http://factoidz.com/profile/Abron/ Abron Toure articles on Factoidz en-us http://factoidz.com/how-to-determine-if-a-real-estate-purchase-is-a-best-buy/ http://factoidz.com/how-to-determine-if-a-real-estate-purchase-is-a-best-buy/ How to Determine If a Real Estate Purchase is a “Best Buy” There are number of ways to determine if a property is a best buy. First would like to mention three of the most popular approaches: 1.) Investors, rental property with minimal down payment that yields a positive cash ... Wed, 31 Dec 1969 18:33:29 CST Abron http://factoidz.com/wp-content/themes/gabtheme/images/eight-steps-to-powerful-negotiating-in-a-buyers-real-estate-market.jpg http://factoidz.com/what-must-a-country-do-to-be-born-again/ http://factoidz.com/what-must-a-country-do-to-be-born-again/ “The wind blows where it wants to, and you hear the sound of it, but you do not know where it comes from and where it is going. So is everyone that has been born of the spirit.” John 3:8 It is predicted that man has been made to bear two images: one b... Wed, 31 Dec 1969 18:33:29 CST Abron http://factoidz.com/images/p/default-14.jpg http://factoidz.com/how-renters-can-become-owners-three-ways-to-purchase-a-home-in-todays-market-with-no-down-payment/ http://factoidz.com/how-renters-can-become-owners-three-ways-to-purchase-a-home-in-todays-market-with-no-down-payment/ How to purchase a home with no money down - VA Loan: The government VA loan program is set up to help those who have served in the military purchase homes. Here are some noteworthy items about the program: 1.) Protection for the Bank 2.) Cap on the Loan Amount... Wed, 31 Dec 1969 18:33:29 CST Abron http://factoidz.com/wp-content/themes/gabtheme/images/home-loan-modification-part-2-what-is-possible.jpg http://factoidz.com/in-search-of-the-holy-grail-has-america-lost-its-will-to-resurrect-camelot/ http://factoidz.com/in-search-of-the-holy-grail-has-america-lost-its-will-to-resurrect-camelot/ In Search of the Holy Grail: Has America Lost Its Will to Resurrect Camelot “I can’t remembered if I cried . . . When I read about his widowed bride. . . But something touched me deep inside . . . The day the music died.  Wed, 31 Dec 1969 18:33:29 CST Abron http://factoidz.com/images/p/health-2.jpg http://factoidz.com/who-are-the-real-economic-powers-in-the-world/ http://factoidz.com/who-are-the-real-economic-powers-in-the-world/ Who are the Real Economic Powers in the World? The following data was taken from the 2008 International Monetary Fund. It shows some significant points of interest regarding the ranking of the top ten countries according to Gross National Product. First the United States is by fa... Wed, 31 Dec 1969 18:33:29 CST Abron http://factoidz.com/wp-content/themes/gabtheme/images/how-to-survive-until-your-business-is-off-the-ground.jpg http://factoidz.com/what-is-spiritual-marketing/ http://factoidz.com/what-is-spiritual-marketing/ What is Spiritual Marketing? Spiritual Marketing is a belief in forces greater than ones self. Key to this belief is aligning business practices to a set of core principles from which all energy or market forces flow. Forces that govern the way we do business and promote the successful flow of go... Wed, 31 Dec 1969 18:33:29 CST Abron http://factoidz.com/wp-content/themes/gabtheme/images/small-drips-that-ripple-out-of-control-a-great-way-to-visualize-your-time-management.jpg http://factoidz.com/how-literacy-effects-the-world-population-growth/ http://factoidz.com/how-literacy-effects-the-world-population-growth/ How Literacy Effects the World Population Growth For some time there has been some ambiguity about the derivation of the term Third World. It presupposes there must be a First and Second World. The following tables and data have been compiled i... Wed, 31 Dec 1969 18:33:29 CST Abron http://factoidz.com/images/p/default-5.jpg http://factoidz.com/why-you-should-insist-on-a-buyers-agreement-when-buying-a-home/ http://factoidz.com/why-you-should-insist-on-a-buyers-agreement-when-buying-a-home/ Recently I had a person who has been in the real estate industry for many years tell me, buyers interested in purchasing high end properties, single family homes or condos above the million dollar rang... Wed, 31 Dec 1969 18:33:29 CST Abron http://factoidz.com/wp-content/themes/gabtheme/images/why-you-should-insist-on-a-buyers-agreement-when-buying-a-home.jpg http://factoidz.com/who-holds-the-us-debt-and-what-does-it-mean/ http://factoidz.com/who-holds-the-us-debt-and-what-does-it-mean/ Let’s start with a few explanations about the differences between the national debt, the federal debt and the trade imbalance. Wed, 31 Dec 1969 18:33:29 CST Abron http://factoidz.com/wp-content/themes/gabtheme/images/who-holds-the-us-debt-and-what-does-it-mean.jpg http://factoidz.com/bible-prophecy-linked-to-our-health/ http://factoidz.com/bible-prophecy-linked-to-our-health/ Many years ago while attending parochial school one of the nuns teaching class decided to put the fear of God in us as they so often do. In a discussion about leprosy or personal hygiene and the lack there of, she said... Wed, 31 Dec 1969 18:33:29 CST Abron http://factoidz.com/wp-content/themes/gabtheme/images/bible-prophecy-linked-to-our-health.jpg http://factoidz.com/how-hawaiian-realtors-find-their-clients/ http://factoidz.com/how-hawaiian-realtors-find-their-clients/ Hawaii real estate environment, from the board of government regulators to the small boutique offices of the many Principal Brokers, is nothing short of amazing. For those who have been fo... Wed, 31 Dec 1969 18:33:29 CST Abron http://factoidz.com/wp-content/themes/gabtheme/images/how-hawaiian-realtors-find-their-clients.jpg http://factoidz.com/how-the-eighth-effective-plagues-became-deadly/ http://factoidz.com/how-the-eighth-effective-plagues-became-deadly/ In the Book of Exodus according to the Old Testament the Hebrew people were enslaved by the Egyptian Pharaoh. Jehovah, the Hebrew God raised up a leader among the people. His name was Moses. Wed, 31 Dec 1969 18:33:29 CST Abron http://factoidz.com/wp-content/themes/gabtheme/images/how-the-eighth-effective-plagues-became-deadly.jpg http://factoidz.com/how-10-of-americans-got-to-control-91-of-the-wealth/ http://factoidz.com/how-10-of-americans-got-to-control-91-of-the-wealth/ Disparity in America has reached an all time high. It can be measured by this one simple sentence. The top 10% of Americans control 91% of the wealth. This inc... Wed, 31 Dec 1969 18:33:29 CST Abron http://factoidz.com/wp-content/themes/gabtheme/images/how-10-of-americans-got-to-control-91-of-the-wealth.jpg http://factoidz.com/repeating-vedic-function-of-multiples-of-eight/ http://factoidz.com/repeating-vedic-function-of-multiples-of-eight/ Numbers are a profound part of our lives. They govern everything we do. They tell us when to get up. What time to go to work? What day it is. They tell us how much we wei... Wed, 31 Dec 1969 18:33:29 CST Abron http://factoidz.com/wp-content/themes/gabtheme/images/repeating-vedic-function-of-multiples-of-eight.jpg http://factoidz.com/how-to-make-or-lose-a-small-fortune-betting-on-the-dow/ http://factoidz.com/how-to-make-or-lose-a-small-fortune-betting-on-the-dow/ Not many people know you can place a bet on the Dow Jones Industrial Average. You can gamble whether it goes up or down. For example if you believe the Dow is going to go up then you can purchase a product called a Dow... Wed, 31 Dec 1969 18:33:29 CST Abron http://factoidz.com/wp-content/themes/gabtheme/images/how-to-make-or-lose-a-small-fortune-betting-on-the-dow.jpg http://factoidz.com/economic-bright-spots-2/ http://factoidz.com/economic-bright-spots-2/ In today’s financial malaise there is no surprise many are in search of economic bright spots. There should be no surprise that in every dark cloud there is a silver lining. The question becomes what form will these s... Wed, 31 Dec 1969 18:33:29 CST Abron http://factoidz.com/images/p/default-10.jpg http://factoidz.com/how-useful-is-the-dow-jones-average/ http://factoidz.com/how-useful-is-the-dow-jones-average/ The DOW Jones Average is made up of 30 companies on the New York Stock exchange. As of January... Wed, 31 Dec 1969 18:33:29 CST Abron http://factoidz.com/images/p/investing-3.jpg http://factoidz.com/making-a-good-real-estate-offer/ http://factoidz.com/making-a-good-real-estate-offer/ Purchasing a home is still the single largest investment many of us will make in our lifetime. How we approach the acquisition can be life altering. The choices could set us on an upward or downward financial s... Wed, 31 Dec 1969 18:33:29 CST Abron http://factoidz.com/wp-content/themes/gabtheme/images/making-a-good-real-estate-offer.jpg http://factoidz.com/2012-the-awakening/ http://factoidz.com/2012-the-awakening/ There is a lot of talk about 2012 signaling the end of the world. For the most part all the talk is generated around the Mayan calendar which ... Wed, 31 Dec 1969 18:33:29 CST Abron http://factoidz.com/images/p/default-3.jpg http://factoidz.com/step-by-step-how-to-defer-your-real-estate-taxes-using-a-1031-tax-exchange/ http://factoidz.com/step-by-step-how-to-defer-your-real-estate-taxes-using-a-1031-tax-exchange/ The 1031 tax exchange real estate transaction is an excellent strategy for deferring taxes but should not in anyway be thought of as avoiding paying taxes. There are a number of key components to be mindful of when consider... Wed, 31 Dec 1969 18:33:29 CST Abron http://factoidz.com/wp-content/themes/gabtheme/images/strategies-behind-the-1031-transaction.jpg http://factoidz.com/the-vedic-eight/ http://factoidz.com/the-vedic-eight/ It has been said that the rejection of the true source of science has left religion blind. It has been further noted that the mind operates ... Wed, 31 Dec 1969 18:33:29 CST Abron http://factoidz.com/wp-content/themes/gabtheme/images/the-vedic-eight.jpg http://factoidz.com/drinking-water-to-improve-your-complexion/ http://factoidz.com/drinking-water-to-improve-your-complexion/ Many believe it is a myth. If you drink a lot of water everyday your complexion will be clearer. Yet hydration is the key to healthy skin. I recommend you condu... Wed, 31 Dec 1969 18:33:29 CST Abron http://factoidz.com/wp-content/themes/gabtheme/images/drinking-water-to-improve-your-complexion.jpg http://factoidz.com/four-stages-of-the-housing-market/ http://factoidz.com/four-stages-of-the-housing-market/ The Honolulu Board of Realtors has data monitoring the market of single family homes, SFH and condos. From the trends it appears the housing market has gone through distinct cycles. By cycle it is meant the market has experienced a low and a high for a given period. The data also indicates that some... Wed, 31 Dec 1969 18:33:29 CST Abron http://factoidz.com/wp-content/themes/gabtheme/images/four-stages-of-the-housing-market.jpg http://factoidz.com/when-will-be-the-right-time-to-sell-my-home/ http://factoidz.com/when-will-be-the-right-time-to-sell-my-home/ There are three general areas that can determine when will be the right time to sell a home. However, personal specifics are, key to making an informed decision. The situation and criteria for buying and/or selling ... Wed, 31 Dec 1969 18:33:29 CST Abron http://factoidz.com/wp-content/themes/gabtheme/images/when-will-be-the-right-time-to-sell-my-home.jpg http://factoidz.com/how-to-get-rid-of-moles-from-your-lawn-overnight/ http://factoidz.com/how-to-get-rid-of-moles-from-your-lawn-overnight/ Evidently there are three types of common definitions for the word mole. There are body moles. Then there is the mole commonly used by chemist, short for molec... Wed, 31 Dec 1969 18:33:28 CST Abron http://factoidz.com/wp-content/themes/gabtheme/images/how-to-get-rid-of-moles-from-your-lawn-overnight.jpg http://factoidz.com/how-to-gain-and-maintain-an-hourglass-figure-with-surfing-movements/ http://factoidz.com/how-to-gain-and-maintain-an-hourglass-figure-with-surfing-movements/ Have you ever wondered why surfers are in such great shape? Well, it is not because they have good balance and stand up on surfboards for hours and hours. Ask ... Wed, 31 Dec 1969 18:33:28 CST Abron http://factoidz.com/wp-content/themes/gabtheme/images/how-to-gain-and-maintain-an-hourglass-figure-with-surfing-movements.jpg http://factoidz.com/in-search-of-a-new-world-economic-paradigm/ http://factoidz.com/in-search-of-a-new-world-economic-paradigm/ The world’s economy seems like it is listing, stagnant, on the verge of crash and burn waiting to be reborn. There is a sense among many; anticipation that something is different. With the financial institutions on the brink of f... Wed, 31 Dec 1969 18:33:28 CST Abron http://factoidz.com/wp-content/themes/gabtheme/images/in-search-of-a-new-world-economic-paradigm.jpg http://factoidz.com/while-there-is-no-fountain-of-youth-you-can-make-life-changes-to-slow-down-aging/ http://factoidz.com/while-there-is-no-fountain-of-youth-you-can-make-life-changes-to-slow-down-aging/ For as long as man can remember the primary goal in life has been the desire to achieve immortality. After all it was in the Bible’s Old Testament, the creation story. The expulsion of Adam and Eve from the G... Wed, 31 Dec 1969 18:33:28 CST Abron http://factoidz.com/wp-content/themes/gabtheme/images/fountain-of-youth-how-to-achieve-anti-aging-in-8-steps.jpg http://factoidz.com/meditation-techniques/ http://factoidz.com/meditation-techniques/ All meditation is self serving but within this vast realm, there are basically two types. One which seeks to address spiritual needs and the other which seeks to address physical needs. Indeed they are hard to separate which is eve... Wed, 31 Dec 1969 18:33:28 CST Abron http://factoidz.com/wp-content/themes/gabtheme/images/meditation-techniques.jpg http://factoidz.com/why-having-a-good-realtor-is-important/ http://factoidz.com/why-having-a-good-realtor-is-important/ Why is having a realtor important? If you were asked the same question, why is having a good doctor or a good dentist or a good lawyer important? Perhaps you w... Wed, 31 Dec 1969 18:33:28 CST Abron http://factoidz.com/wp-content/themes/gabtheme/images/why-having-a-good-realtor-is-important.jpg http://factoidz.com/schrodingers-cat-versus-the-price-of-gm-stock/ http://factoidz.com/schrodingers-cat-versus-the-price-of-gm-stock/ I was recently approached by a friend and asked my opinion on an investment strategy. Guess she thought I was an expert based on my past experience and how much money I have lost in the market. Perhaps her approach to my advice was to take whatever I said and do the opposite. Wed, 31 Dec 1969 18:33:28 CST Abron http://factoidz.com/wp-content/themes/gabtheme/images/schrodingers-cat-versus-the-price-of-gm-stock.jpg http://factoidz.com/why-im-so-fond-of-the-number-8/ http://factoidz.com/why-im-so-fond-of-the-number-8/ First let me say my fondness of the number 8 has very little to do with the Chinese culture. Although I must admit their strong belief in the luck, number eigh... Wed, 31 Dec 1969 18:33:28 CST Abron http://factoidz.com/wp-content/themes/gabtheme/images/why-im-so-fond-of-the-number-8.jpg http://factoidz.com/8-ways-to-cure-a-hangover/ http://factoidz.com/8-ways-to-cure-a-hangover/ For you evening or weekend warriors, pressured to relieve the stress from the day or previous week’s work and who use alcohol as a primary means to do so; and to a greater extent are a little excessive or have a hard time knowing... Wed, 31 Dec 1969 18:33:28 CST Abron http://factoidz.com/wp-content/themes/gabtheme/images/8-ways-to-cure-a-hangover.jpg http://factoidz.com/how-to-spot-online-scams/ http://factoidz.com/how-to-spot-online-scams/ The Internet is our link to the world. We have come to depend on it and in many respects some of us can not live without it. When you think about the service it provides my breath is taken away. On a personal note, I am not sure ho... Wed, 31 Dec 1969 18:33:28 CST Abron http://factoidz.com/wp-content/themes/gabtheme/images/how-to-spot-online-scams.jpg http://factoidz.com/fico-must-go/ http://factoidz.com/fico-must-go/ Interest rates are at an all time low. The Federal government has made the largest cash infusion into Financial Institutions in History for the purpose of freeing up money for lending. The housing market, the auto industry, the retail industry and consu... Wed, 31 Dec 1969 18:33:28 CST Abron http://factoidz.com/wp-content/themes/gabtheme/images/fico-must-go.jpg http://factoidz.com/why-i-believe-that-life-begins-at-conception/ http://factoidz.com/why-i-believe-that-life-begins-at-conception/ First of all let me unequivocally state, “I believe in a woman’s right to chose”. Let me also attach two caveats. One, this right must be exercised within the first trimester, the sooner the better. ... Wed, 31 Dec 1969 18:33:28 CST Abron http://factoidz.com/wp-content/themes/gabtheme/images/why-i-believe-that-life-begins-at-conception.jpg http://factoidz.com/how-to-make-hawaiian-oysters/ http://factoidz.com/how-to-make-hawaiian-oysters/ Here in Hawaii, we like to cookout. In fact it is not uncommon for Thanksgiving to take the form of a good old fashioned BBQ. So here is a simple way to prepare some of the best oysters you will ever taste: “Oysters on the Barbee”, this recipe will be sized for eight large oysters and is proport... Wed, 31 Dec 1969 18:33:28 CST Abron http://factoidz.com/wp-content/themes/gabtheme/images/how-to-make-hawaiian-oysters.jpg http://factoidz.com/eight-steps-to-achieving-success-and-peace/ http://factoidz.com/eight-steps-to-achieving-success-and-peace/ What if you were given a roadmap that reveals directions where at the end was a pot of gold? Well let me qualify my message: how much is peace and success worth to you? Well peace and success is our symbolic ... Wed, 31 Dec 1969 18:33:28 CST Abron http://factoidz.com/wp-content/themes/gabtheme/images/eight-steps-to-achieving-success-and-peace.jpg http://factoidz.com/8-essential-tips-on-purchasing-a-home-in-todays-real-estate-market/ http://factoidz.com/8-essential-tips-on-purchasing-a-home-in-todays-real-estate-market/ The key to this process is the relationship the buyer forms with the seller. First, search for a prop... Wed, 31 Dec 1969 18:33:28 CST Abron http://factoidz.com/wp-content/themes/gabtheme/images/8-essential-tips-on-purchasing-a-home-in-todays-real-estate-market.jpg http://factoidz.com/8-steps-to-jump-starting-the-economy/ http://factoidz.com/8-steps-to-jump-starting-the-economy/ You will not hear anyone talking about this because it would solve our current financial debacle. The solution is an easy one and it gets at the route cause of the problem. The 700 b... Wed, 31 Dec 1969 18:33:28 CST Abron http://factoidz.com/wp-content/themes/gabtheme/images/8-steps-to-jump-starting-the-economy.jpg http://factoidz.com/eight-points-on-how-to-express-your-condolences-to-a-bereaved-family/ http://factoidz.com/eight-points-on-how-to-express-your-condolences-to-a-bereaved-family/ 1.) State to whom you are addressing your remarks: In the case of a large crowd always mention the immediate family first, spouse and children. Then a casual reference to whoever is the prim... Wed, 31 Dec 1969 18:33:28 CST Abron http://factoidz.com/wp-content/themes/gabtheme/images/eight-points-on-how-to-express-your-condolences-to-a-bereaved-family.jpg