http://factoidz.com/profile/catevanne/ Catherine Lugo articles on Factoidz en-us http://factoidz.com/creative-christmas-gifts/ http://factoidz.com/creative-christmas-gifts/ Holiday Recipe Booklet You'd love to pass on all those old family favorite recipes to your friends and family, especially now, just in time for the holidays. Make a recipe booklet; it's easy and will mean so much to several people on your Christmas list. All you have to do is g... Wed, 31 Dec 1969 18:33:29 CST catevanne http://factoidz.com/wp-content/themes/gabtheme/images/christmas-stocking-stuffers-they-need-anyway.jpg http://factoidz.com/find-free-stuff-online/ http://factoidz.com/find-free-stuff-online/ You want free stuff online, who doesn't? Well check out Thunderfap.com.  Thunderfap.com only posts 100% real freebies and there is never a shipping fee to pay. Thunderfap.com  ... Wed, 31 Dec 1969 18:33:29 CST catevanne http://factoidz.com/wp-content/themes/gabtheme/images/how-to-stay-upbeat-during-hard-times.jpg http://factoidz.com/new-home-owner-knowhow/ http://factoidz.com/new-home-owner-knowhow/ Taking possession of a new home is an exciting time in anyone's life and it's easy to become overwhelmed.  Nevertheless, there are some maintenance and safety issues that you should address immediately. The following checklist should be of help: Change all locks on ou... Wed, 31 Dec 1969 18:33:29 CST catevanne http://factoidz.com/wp-content/themes/gabtheme/images/8-essential-tips-on-purchasing-a-home-in-todays-real-estate-market.jpg http://factoidz.com/growing-a-great-garden-part-one/ http://factoidz.com/growing-a-great-garden-part-one/ So you want to grow a garden. Gardening is a very popular past time and it's great to be able to see tender young shoots sprouting out of the ground and know that someday soon you'll be harvesting your own vegetables or plucking your own flowers. You don't have to be a scientist to grow... Wed, 31 Dec 1969 18:33:29 CST catevanne http://factoidz.com/wp-content/themes/gabtheme/images/gardening-the-best-self-therapy.jpg http://factoidz.com/thermostat-know-how/ http://factoidz.com/thermostat-know-how/ Heating your home as efficiently as possible this winter is a question on everyones' mind. Arming yourself with some general knowledge about one of the main components of any heating system, the thermostat, makes sense. The thermostat is simply a temperature-sensitive device that o... Wed, 31 Dec 1969 18:33:29 CST catevanne http://factoidz.com/wp-content/themes/gabtheme/images/how-mortgage-lending-has-changed-after-the-first-subprime-debacle.jpg http://factoidz.com/harvest-rainwater-for-home-use/ http://factoidz.com/harvest-rainwater-for-home-use/ Rainwater harvesting has come into its own in the last few years. It's a fun and easy way to take advantage of a free resource while helping our environment and saving on your water bill. So reduce your water usage by recycling your rainwater in this very eco-friendly way; it's a natura... Wed, 31 Dec 1969 18:33:29 CST catevanne http://factoidz.com/wp-content/themes/gabtheme/images/small-drips-that-ripple-out-of-control-a-great-way-to-visualize-your-time-management.jpg http://factoidz.com/go-green-with-straw-bale/ http://factoidz.com/go-green-with-straw-bale/ Lots of us out there are interested in building a straw bale home; but while intriguing, straw bale building is nothing new. Building with straw dates back to before history was recorded because straw and grasses were the most readily available building materials for our ancestors. Only in the 20t... Wed, 31 Dec 1969 18:33:29 CST catevanne http://factoidz.com/wp-content/themes/gabtheme/images/go-green-with-straw-bale.jpg http://factoidz.com/how-green-is-your-dream-homepart-two/ http://factoidz.com/how-green-is-your-dream-homepart-two/ If you're going to build your green dream home, then make it as sustainable as possible. Sustainable design is design that eliminates as much negative environmental impact as possible, something all of us are interested in these days. Sustainable design achieves this goal through the use of renew... Wed, 31 Dec 1969 18:33:29 CST catevanne http://factoidz.com/images/p/default-13.jpg http://factoidz.com/how-green-is-your-dream-home-part-one/ http://factoidz.com/how-green-is-your-dream-home-part-one/ Just how green is your dream home? You have found the home of your dreams and you need to get it professionally inspected. Why not have your home inspector check out how green this home really is? After all, a green home uses less energy, water and all of our precious na... Wed, 31 Dec 1969 18:33:29 CST catevanne http://factoidz.com/wp-content/themes/gabtheme/images/how-green-is-your-dream-home-part-one.jpg http://factoidz.com/home-inspection-checklist/ http://factoidz.com/home-inspection-checklist/ What is a home inspection and why do you need one? Do you know what to look for during a home inspection? I found myself asking that very same question when my husband and I bought our home. A home inspection checks out all the major systems of the home you want to buy, or sell, so your real estat... Wed, 31 Dec 1969 18:33:29 CST catevanne http://factoidz.com/wp-content/themes/gabtheme/images/home-inspection-checklist.jpg http://factoidz.com/good-quilt-projects/ http://factoidz.com/good-quilt-projects/ If you have lots of fabric just lying around doing nothing, whether it's quilting fabric or not, consider making a scrap-buster quilt. Break out your quilting patterns and mix and match all your leftovers. Whether you're doing machine quilting or even beginner quilting, a scrap buster quilt is fun a... Wed, 31 Dec 1969 18:33:29 CST catevanne http://factoidz.com/wp-content/themes/gabtheme/images/good-quilt-projects.jpg http://factoidz.com/ten-ways-to-go-green-in-2009/ http://factoidz.com/ten-ways-to-go-green-in-2009/ The new year is just around the corner, and though it feels like I just got through celebrating 2008, I know I must look ahead and plan for 2009. New Years' Resolutions are already popping into my head and my mind is buzzing with how I'll implement them. Above all, I just know that I am going gree... Wed, 31 Dec 1969 18:33:28 CST catevanne http://factoidz.com/wp-content/themes/gabtheme/images/ten-ways-to-go-green-in-2009.jpg http://factoidz.com/i-need-a-payday-loan-immediately/ http://factoidz.com/i-need-a-payday-loan-immediately/ Payday loans, same day loans, no hassle online payday loans-it all adds up to one thing. You need cash and you need it now. But where to go and get the extra cash you need safely? If you're getting your payday loan online, which is the fastest way, make sure the site you use has ample security meas... Wed, 31 Dec 1969 18:33:28 CST catevanne http://factoidz.com/wp-content/themes/gabtheme/images/i-need-a-payday-loan-immediately.jpg http://factoidz.com/writing-creative-christmas-letters-tips-and-examples/ http://factoidz.com/writing-creative-christmas-letters-tips-and-examples/ Never underestimate the power of your written words. In these days of fast track living, who takes the time to sit down and actually drag out paper and pen and put their words to paper? It's so easy to pick up the phone or dash off an email, but neither of these is as effective or person... Wed, 31 Dec 1969 18:33:28 CST catevanne http://factoidz.com/wp-content/themes/gabtheme/images/writing-creative-christmas-letters-tips-and-examples.jpg http://factoidz.com/how-to-find-financing-for-your-new-small-business/ http://factoidz.com/how-to-find-financing-for-your-new-small-business/ Times are tough for any and all business start-ups, but where there's a will, there's a way, and if you really want to start that new business, you can find financing. Here are a few tips: Personal Savings Do you have enough in savings for business financing? If so, how lo... Wed, 31 Dec 1969 18:33:28 CST catevanne http://factoidz.com/wp-content/themes/gabtheme/images/how-to-find-financing-for-your-new-small-business.jpg http://factoidz.com/finding-volunteer-opportunities-for-the-holidays/ http://factoidz.com/finding-volunteer-opportunities-for-the-holidays/ There are so many ways to help your neighbors during the holidays; you won't have to look far to find volunteering opportunities. The benefits of volunteering are too numerous to list, but you'll know you've done the right thing and that's what matters. Reach out to help those in your neighborhood o... Wed, 31 Dec 1969 18:33:28 CST catevanne http://factoidz.com/wp-content/themes/gabtheme/images/finding-volunteer-opportunities-for-the-holidays.jpg http://factoidz.com/find-local-car-auctions/ http://factoidz.com/find-local-car-auctions/ If you plan to attend a car auction, please memorize these phrases: "Buyer Beware" and "As Is." That's because most cars are sold at car auctions in whatever shape they happen to be in at that moment. You'll get no warranty and you'll have no chance to take the car to your mechanic to have it chec... Wed, 31 Dec 1969 18:33:28 CST catevanne http://factoidz.com/wp-content/themes/gabtheme/images/find-local-car-auctions.jpg http://factoidz.com/christmas-dips-for-vegetarians/ http://factoidz.com/christmas-dips-for-vegetarians/ We all know that Christmas is a time of indulging and that's fine, but why not take every opportunity to shave off a few calories without sacrificing taste? Take avocados-they're awesome, but with 30 grams of fat per avocado, they can defeat your diet rather quickly. That's where Broccom... Wed, 31 Dec 1969 18:33:28 CST catevanne http://factoidz.com/wp-content/themes/gabtheme/images/christmas-dips-for-vegetarians.jpg http://factoidz.com/how-to-build-your-own-diy-greenhouse/ http://factoidz.com/how-to-build-your-own-diy-greenhouse/ Here's how to build a simple DIY hoophouse or greenhouse. It's the perfect do-it-yourself project, and there are as many ways to build this kind of greenhouse as there are plants to grow in one. What you'll need Large hoops or bows made of metal or plastic pipe ... Wed, 31 Dec 1969 18:33:28 CST catevanne http://factoidz.com/wp-content/themes/gabtheme/images/how-to-build-your-own-diy-greenhouse.jpg http://factoidz.com/can-you-find-drinkable-wines-for-under-three-dollars/ http://factoidz.com/can-you-find-drinkable-wines-for-under-three-dollars/ Charles Shaw. Remember the name. More specifically, remember Charles Shaw Winery if you want good, cheap wines. The wines produced under the Charles Shaw label are remarkably drinkable. You'll love them if you're not a snob with a wine cellar full of vintage wines. Once you start drinking these ... Wed, 31 Dec 1969 18:33:28 CST catevanne http://factoidz.com/wp-content/themes/gabtheme/images/can-you-find-drinkable-wines-for-under-three-dollars.jpg http://factoidz.com/how-to-use-vinegar-as-a-house-cleaning-solution/ http://factoidz.com/how-to-use-vinegar-as-a-house-cleaning-solution/ Vinegar, the white distilled kind, is the best all-around cleaning agent you can find. Due to its level of acidiy, it can kill mold, germs and bacteria. Cleaning with vinegar is environmentally friendly, inexpensive and non-toxic to pets and people; and it's safe to use on furniture or fabrics; ... Wed, 31 Dec 1969 18:33:28 CST catevanne http://factoidz.com/wp-content/themes/gabtheme/images/how-to-use-vinegar-as-a-house-cleaning-solution.jpg http://factoidz.com/will-vinegar-damage-furniture-or-fabrics-if-used-as-a-cleaner/ http://factoidz.com/will-vinegar-damage-furniture-or-fabrics-if-used-as-a-cleaner/ Vinegar is the best all around cleaner you can find; you can use it to clean furniture or fabrics with great results. It's inexpensive and non-toxic, it works in the laundry, in the kitchen, even outside on weeds. There's a reason our grandmothers used it; today it's one of the best kept homemaking ... Wed, 31 Dec 1969 18:33:28 CST catevanne http://factoidz.com/wp-content/themes/gabtheme/images/will-vinegar-damage-furniture-or-fabrics-if-used-as-a-cleaner.jpg