http://factoidz.com/profile/cherylmountford/ Cheryl Mountford articles on Factoidz en-us http://factoidz.com/how-to-protect-yourself-from-identity-theft-with-diy-credit-monitoring/ http://factoidz.com/how-to-protect-yourself-from-identity-theft-with-diy-credit-monitoring/ Identity theft has become one of our biggest fears. The question is how to best protect yourself from such a terrible crime. There are companies who, for a service fee, will take steps to reduce your risk of identity theft. Many of these companies will repay your losses and help you clear your names... Wed, 31 Dec 1969 18:33:29 CST cherylmountford http://factoidz.com/images/p/default-14.jpg http://factoidz.com/8-strategies-for-keeping-your-personal-information-safe-from-identity-theft/ http://factoidz.com/8-strategies-for-keeping-your-personal-information-safe-from-identity-theft/ In today's world identity theft is on the rise, and identity fraud can happen to anyone. We all need to learn to protect ourselves, your social security number is not the only key to your identity.  Any personal informatio... Wed, 31 Dec 1969 18:33:28 CST cherylmountford http://factoidz.com/wp-content/themes/gabtheme/images/8-strategies-for-keeping-your-personal-information-safe-from-identity-theft.jpg http://factoidz.com/what-is-medical-identity-theft/ http://factoidz.com/what-is-medical-identity-theft/ So we've all heard of identity theft, but have you ever heard of medical identity theft?  Pam Dixon the executive director of World Privacy Forum defines it as an individual or a group of individuals that use another person's identity in order to get medical supplies or services. Although this t... Wed, 31 Dec 1969 18:33:28 CST cherylmountford http://factoidz.com/wp-content/themes/gabtheme/images/what-is-medical-identity-theft.jpg http://factoidz.com/12-steps-you-need-to-take-if-youve-been-a-victim-of-identity-fraud/ http://factoidz.com/12-steps-you-need-to-take-if-youve-been-a-victim-of-identity-fraud/ If you've just experienced the terrible feeling of having your identity stolen - there are millions of others who know how you feel. ID theft is one of the most common financial crimes and is on the rise. Here are the essential steps you need to take to react to an ID fraud: Notify affec... Wed, 31 Dec 1969 18:33:28 CST cherylmountford http://factoidz.com/wp-content/themes/gabtheme/images/12-steps-you-need-to-take-if-youve-been-a-victim-of-identity-fraud.jpg http://factoidz.com/case-study-an-average-identity-theft-victim/ http://factoidz.com/case-study-an-average-identity-theft-victim/ Jasper, 46, worked as a clerk in legal agency. After number of years with the agency, Jasper got a letter from that agency alerting him to the loss of an external computer hard drive. The pivotal factor here is that although Jasper was no longer part of the government agency when he got the letter, ... Wed, 31 Dec 1969 18:33:28 CST cherylmountford http://factoidz.com/wp-content/themes/gabtheme/images/case-study-an-average-identity-theft-victim.jpg http://factoidz.com/understanding-the-new-federal-red-flag-rules-and-how-they-can-help-you-avoid-id-fraud/ http://factoidz.com/understanding-the-new-federal-red-flag-rules-and-how-they-can-help-you-avoid-id-fraud/ Identity thieves are in for hard grind this year as regulators are working overtime to make sure that your personal details cannot be stolen. Thanks to new "red flag rules," whose main objective is to impede identity thieves, fraud cases are going to reduce. Consumers are not really aware of the ... Wed, 31 Dec 1969 18:33:28 CST cherylmountford http://factoidz.com/wp-content/themes/gabtheme/images/understanding-the-new-federal-red-flag-rules-and-how-they-can-help-you-avoid-id-fraud.jpg http://factoidz.com/what-is-criminal-identity-theft/ http://factoidz.com/what-is-criminal-identity-theft/ Criminal ID theft occurs when any individual falsely claims to be another person at the time of arrest, penalty or breaking law. With as little details as the name of the victim and date of birth, perpetrators can get release from the jail and ruin a life of an innocent person. There is a variati... Wed, 31 Dec 1969 18:33:28 CST cherylmountford http://factoidz.com/wp-content/themes/gabtheme/images/what-is-criminal-identity-theft.jpg http://factoidz.com/how-to-keep-your-public-records-safe-and-out-of-the-reach-of-identity-criminals/ http://factoidz.com/how-to-keep-your-public-records-safe-and-out-of-the-reach-of-identity-criminals/ It has become alarmingly easy for anyone to lookup personal information about you through your public records available online. More government agencies are providing access to their databases online, so that consumers no longer need to go to a city courthouse to look this information up. There's a ... Wed, 31 Dec 1969 18:33:28 CST cherylmountford http://factoidz.com/wp-content/themes/gabtheme/images/how-to-keep-your-public-records-safe-and-out-of-the-reach-of-identity-criminals.jpg http://factoidz.com/how-to-avoid-being-a-victim-of-atm-fraud/ http://factoidz.com/how-to-avoid-being-a-victim-of-atm-fraud/ A "skimmer" is an instrument that has ability to reads and records all the account details that are stored electronically on the magnetic stripe of an ATM card. There is a wrong notion among few people that identical, ubiquitous automated teller machines do not attract high-tech cyber-thieves. Accor... Wed, 31 Dec 1969 18:33:28 CST cherylmountford http://factoidz.com/wp-content/themes/gabtheme/images/how-to-avoid-being-a-victim-of-atm-fraud.jpg http://factoidz.com/what-is-synthetic-identity-theft/ http://factoidz.com/what-is-synthetic-identity-theft/ Synthetic ID theft is fraud which is perpetrated using a completely fabricated identity (as opposed to a stolen one). Synthetic ID theft is widely been regarded as one of the most prevalent forms of identity theft. Business firms face lots of problem in detecting synthetic ID theft. Synthetic ID the... Wed, 31 Dec 1969 18:33:28 CST cherylmountford http://factoidz.com/wp-content/themes/gabtheme/images/what-is-synthetic-identity-theft.jpg http://factoidz.com/how-to-create-hack-proof-passwords/ http://factoidz.com/how-to-create-hack-proof-passwords/ Passwords are your last line of defense against identity fraud and other online scams. While it goes without saying that you should always keep your password safe and never give it out, you should also have a password that is strong and secure. Criminals have sophisticated tools to crack password... Wed, 31 Dec 1969 18:33:28 CST cherylmountford http://factoidz.com/wp-content/themes/gabtheme/images/how-to-create-hack-proof-passwords.jpg http://factoidz.com/when-is-it-ok-to-give-out-your-social-security-number/ http://factoidz.com/when-is-it-ok-to-give-out-your-social-security-number/ How many times have you walked into a store or signed up for a service over the phone, only to have the representative ask you for your Social Security number in order to complete the application or process? You should be very careful about giving out your SSN. Your nine-digit Social Security num... Wed, 31 Dec 1969 18:33:28 CST cherylmountford http://factoidz.com/wp-content/themes/gabtheme/images/when-is-it-ok-to-give-out-your-social-security-number.jpg http://factoidz.com/7-commandments-for-preventing-id-fraud/ http://factoidz.com/7-commandments-for-preventing-id-fraud/ Identify theft is a growing problem in the US. According to the Federal Trade Commission, the following stats are surprising: 10 million Americans — 4.6% of the adult population — became victims of identity theft in the past year alone. 27 million Americans have been victi... Wed, 31 Dec 1969 18:33:28 CST cherylmountford http://factoidz.com/images/p/default-7.jpg http://factoidz.com/immediate-steps-to-take-if-youve-been-a-victim-of-identity-theft/ http://factoidz.com/immediate-steps-to-take-if-youve-been-a-victim-of-identity-theft/ If you have been the target of an identity theft crime, you must act quickly to minimize the damage which can be done to your credit score. Keep a record of everything that happens and all your communications - this can serve as evidence and legal documentation you will need. Get a copy of your... Wed, 31 Dec 1969 18:33:28 CST cherylmountford http://factoidz.com/images/p/default-5.jpg http://factoidz.com/how-identity-theft-works/ http://factoidz.com/how-identity-theft-works/ The first step to avoiding identity theft is to understand how it works. By understanding the methods and strategies of identity thieves, you can be one step ahead in avoid becoming a victim yourself. Identity theft is a massive and growing problem for consumers in the US. There are four... Wed, 31 Dec 1969 18:33:28 CST cherylmountford http://factoidz.com/images/p/default-11.jpg http://factoidz.com/how-to-prevent-phishing-and-other-online-identity-scams/ http://factoidz.com/how-to-prevent-phishing-and-other-online-identity-scams/ Phishing and other tactics are commons scams run by online thieves who are out to steal your identity. Here are some easy tips and ways to keep yourself safe during your online travels. Be extra careful with your accounts Since identity theft has become such a huge problem on the web, it ... Wed, 31 Dec 1969 18:33:28 CST cherylmountford http://factoidz.com/images/p/default-13.jpg