances-love-dieting-health-parenting/ I know I have your attention; I mentioned love, money and dieting in one sentence. I always t... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/discipline-the-secret-ingredient-for-success-in-finances-love-dieting-health-parenting.jpg http://factoidz.com/small-business-purchasing-save-money-by-considering-reconditioned-equipment-and-comparison-shopping/ http://factoidz.com/small-business-purchasing-save-money-by-considering-reconditioned-equipment-and-comparison-shopping/ The difficult economy means that many small businesses are struggling to stay afloat and make a profit. This leaves them with two options – either they can increase their income some... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/small-business-purchasing-save-money-by-considering-reconditioned-equipment-and-comparison-shopping.jpg http://factoidz.com/how-to-save-money-when-youre-cooking-for-two-people/ http://factoidz.com/how-to-save-money-when-youre-cooking-for-two-people/ As mothers, we get used to cooking for the whole family. The recipes we know by heart or that tempt us to try them are usually written to feed 4-6 people. We often cook even more to accommodate friends and extended family who c... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/how-to-save-money-when-youre-cooking-for-two-people.jpg http://factoidz.com/practical-tips-for-flea-marketing-and-garage-saling/ http://factoidz.com/practical-tips-for-flea-marketing-and-garage-saling/ It's that time of year again. As the weather warms, the number of garage sales, yard sales, tag sales, book sales, and flea markets increase almost exponentially. And in this economy, with everyone looking for bargains, shoppin... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/practical-tips-for-flea-marketing-and-garage-saling.jpg http://factoidz.com/creative-little-ways-to-find-and-earn-extra-money/ http://factoidz.com/creative-little-ways-to-find-and-earn-extra-money/ Having a little spare money is great because you are not so worried about that unexpected bill, those shoes that you have to have and finding that outfit you need for your friend’s birthday/wedding/anniversary party (I have two of those ... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/creative-little-ways-to-find-and-earn-extra-money.jpg http://factoidz.com/candle-maintenance-101-how-to-extend-the-life-of-candles/ http://factoidz.com/candle-maintenance-101-how-to-extend-the-life-of-candles/ Candles require maintenance? Now, here’s something that nobody gives a lot of thought to, largely because having grown up with electric light and candles as occasional novelties, we haven’t really ... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/candle-maintenance-101-how-to-extend-the-life-of-candles.jpg http://factoidz.com/the-profound-joys-of-a-simple-frugal-life/ http://factoidz.com/the-profound-joys-of-a-simple-frugal-life/ The ability to simplify means to eliminate the unnecessary so that the necessary may speak.  ~Hans Hofmann Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/the-profound-joys-of-a-simple-frugal-life.jpg http://factoidz.com/why-you-should-swap-clothes-with-your-girlfriends/ http://factoidz.com/why-you-should-swap-clothes-with-your-girlfriends/ Do you have separation anxiety when it comes to your clothes? Would you rather hang on to a designer dress that collects dust than see it shipped off in a garbage bag to be donated? I may have a solution for you... A couple of months ago my friend Mo invited me over to raid her closet. She was do... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/why-you-should-swap-clothes-with-your-girlfriends.jpg http://factoidz.com/how-to-be-a-fabulous-woman-in-a-rough-economy/ http://factoidz.com/how-to-be-a-fabulous-woman-in-a-rough-economy/ Isn't it hard enough to spend hours in a dressing room, salon, or in your bathroom at home making yourself a knockout, but due to this strain on the economy, now we're dealing with loss of funds to provide the fabulousness on which we live on. I am a mother, a fiancee, a working woman and I barely h... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/how-to-be-a-fabulous-woman-in-a-rough-economy.jpg http://factoidz.com/did-you-know-you-can-buy-new-clothes-at-goodwill/ http://factoidz.com/did-you-know-you-can-buy-new-clothes-at-goodwill/ I will be the first to admit that the thought of shopping at Goodwill made me cringe. I had only known of Goodwill as the place where my childhood clothes went to die. The moment I walked into a Goodwill store last year, I longed for my aviators and a baseball cap; worried that people would see me ... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/did-you-know-you-can-buy-new-clothes-at-goodwill.jpg http://factoidz.com/cobra-can-it-be-a-rip-off/ http://factoidz.com/cobra-can-it-be-a-rip-off/ COBRA is an acronym that stands for: Consolidated Omnibus Budget Reconciliation Act. Gee, that really clarifies thigs, does it not? What this is supposed to do and the conditions by which it attempts to do it can sometimes be just as ambiguous as the name itself. In short, the p... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/cobra-can-it-be-a-rip-off.jpg http://factoidz.com/how-installing-a-gps-system-can-save-you-money/ http://factoidz.com/how-installing-a-gps-system-can-save-you-money/ In today’s tight economy we need to save money in whatever way we can. With the cost at the gas pumps constantly rising, many folk have taken that old saying, made famous by all those Greyhound® commercials, “Take the bus and leave ... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/how-installing-a-gps-system-can-save-you-money.jpg http://factoidz.com/how-can-i-be-more-efficient-with-my-energy-and-electricity-use-at-home/ http://factoidz.com/how-can-i-be-more-efficient-with-my-energy-and-electricity-use-at-home/ Conserving electricity in a house is not that difficult. However, our needs have increased exponentially. The advancement in technology is adding new gadgets to the existing pile day after day; only to increase the electricity consumption. There are many ways to cut down on the daily electricity cos... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/how-can-i-be-more-efficient-with-my-energy-and-electricity-use-at-home.jpg http://factoidz.com/vacationing-for-less-my-top-5-family-vacation-spots-within-the-us/ http://factoidz.com/vacationing-for-less-my-top-5-family-vacation-spots-within-the-us/ There are many places throughout the United States that promote family fun.  Places vary in price and seasonal activities and the best thing to do would be to research places that have things that your family likes to do.  Included are 5 family centered vacation spots. 1.  Orlando: Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/vacationing-for-less-my-top-5-family-vacation-spots-within-the-us.jpg http://factoidz.com/smart-cookie-your-way-back-to-financial-controlone-bite-at-a-time/ http://factoidz.com/smart-cookie-your-way-back-to-financial-controlone-bite-at-a-time/ As a living human being on this planet, and especially in this space of Canada, you've probably heard either through the newspaper or television about the Smart Cookies. No, it's not the calorific-free version of your fave mocha-chillo macadamia cookie--it's the successful "brandization&quot... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/getting-back-to-basics-with-frugal-living.jpg http://factoidz.com/how-to-live-fulfilled-and-be-debt-free-on-a-small-income/ http://factoidz.com/how-to-live-fulfilled-and-be-debt-free-on-a-small-income/ Our society is experiencing a significant wake-up call. Credit, once considered necessary for purchasing, has become a four-letter word:  Debt. I donâ... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/how-to-live-fulfilled-and-be-debt-free-on-a-small-income.jpg http://factoidz.com/general-mills-cereal-cash-prize-promotion/ http://factoidz.com/general-mills-cereal-cash-prize-promotion/ Pick your cereal for how it tastes, NOT the prize inside! I don’t know how many times I have preached this to my children as they narrow their choices in the cereal aisle. Regardless of how logical m... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/general-mills-cereal-cash-prize-promotion.jpg http://factoidz.com/how-to-raise-a-family-and-enjoy-life-on-a-tight-budget/ http://factoidz.com/how-to-raise-a-family-and-enjoy-life-on-a-tight-budget/ It’s not easy being a frugal parent these days. Kids love stuff; expensive stuff, name brand stuff, lots and lots of pricey new stuff. Frugality runs counter to kids’ desires. Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/how-to-raise-a-family-and-enjoy-life-on-a-tight-budget.jpg http://factoidz.com/creative-ways-to-save-money-on-groceries-each-month/ http://factoidz.com/creative-ways-to-save-money-on-groceries-each-month/ Budgeting for grocery in today's economy is challenging. One week milk and ceral cost $3 the next it's $4.50. If you have more time than money then you can save 10%-20% on your meal costs. Convience cost more it's just a fact. I will focus on the more time than money budgets. Hearty... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/creative-ways-to-save-money-on-groceries-each-month.jpg http://factoidz.com/surveys-and-affiliate-programs-dont-work-be-smart-make-money-the-old-fashioned-way/ http://factoidz.com/surveys-and-affiliate-programs-dont-work-be-smart-make-money-the-old-fashioned-way/ Internet making money scams. Is there really any site that produces what they advertise? I spent months looking for a legitimate site that produces, I have yet to find one. To all you out there that think you can make money online with these affiliate sites, ... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/surveys-and-affiliate-programs-dont-work-be-smart-make-money-the-old-fashioned-way.jpg http://factoidz.com/5-ways-to-save-money-at-the-supermarket/ http://factoidz.com/5-ways-to-save-money-at-the-supermarket/ I save a great deal of money by taking just a few moments to organize my supermarket shopping. Initially, I review at least two supermarket ads that are close in proximity to my home, for it's counter-productive to save a few dollars if you have to spent more in gas and time to get there. Once I ha... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/5-ways-to-save-money-at-the-supermarket.jpg http://factoidz.com/3-ways-to-eat-heathly-and-for-cheap-in-college/ http://factoidz.com/3-ways-to-eat-heathly-and-for-cheap-in-college/ You're in college, so that means you probably don't have a lot of time and energy to spend on your eating habits. Here's 3 convenient ways to make sure you're eating healthy and affordably while in school. 1. Buy and cook in bulk. Have a free Sunday afternoon? Go to the store and stock up on ever... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/3-ways-to-eat-heathly-and-for-cheap-in-college.jpg http://factoidz.com/frugal-birthday-party-ideas-the-teddy-bear-picnic/ http://factoidz.com/frugal-birthday-party-ideas-the-teddy-bear-picnic/ It is always hard to plan out a birthday party but even more difficult if you are on a tight budget.  There are many ways to save on your child's next birthday and make it look like you spent a fortune. Your first step is to pick a theme.  Find out what your child is into.  If they have a coll... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/frugal-birthday-party-ideas-the-teddy-bear-picnic.jpg http://factoidz.com/how-i-served-40-people-for-under-100/ http://factoidz.com/how-i-served-40-people-for-under-100/ Last year we threw a birthday party for my daughter who was turning 12.  Money was kind of tight but we had about 40 people that we needed to feed.  With some sweat equity I was able to get everyone fed for under $100.00.  How did I do this? We had our daughter's 12th Birthday party at our hom... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/how-i-served-40-people-for-under-100.jpg http://factoidz.com/five-ways-to-cut-back-in-our-household-expenses/ http://factoidz.com/five-ways-to-cut-back-in-our-household-expenses/ We hear the words 'economy' and 'economics' a lot; we're especially hearing a lot about our nation's economy on the news. I believe in order to fix the nation's economy, we need to fix our household economy? What do I mean by household economy? I mean that we have to closely monitor what resources w... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/five-ways-to-cut-back-in-our-household-expenses.jpg http://factoidz.com/getting-back-to-basics-with-frugal-living/ http://factoidz.com/getting-back-to-basics-with-frugal-living/ With the economy kicking all of us in the rear end, we have to remember that a lot of our conveniences aren't needed.  We have all forgotten that heck, we didn't have cell phones about 10 years ago, we didn't have access to computers 15-20 years ago, not like we do today.  How about the convenienc... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/getting-back-to-basics-with-frugal-living.jpg http://factoidz.com/simple-diy-gifts-from-the-heart-on-a-budget/ http://factoidz.com/simple-diy-gifts-from-the-heart-on-a-budget/ Many times we all think we have to spend money in order to give a gift.  This is not true.  You don't have to spend a dime to give someone a great gift. When you take the time to create a special gift for someone, it has more meaning, more thought.  It means you actually put some effort into t... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/simple-diy-gifts-from-the-heart-on-a-budget.jpg http://factoidz.com/ideas-for-recycling-items-from-your-closet/ http://factoidz.com/ideas-for-recycling-items-from-your-closet/ Many of us have tons of unused items taking up space in our bedroom and hallway closets. Everyone knows what a pain it is trying to locate that certain item when the closet is stuffed beyond usefulness. Alleviate some of the stress in your life, keep the landfil... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/ideas-for-recycling-items-from-your-closet.jpg http://factoidz.com/never-pay-retail-again/ http://factoidz.com/never-pay-retail-again/ During the last couple of months I have been on a mission. I’ve been trying to save as much money as I can on food, whether it’s groceries or going out to eat. I’ve always been the type of person to love free stuff, but now I’ve taken it a step further and started using lo... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/never-pay-retail-again.jpg http://factoidz.com/guide-to-an-inexpensive-wedding-part-1/ http://factoidz.com/guide-to-an-inexpensive-wedding-part-1/ Remember that first you need to set a budget and make it a realistic one! Make yourself stick to it or get someone to help you that won't let you compromise on your budget! Set up a seperate savings account to put money aside for the wedding expenses. Ask family/friends for help. Many times family w... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/guide-to-an-inexpensive-wedding-part-1.jpg http://factoidz.com/how-to-avoid-telemarketing-calls-land-and-cell/ http://factoidz.com/how-to-avoid-telemarketing-calls-land-and-cell/ Brrring! Is your phone ringing during dinner with those annoying telemarketing calls? You can stop most telemarketing calls permanently by registering with the Federal Trade Commission’s National Do Not Call Registry. And if those pesky calls continue 31 days after you register, you can file a com... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/how-to-avoid-telemarketing-calls-land-and-cell.jpg http://factoidz.com/top-economical-cars-for-2009/ http://factoidz.com/top-economical-cars-for-2009/ With the economy in the dumpster, people are starting to look for cars that are cheap, not only to buy, but to run as well. Detroit, Germany and especially Japan offer efficient cars, though, for the most part, the best of these come from Japan. Ford Focus From... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/top-economical-cars-for-2009.jpg http://factoidz.com/how-i-hope-to-lower-my-heating-bill/ http://factoidz.com/how-i-hope-to-lower-my-heating-bill/ Last month our gas bill was over $260. I live in Georgia, and for the most part this year we have had a fairly mild temperatures during the day, but when the sun goes down at night it gets very cold here some nights. My fingers are cold as I type out this article, but I refuse to turn on the gas log... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/how-i-hope-to-lower-my-heating-bill.jpg http://factoidz.com/helpful-ways-to-save-money-during-this-hard-time/ http://factoidz.com/helpful-ways-to-save-money-during-this-hard-time/ There are many creative ways to assist in saving money and cutting costs during this time of economic struggle. Home and vehicle maintenance are a quick, easy fix to help save a few extra bucks. Make sure that ... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/helpful-ways-to-save-money-during-this-hard-time.jpg http://factoidz.com/have-a-staycation-thats-all-about-you/ http://factoidz.com/have-a-staycation-thats-all-about-you/ Have you ever heard someone say that they need a vacation from their vacation?  As fun and enlightening as it is to travel to foreign lands, sometimes the best way to spend your vacation is at home.  Here are some ways to make the most of your time off. Home spa Tak... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/images/p/default-7.jpg http://factoidz.com/the-healthiest-frugal-foods/ http://factoidz.com/the-healthiest-frugal-foods/ Grocery prices, along with everything else, seem to be on the rise. As food prices rise many people are now looking at ways to cut back on their grocery budget and save at the grocery store. Low cost food doesn't always mean you have to hav... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/the-healthiest-frugal-foods.jpg http://factoidz.com/25-ways-to-stretch-the-dollar/ http://factoidz.com/25-ways-to-stretch-the-dollar/ Money, they say is the root of all evil. It's not the money itself that is evil, but the lust for it,that if left uncontrolled, can get you into some bad situations. Believe it or not you do not need a ton of money to survive and make it through life. Consumerism's past hype wanted you to believe yo... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/25-ways-to-stretch-the-dollar.jpg http://factoidz.com/frugal-family-fun-ideas/ http://factoidz.com/frugal-family-fun-ideas/ There are many things you can do as a family or a couple without children that costs very little or in many cases is free. When money is tight entertainment seems to usually be the first thing people cut back on or cut out. You don't have to necessarily cut it out though, try these ideas and see how... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/frugal-family-fun-ideas.jpg http://factoidz.com/cutting-financial-corners-creatively-in-this-down-economy/ http://factoidz.com/cutting-financial-corners-creatively-in-this-down-economy/ With so many people out of work, facing the prospect of losing their homes, no medical insurance for many, and President Obama officially announcing that the recession is here, it's no wonder folks need info on how to cut corners... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/images/p/default-17.jpg http://factoidz.com/home-made-facial-products/ http://factoidz.com/home-made-facial-products/ My friend Sanya, from Hyderabad India, who co-authors most of the SEO Factoidz that I post and promotes some of the others, had a terrible accident last week just after she wrote this article below. She was struck by a truck while crossing the street (as she was involved in a cell phone conversation... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/home-made-facial-products.jpg http://factoidz.com/designer-vs-generic-makeup/ http://factoidz.com/designer-vs-generic-makeup/ At some point over the course of out lives we've all struggled with the paramount decision: designer or generic? Whether it be in regards to jeans, handbags, medicine, or makeup we've had to decide. Is it worth it to splurge on the more expensive product or should we go for the less expensive generi... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/designer-vs-generic-makeup.jpg http://factoidz.com/promo-code-discount-coupon-of-internet-shopping/ http://factoidz.com/promo-code-discount-coupon-of-internet-shopping/ Remember Mom, sitting at the kitchen table mounded with a big pile of newspaper, snipping those precious coupons? Sometimes she would come home from the food gathering chore proud of saving as much as 25% on that week's grocery bill. She taught you well. Frugality goes a long way in this world, e... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/images/p/default-3.jpg http://factoidz.com/how-you-could-save-money-by-switching-to-a-prepaid-cell-phone-service/ http://factoidz.com/how-you-could-save-money-by-switching-to-a-prepaid-cell-phone-service/ Cell phones can be expensive.  With so many companies and so many different plans, it can be confusing to navigate your way to the best deal on the market.  This article will discuss a simple solution that could save you money.  That solution is prepaid cellular service.  Prepaid service is simp... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/how-you-could-save-money-by-switching-to-a-prepaid-cell-phone-service.jpg http://factoidz.com/what-to-do-with-your-old-clothing/ http://factoidz.com/what-to-do-with-your-old-clothing/ With buying new clothing and getting odd sweaters from grandma Agnes for the holidays, your closet is probably getting pretty stuffed. So, if getting rid of some clothes is on your New Year's resolutions list, read this: there are many options to give new life to the old clothing that clutters your ... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/what-to-do-with-your-old-clothing.jpg http://factoidz.com/how-to-purchase-high-end-clothing-at-a-fraction-of-the-cost/ http://factoidz.com/how-to-purchase-high-end-clothing-at-a-fraction-of-the-cost/ Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/how-to-purchase-high-end-clothing-at-a-fraction-of-the-cost.jpg http://factoidz.com/how-to-shop-with-coupons/ http://factoidz.com/how-to-shop-with-coupons/ You can save a significant amount of money shopping with coupons if you know what you are doing. The problem is that many people don’t take the time to look for coupons, and when they do they forget them when they go to the store. I have had a coupon for 75 cents off on ... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/how-to-shop-with-coupons.jpg http://factoidz.com/how-to-live-on-a-limited-budget/ http://factoidz.com/how-to-live-on-a-limited-budget/ Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/how-to-live-on-a-limited-budget.jpg http://factoidz.com/what-is-a-staycation/ http://factoidz.com/what-is-a-staycation/ More and more people are choosing to spend their vacation time by traveling within their province or staying at home and taking day trips. The cost of flights keeps getting cheaper and cheaper but you still have to pay the high taxes. Even if a flight is adve... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/coupons-you-will-actually-use/ http://factoidz.com/coupons-you-will-actually-use/ Looking for printable and online coupons for products that you actually use? Sure, there are thousands of web sites out there, but are there any that supply local restaurant, retail, pet, or grocery store coupons that you don’t have... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/coupons-you-will-actually-use.jpg http://factoidz.com/coupons-coupons-and-more-coupons/ http://factoidz.com/coupons-coupons-and-more-coupons/ Time to find ways to make that almighty dollar stretch.  One of the best ways to start is your pantry.  So many of us are trying to make the best of everything we can. Although the off-brands that we all can find are nice, sometimes being able to get one of the many name brand items is great. ... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/coupons-coupons-and-more-coupons.jpg http://factoidz.com/how-to-compare-the-cost-of-different-home-heating-fuels/ http://factoidz.com/how-to-compare-the-cost-of-different-home-heating-fuels/ The best way to compare the various fuels available for home "space" heating is to break each fuel down to the therm (100,000 Btu's).  First determine the various fuels available to you; then the cost-per-therm (your fuel provider can give you the number) and... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/how-to-compare-the-cost-of-different-home-heating-fuels.jpg http://factoidz.com/how-to-have-the-best-christmas-ever-during-a-down-economy/ http://factoidz.com/how-to-have-the-best-christmas-ever-during-a-down-economy/ I am small business owner in the construction industry and have been severely affected by the recent downturn of the econiomy. Despite this I had one of my best Christmases ever this year. In 2001... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/how-to-have-the-best-christmas-ever-during-a-down-economy.jpg http://factoidz.com/how-to-conserve-paper/ http://factoidz.com/how-to-conserve-paper/ There are many trees cut down every year to make more paper for people to use. It is important to conserve paper and reuse it as much as possible to cut back on the need to continue to grow and cut down trees. Here are some tips on how you can help conserve paper. Wed, 31 Dec 1969 18:33:28 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/how-to-conserve-paper.jpg http://factoidz.com/how-to-hypermile/ http://factoidz.com/how-to-hypermile/ Hypermiling refers to a collection of driving techniques aimed at improving your car's fuel efficiency by reducing the demands placed on the engine. Since it's possible to improve fuel economy by 37% just by c... Wed, 31 Dec 1969 18:33:28 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/how-to-hypermile.jpg http://factoidz.com/top-online-coupon-web-sites/ http://factoidz.com/top-online-coupon-web-sites/ There are many web sites that offer free online coupons for many different things. Here are some of the top web sites that offer online coupons. Wed, 31 Dec 1969 18:33:28 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/top-online-coupon-web-sites.jpg http://factoidz.com/how-to-plan-great-dates-in-a-tough-economy/ http://factoidz.com/how-to-plan-great-dates-in-a-tough-economy/ Many of us may think of date night as a fancy French restaurant bathed in candelight with an expensive bottle of wine on the table. Which is great - a great dinner and sparkling conversation is not the wrong way to go. However, there are so many great date night opportunities that don't necessari... Wed, 31 Dec 1969 18:33:28 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/how-to-plan-great-dates-in-a-tough-economy.jpg http://factoidz.com/polishing-metal-with-kool-aid/ http://factoidz.com/polishing-metal-with-kool-aid/ We are always looking for ways of staying economical with the way our economy is right now.  You would be amazed at all of the chemicals on the market that can actually cause health problems for many people for what they contain. Growing up in the military, you get to learn a lot of neat sort cu... Wed, 31 Dec 1969 18:33:29 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/polishing-metal-with-kool-aid.jpg http://factoidz.com/cashing-in-your-unwanted-gold/ http://factoidz.com/cashing-in-your-unwanted-gold/ Cashing in your unwanted gold to these online companies. Is it true - do they really give you your money's worth? Gold seems to be a big issue... Wed, 31 Dec 1969 18:33:28 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/cashing-in-your-unwanted-gold.jpg http://factoidz.com/finding-second-hand-items-cheap-clothing-furniture-electronics-and-more/ http://factoidz.com/finding-second-hand-items-cheap-clothing-furniture-electronics-and-more/ This is a method for obtaining second-hand items such as clothing, furniture, electronics, and more quite inexpensively.  You can use these items yourself, resell them on ebay or in a second-hand store, or simply donate anything you can't use. People rent personal storage units all the time.  W... Wed, 31 Dec 1969 18:33:28 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/finding-second-hand-items-cheap-clothing-furniture-electronics-and-more.jpg http://factoidz.com/creative-christmas-gift-ideas-for-the-diy-er/ http://factoidz.com/creative-christmas-gift-ideas-for-the-diy-er/ Are you looking for some original, meaningful, and easy-to-make Christmas gifts?  Here are some fun craft ideas that anyone, any age, can create.  Your friends and family will adore these hand-crafted Christmas gifts. Beaded Brace... Wed, 31 Dec 1969 18:33:28 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/creative-christmas-gift-ideas-for-the-diy-er.jpg http://factoidz.com/is-it-possible-to-start-a-business-with-no-money/ http://factoidz.com/is-it-possible-to-start-a-business-with-no-money/ Is it really possible to start a business with no money? I am happy to say yes, it is totally possible and I have done it. Of course, the trade off is that you will have to put time and energy into it. It's definitely the slower method, but looking back I realize how much I have grown by the "Do it ... Wed, 31 Dec 1969 18:33:28 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/is-it-possible-to-start-a-business-with-no-money.jpg http://factoidz.com/tips-for-smart-shopping-for-used-clothes/ http://factoidz.com/tips-for-smart-shopping-for-used-clothes/ Looking to cut costs and stay stylish? Here are some tips to make sure you're really getting a good deal when it comes to buying clothes secondhand. Check the fabric content: Steer clear of fabrics with a high synthetic fiber content, like sweaters made of acrylic. These materia... Wed, 31 Dec 1969 18:33:28 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/tips-for-smart-shopping-for-used-clothes.jpg http://factoidz.com/group-gifts-how-to-consolidate-gifts-without-being-tacky/ http://factoidz.com/group-gifts-how-to-consolidate-gifts-without-being-tacky/ Giving a gift to a group of people is a great way to cut down on cost, especially if you have a large family!  Consolidating your gift list can save you time and money...and it can also look tacky.  Below are some tips for making the holidays special while keeping the price tag small. C... Wed, 31 Dec 1969 18:33:28 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/group-gifts-how-to-consolidate-gifts-without-being-tacky.jpg http://factoidz.com/keeping-your-grocery-bills-from-devouring-your-wallet/ http://factoidz.com/keeping-your-grocery-bills-from-devouring-your-wallet/ With expenses rising across the board, many of us are looking for ways to save a few extra dollars where we can. Eating out is one area that can easily break the bank, so if you reduce the amount of meals you're eating out and vow to yourself that you're going to cook like you've never cooked before... Wed, 31 Dec 1969 18:33:28 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/keeping-your-grocery-bills-from-devouring-your-wallet.jpg http://factoidz.com/ideas-for-inexpensive-but-unforgettable-gifts-for-your-partner/ http://factoidz.com/ideas-for-inexpensive-but-unforgettable-gifts-for-your-partner/ Chances are, with this recession, you're being frugal these holidays. But, this gift idea isn't being cheap, despite the low cost; it is packed with value, and your partner will love it. It's the gift of time. Make it a scavenger hunt. Buy numerous small cards with hints... Wed, 31 Dec 1969 18:33:28 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/ideas-for-inexpensive-but-unforgettable-gifts-for-your-partner.jpg http://factoidz.com/where-to-find-vehicle-auctions/ http://factoidz.com/where-to-find-vehicle-auctions/ One would normally go to a browser and type in "vehicle auction" with your city or county and you would assume an appropriate listing would magically appear.  But that may be too simple.  But even if it is that simple you may want to do some research outside of the Internet as well. If you are... Wed, 31 Dec 1969 18:33:28 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/where-to-find-vehicle-auctions.jpg http://factoidz.com/a-porsche-and-a-chocolate-cake/ http://factoidz.com/a-porsche-and-a-chocolate-cake/ When giving thought as to how to build a gift basket that is both unique and personal one should always look within; to find your own passion (s) and then play them out creatively. One year my god daughter asked me what I wanted for Christmas.  My quick answer was a Porsche and a chocolate cak... Wed, 31 Dec 1969 18:33:28 CST saving-money http://factoidz.com/images/p/default-4.jpg http://factoidz.com/the-secret-to-saving-in-direct-mailing-costs/ http://factoidz.com/the-secret-to-saving-in-direct-mailing-costs/ What does your mail look like? Besides bills, of course. If it's anything like mine, I would be willing to bet piles of junk mail, envelopes declaring you’ve won a million dollars forever unopen... Wed, 31 Dec 1969 18:33:28 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/the-secret-to-saving-in-direct-mailing-costs.jpg http://factoidz.com/why-you-dont-have-to-spend-a-lot-to-give-a-lot-this-christmas/ http://factoidz.com/why-you-dont-have-to-spend-a-lot-to-give-a-lot-this-christmas/ Ahh, it's that time of year again. The temperatures are getting colder, holidays are getting nearer, and you're realizing you have a megalist of names on your Santa list. The days of having elves create perfectly wrapped presents are long gone but that doesn't necessarily mean you need to break the ... Wed, 31 Dec 1969 18:33:28 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/why-you-dont-have-to-spend-a-lot-to-give-a-lot-this-christmas.jpg http://factoidz.com/how-to-install-your-own-radiant-heater/ http://factoidz.com/how-to-install-your-own-radiant-heater/ Wed, 31 Dec 1969 18:33:28 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/how-to-install-your-own-radiant-heater.jpg http://factoidz.com/3-silly-things-we-all-do-to-waste-serious-money-on-gas/ http://factoidz.com/3-silly-things-we-all-do-to-waste-serious-money-on-gas/ During a bad economy, particularly with the recent increase in fuel costs, everyone aims to save as much as possible on gas money even if it means riding a bicycle to work. The truth is there are ways of saving on gas without h... Wed, 31 Dec 1969 18:33:28 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/3-silly-things-we-all-do-to-waste-serious-money-on-gas.jpg http://factoidz.com/7-drop-dead-easy-ways-to-save-money-on-gas/ http://factoidz.com/7-drop-dead-easy-ways-to-save-money-on-gas/ It is difficult for car owners these days: the escalating cost of gas is causing problems for drivers nationwide. If you are finding yourself at your wit’s end, wondering how to cope with the rising costs of fuel for your car, you can use our tips to maximize the mon... Wed, 31 Dec 1969 18:33:28 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/7-drop-dead-easy-ways-to-save-money-on-gas.jpg http://factoidz.com/tips-for-budgeting-money-in-slow-times/ http://factoidz.com/tips-for-budgeting-money-in-slow-times/ Wed, 31 Dec 1969 18:33:28 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/tips-for-budgeting-money-in-slow-times.jpg http://factoidz.com/use-wind-power-to-dry-your-clothes-and-cut-your-energy-bill/ http://factoidz.com/use-wind-power-to-dry-your-clothes-and-cut-your-energy-bill/ Long ago before anyone had ever heard the phrase spin cycle, every home had a clothesline.  Oh the days when energy was cheap and solar power wasn’t even a proper phrase.  The days when our children would play outside, lying under a line of clothing gently swaying in the summer breeze.  The day... Wed, 31 Dec 1969 18:33:28 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/use-wind-power-to-dry-your-clothes-and-cut-your-energy-bill.jpg http://factoidz.com/why-waste-money-on-snapple-and-starbucks-some-easy-diy-drink-ideas/ http://factoidz.com/why-waste-money-on-snapple-and-starbucks-some-easy-diy-drink-ideas/ There’s nothing better than a cold drink to settle the body and refresh the mind, but think about the cost that adds up every time the craving for a soft drink or fruit juice comes up. The dollars add up for every Coke can and Snapple bottle. Why spend so much money and build up more waste when yo... Wed, 31 Dec 1969 18:33:28 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/why-waste-money-on-snapple-and-starbucks-some-easy-diy-drink-ideas.jpg http://factoidz.com/how-to-send-your-kid-to-college-without-going-broke/ http://factoidz.com/how-to-send-your-kid-to-college-without-going-broke/ Nowadays going to college is important for any young man or women, but the price for an education is still a huge project. If you are concerned about making the payments to send your child to college take a look at some of the options for saving on college expenses. Are student loans a good ide... Wed, 31 Dec 1969 18:33:28 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/how-to-send-your-kid-to-college-without-going-broke.jpg http://factoidz.com/how-much-would-switching-from-starbucks-to-instant-coffee-save-you-each-year/ http://factoidz.com/how-much-would-switching-from-starbucks-to-instant-coffee-save-you-each-year/ We've become a generation of coffee snobs. And not even for great coffee, at that. With Starbuck's raking in $10B of our hard-earned cash every year, while serving sub-par coffee, it's hard to remember the days when we actually used to drink instant coffee at home. Wed, 31 Dec 1969 18:33:28 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/how-much-would-switching-from-starbucks-to-instant-coffee-save-you-each-year.jpg http://factoidz.com/7-tips-for-snagging-travel-deals-and-saving-money/ http://factoidz.com/7-tips-for-snagging-travel-deals-and-saving-money/ As we know the cost to take a vacation is pricey, to say the least. However, whether we’re going to the beach for a weekend or spending a month in an exotic city, our rewards are well-deserved rejuvenations after a year of hard work. There are a number of tactics to help you prepare and plan for y... Wed, 31 Dec 1969 18:33:28 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/is-it-possible-to-travel-abroad-without-taking-out-a-second-mortgage.jpg http://factoidz.com/finding-winter-tropical-vacation-deals-some-easy-tips/ http://factoidz.com/finding-winter-tropical-vacation-deals-some-easy-tips/ Winter can seem very long…the early sunsets, the frigid mornings, and the January blah’s. Why not plan ahead for a winter getaway to a tropical destination where you can rest and soak up the sun. By the time you ... Wed, 31 Dec 1969 18:33:28 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/finding-winter-tropical-vacation-deals-some-easy-tips.jpg http://factoidz.com/7-smart-tips-for-saving-money-at-the-shopping-mall/ http://factoidz.com/7-smart-tips-for-saving-money-at-the-shopping-mall/ No matter how hard you try it's almost impossible to avoid the mall.  At some point in time we all need to buy something whether it's new clothes, a gift or just some retail therapy.  It's the prices that make us wish we didn't have to go, but with a few tricks we can all afford to hit the mall no... Wed, 31 Dec 1969 18:33:28 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/7-smart-tips-for-saving-money-at-the-shopping-mall.jpg http://factoidz.com/stretch-your-gas-dollar-by-usingthese-gas-saving-tips/ http://factoidz.com/stretch-your-gas-dollar-by-usingthese-gas-saving-tips/ With gas prices still at an all time high, commuters are looking for ways to stretch their gas dollars.  I drive a full size van that costs over $100 to fill it up.  It has been a while since my van has had a full tank.  None the less, I still have to find other ways to help s... Wed, 31 Dec 1969 18:33:28 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/stretch-your-gas-dollar-by-usingthese-gas-saving-tips.jpg http://factoidz.com/how-to-travel-on-a-budget/ http://factoidz.com/how-to-travel-on-a-budget/ As we know the cost to take a vacation is pricey, to say the least. However, whether we’re going to the beach for a weekend or spending a month in an exotic city, our rewards are well-deserved rejuvenations after a year of hard work. There are a number of tactics to help you prepare and plan for y... Wed, 31 Dec 1969 18:33:28 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/how-to-travel-on-a-budget.jpg http://factoidz.com/how-to-throw-a-birthday-party-on-a-budget/ http://factoidz.com/how-to-throw-a-birthday-party-on-a-budget/ We all want to make our children's birthdays exciting and memorable, but when we are struggling just to pay the bills things can seem overwhelming.  Relax you don't have to spend a million dollars to make a birthday special.  Birthdays aren't about how much you spend and how extravagant they are, ... Wed, 31 Dec 1969 18:33:28 CST saving-money http://factoidz.com/wp-content/themes/gabtheme/images/how-to-throw-a-birthday-party-on-a-budget.jpg